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Is Whole Life insurance always a bad idea?

Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there "slowly" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"

   








Getting my own car, insurance and registration.?
Car insurance?
Best / cheapest health insurance for single divorced mom?
How much in costs would I be looking at and what car would you reccomend to get?
Rental Car Insurance-I don't have a auto insurance.What are the coverage i have to buy from rental company?
Does anyone know the car insurance laws in new york state?
How do I get insurance for my new car?
Wont be able to pay rent and car insurance this week?
Help-auto accident question/unlicensed driver/not our fault/losing vehicle?
How reliable is Erie Auto Insurance?
About how much will insurance cost on a 2011 Aprilia RSV 1000 factory?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
Do they drug test a newborn if the mom has private insurance?
Will my car insurance cost less when the surcharge ends?
Is Bike insurance cheaper then Car?
Question about Ontario Car Insurance and transferring vehicles.?
Auto insurance in California?
Suggestions for 1st car?
How do I deal with my car insurance company after a crash?
Why is my insurance dearer with a named driver?
Car Insurance?
Good auto insurance deal?
Anybody have any info on Home Owners Insurance?
Health insurance in USA?
Auto Insurance Issue/New 16 Year Old Driver?
Do you have to insure a road legal quad?
How much will my car insurance cost for 16 year old girl in possibly a ford taurus?
What happens when you drive your friend's car withour insurance?
Can u keep a car in a garage without it having insurance?
Need help with insurance!! getting ready to buy a car?
Car insurance,guy hit my car,cited by police,now denied it?
Cheaper insurance?
Best car insurance?
Best car insurance?
Help picking car insurance?
What are the best car insurance company's?
How much is one months car insurance on average?
Can you buy your own home insurance instead of the bank get it for you?
Cheapest car insurance company for 18 years old female?
How much would my car insurance cost? ?
How high is your health insurance deductible?
Geico vs. Progressive?
Car lot where i don't need full coverage insurance (47130)?
My auto insurance company is telling me they may not pay claim what can i do?
Is $700 to add spouse to group health plan normal?
Why do sompanies like State Farm require you to pass a credit check?
Affordable health insurance?
Does homeowners insurance cover Water Damage ?
How much more will it cost to add another car to insurance for a teenager with license, already have to cars?
Car Insurance for a teenage.....?
https://tfulennechenvi.wordpress.com/2017/05/25/could-i-get-deferment-on-auto-loan/

https://thiadiatalaroo.wordpress.com/2017/05/14/motorcycle-insurance-for-a-17-year-old-in-ontario/






























































Will my insurance go up if i get my first speeding ticket?
I live in Louisiana and have farm bureau. I dont pay for my insurance so i was wondering if i should tell my mom since she will see if it went up. Please Help!!!


Is there a way you can assign a life insurance policy while living to pay off your mortgage after you die?
I currently have life insurance through my employer. If something were to happen to me, I would like the burial costs and remaining mortgage to be deducted from the policy amount so my family won't have to pay anything. The remaining would go to my children. How would I set something like this up? I am in the state of Wisconsin."


How to get a liability insurance or cash bond for a day?and how much it cost? ?
I want to take my bridals pictures in the Capitol in Utah, and they require the photographer to have a liability insurance for 10.000 dollars, she doesn't have one though. The other option is the client (in this case me and my fiance) can get a liability insurance or cash bond for the day. I don't know if they are affordable or not, and have no idea how to obtain one. Please help me....."


I need money for car insurance?? help?
i am almost 17 and car insurance is sky high at the moment ranging from about 3,000-9,000 i really want a car when i pass my lisense in a couple of months and can afford a car but not the insurance. any ideas on how i can raise some money, or get some funds together?? thanks in advance :)"


How much would insurance be for me if i have kawasaki zx10r and im a newbie?
How much would insurance be for me if i have kawasaki zx10r and im a newbie?


"I dont have car insurance at all, and im renting a car next weekend, will they need proof of insurance at the counter when i pick it up?
Will enterprise ask me to present them proof of insurance AT THE COUNTER when renting a car when i pick it up or will they take my word for it?


Financing a new car and with no insurance?
i do not plan on driving the car, I want it in my drive way with no plate on till my son turns 16, I uner stand I need to have plates registration and insurance to take it home, but after I get home I want it to just sit in the drive way"


Can your parents pay your car insurance?
Keep in mind, they don't have a car!! I know i sounds crazy"


Do insurance rates always go up after fender benders? even super minor ones?
I have nationwide. about 1.5 years ago when i was 19 , I was in an accident that was my fault when a bottle of sunscreen got under my brake pedal. so i dont think accident forgiveness would be available. I just hope that because its such a minor fix that they wont raise my insurance, it would really upset my dad who pays for my insurace."


After Military Health Insurance Options?
I just finished my contract in the US ARMY. I lose health care in a month. I plan on going to school using the post 9/11 GI BILL. I have over 15K in savings therefore I don't plan on working the first year. I will be renting an apartment using my savings and the housing allowance given in the post 9/11 gi bill. It's mandatory to have health insurance at the college I am accepted to. What health care company will give me insurance. I don't work so how does this work?


Help with health insurance please?
im 19 can i add my girlfriend to my health insurance? we live together and everything


Should i have my g2 licence for sure to get my auto insurance?
I've my international driving permit and g1 license.... but when i try to get auto insurance quote in the internet... The results are not given,if i mention i have my international driving licence or G1 licence.... So this is making me wonder, only if i have g2 licence... its possible to get my car insurance in canada?""... Please help."""


Insurance Question for owners of the 2007 pontiac g5?
Im a 22 yr old male, never had a car before, just got my license; and im about to purchase me a new pontiac g5. Im wondering how much i can expect to pay for insurance every month?Plz help!"


Estimate on insurance quote for a 17 yr old on a DT125? ?
Any idea anyone :P ?


Cost to Insure Skyline.?
got a R34 GT-r. maybe thinking about downgrading to a GT-s R33 cuz i the insurance is a little ridiculous. $640 Thats full coverage and im only 19 :P turnng 20 soon. Which would be more to insure and what you think it would cost to insure the R33? I do have 1 speeding ticket and one wreckless driving back when i was 16.


Is Whole Life insurance always a bad idea?
Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there "slowly" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"


Applying for Life Insurance?
Underwriting is asking her when was she first diagnose with diabetes for her life insurance. Though these questions can be found by looking in her medical records, is having diabetes longer or recently help your chances of getting life insurance."


Wat is the best small car and cheap on insurance?
Wat is the best small car and cheap on insurance?


Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?
My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?"


CAR INSURANCE !Please HELP !?
I need to know how much it would be to cancel my Farmers car insurance ? I had just bought a new car and the dealership told me I was covered under my mom's insurance. I also paid for GAP insurance as well. 2 weeks later, I was in a pile up on a highway involving 3 cars, I was the second car and I was found at fault. Come to find out, I was not covered under my moms and had no insurance. After the wreck, I bought Farmers. The total cost to fix my car is about $5,000 and they sent my about $400. The place where I bought my car is refusing to pay anything even though they told me I was covered. My insurance agent even had to tell them over the phone that I was not covered, they didn't see why not. Now I am stuck with a $500 car payment each month and a $200 insurance bill. I can't save up any money to get my car fixed since 90% of my checks go into gas for my old Astro van that I have to drive and my bills. My car won't run so it is just sitting there. Please help ! How much would it be?"


Car Insurance for Young Driver (UK)?
Hi, I'll get straight to the point, I'm 17 almost 18 and am looking 2 buy my 1st car. I live a upper class life, and when it comes down to cars i do get to travel in in style. e.g. my dad drives a Jaguar S-Type, my mother a brand new 2008 Land Rover Freeland, and i do know people with Bentley's and this one guy i know will take me out for a drive in his Aston Martin Vanquish. I do like to stick out from a crowd and this is a amazing opportunity to do so at college. My 1st car is definitely goin on my dads policy, and by then i will have my full license. I have seen Jaguar XJ's for sale which i can afford, but my greatest question is how much would the insurance be. If someone who is a young driver who drives a Jaguar or something similer could give me a rough guess to how much insurance wud be?, i wud be greatfull or someone who has insured a young driver on there Jaguar?. "


Cheapest bikes for insurance?
I'm 19 and want to take my CBT early next year and start riding motorcycles. Im tired of paying thousands of pounds for car insurance but need some sort of transport as i commute a lot in town for my work so a motorbike seemed the logical solution. I have been getting quotes for a few bikes and the cheapest i have got is 500 TPFT on a yamaha YBR. I like the look of the yamaha but is this one of the cheapest bikes to insure? A few sinnis bikes have come close to this price but have read mixed reviews online, would love to hear off anyone who owns a sinnis bike about what they think of them. Also the cheapest insurance company i can find is Scooters & Bikes, if anyone knows any other cheap insurance companies i would love to hear them."


Toyota Corolla insurance?
Im just wondering, is the insurance on the toyota corolla (s) more expsensive than the (ce) or (le)."


"Fender bender, no license, no insurance? What can we do?"
Thank you. So much everybody. I talked to the others"""


compromised.?"
I need to get a new email address. I have had this email address for a great many years and I can't possible re-do all of my years of work. Can I delete the current address and make a new one. If so, how do I do this. All of this is from a huge company that let everyone's information become compromised. Do I like it...No. Thanks"


Registering and insuring a salvaged car?
just bought a car with a salvaged title with full knowledge of such thinking i'll save some money. the car runs fine, everything functions as any other car and if the title didn't say it's salvaged, no one would ever know. in the state of california, do most major insurance companies (ie state farm, allstate, geico, etc) easily insure these types of cars? i'll only be getting liability, but does it cost more? also, in terms of registering the car, are registration fees higher and any hurdles i'm going to have to jump before this car is registered? it passed smog, the motor is unaltered, all the lights work etc. thanks."


What is the best global/international medical insurance?
Hi. What is the most comprehensive individual-policy medical insurance that includes prescription drug coverage? I want to teach English in China someday and it depresses me that I won't be able to retain my job's medical insurance for USA coverage. I'd have to purchase my own. I'm afraid that I might get a plan that won't cover important things if I get sick. Posting this under China as I know there are lots of expatriats on this part of Y/A....


"Covered California applying for insurance, I have a question about household? Please help.?"
I moved to California from Nashville almost 3 years ago. I live with my girlfriend and her family. I am not related to them and I have to apply for insurance. In their household, she has a father, mother, 2 sisters and a niece. I don't have a job right now, but I did work and had two jobs and earned my own income. So when applying for insurance, and I want to apply for myself do I have to add them to the household. As well, when her father tries to apply for coverage for her and her mother and sisters does he have to put me under the household or not? Thank you very much have a great day."


Car insurance?
What would be the cheapest car to insure? Im 20 but hoping to get my full licence in a few months.. How much would it be to insure a renault clio/peugeot 206/Hyundai getz? Something like that.. I did some online quotes and they were around 5000 for a 500/600 car that's not possible? How much would it be as a 2nd driver under my dad's insurance? Thanks


"If someone's name is on a vehicle title as co-owner"" do they have to be added to the owner's insurance??"""
Thanks for all the informative answers - I really appreciate it!! I'm going to leave this question posted for a few more days before choosing best answer"" because there are so many conflicting answers"


Who is offering the cheapest car insurance?
I am 21 with 3 years NCB, need to renew my insurance shortly. I know that alot of companies are not on the comparison websites, so does anybody know anywhere that is cheaper than the comparisions?"


Is Whole Life insurance always a bad idea?
Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there "slowly" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"


Health insurance for dependent parent?
Am I correct that I cannot add my dependent parent to my health insurance plan at work And my dependent parent who lives in my household and has no income of their own cannot qualify for medicaid because of my income level?When applying for medicaid they ask for the household income not just the applicants income.If this is the case it is a very unfair situation for adult children who support their dependent parent.Whats even stranger is I was told that if I had a gay live in partner they could be added to my health ins policy? BUT not a parent? Is this really true?


How do you handle car insurance on a road trip with multiple drivers?
I'm going on a road trip from Canada to the US, and we have four people driving (including the owner of the car). Since any accident (no matter the driver) will impact the insurance of the car owner, what's the best way to deal with an accident? Driver agrees to pay direct costs associated, if anything were to happen? (though it may still impact their car insurance premiums in the long term?) Pre-pay an informal fee like $100, and if an accident happens you are absolved? If no accident, then it's free money for the car owner? How do you equitably handle it? The trip hasn't happened yet, but I figure it's best to iron out issues now rather than when it actually happens, then we become bitter enemies."


Are Volvo's Expensive to maintain?
I'm interested in purchasing a VOLVO S40 2.4 2010 with 44000 miles. Its my first car so I'm scared to do the wrong choice. I'm interested in the vehicle because (1) I like the model (2) It has another 15000 miles of warranty including service (3) Its within my budget. Anyone that has owned Volvos or even an S40? please share your experiences and their reliability & expenses. Thank you very much, BTW if possible offer other suggestions"


What is the best / most reliable life insurance company?
I am a healthy 18 year old. Soon to move out of home and onto college. I plan for the future. I know how important it is to pre plan, I myself and going into the funeral business. What Life Insurance company offers affordable and reliable policies of $100,000 for a healthy young 18 year old male? How much would the monthly premium cost?"


Car vs Motorcycle?
I have a Chevy Cobalt that get around 35mpg but I drive over 150 miles a day should I get a motorcycle to save money? if so what kind I was think about a Ninja 250 i weigh 165 pounds and am 5'10


Do i need insurance to sell motobikes?
I am selling mini moto's and quad bikes online, do i need liability insurance to sell these?"


Who has the best home insurance in georgia?
I am about to buy a house and I got to have Ins. I just need to get the best deal. Whats your opinion?


What does car insurance group 31 mean?
hi there i have just brought a mecedez benz, cdi, 220, 04 plate, went on the what car web site to see what my insurance group is and it said group 31. My old car was a 56 plate focus cdti, and that was a high group, it was group 10 and my insurance went up a bit, so when i see group 31 i nearly choked, i have asked lots of people and said they have never heard of it. PLease could some one help, thank you"


Which of two Life Insurance Policys should I keep; which to discard?
I currently hold two life insurance policies on myself. They are both for the same amount, here are the differences: Policy #1 costs $68 per month. It is WHOLE Life, 20 yrs, with Cash Value built in. Policy #2 costs $53 per month. It is TERM life, 30 yrs, with no cash value. I have been paying on both policys just a pinch over 1 year each. I am 50 yrs old. I will work as long as able, since I will never really be able to afford retirement. I have no home, therefore no equity. The only asset I have is an IRA CD of $35k. My only dependent is my hubby, who is 100% disabled. He receives SSDI which is barely enough for him alone. No kids. No pets. I need to add money to my budget so that I can purchase WHOLE Life Insurance for my hubby, as it is a rare policy I found that will accomodate persons Post-Stroke. Why policys? assist surviving spouse w/funds to get home, pay debts, assist w/expenses in general. Questions? Post in your answer; will review. 072208 8:35"


How Do I Claim Life Insurance Benefits?
What to do to claim life insurance benefits?


USAA Auto insurance extra monthly bill?
If i take the extra amount we are paying and multiply by 6, I get the exact amount we used to pay per month. Basically they broke down our normal payment and divided it by 6 and stuck the extra amount onto our normal monthly bill. So 7 Bills in 6 month period! It's funny cause there only excuse is it happens once or twice in the lifetime of your policy! "


What car insurance provider is best In NC?
I am 18 and ready to get a car and insurance. I have responsibility's already and insurance is not cheap. I have a part time job and get anywhere from $150- $200 dollars a week depending on fluctuating hours. I need to know which insurance company is better an will provide a $250 deductible and not jack up the price too much. Which is better i understand that it is a matter of opinion but i need some opinions.


"Can a person with a driver's license but no insurance, legally drive another person's car?
I live in Pa. Can a friend who is a licensed driver but has no car insurance drive another person's vehicle legally? What are some problems which could happen?


Anyone got a rough idea what 3 points on a licence will cost to my insurance policy?
I have just been served a Notice Of Intended Prosecution for doing 37mph in a 30mph zone & the mandatory penalty is a 60 fine & 3 points on my licence.I won't know until I get the conviction code to give to my Insurers (Churchill). My renewal will be in Jan 08. Up to now, the licence is clean, 5 years No Claims. I just wanted to get a rough idea what the 3 points will add in money terms if anyone can help. Thanks in advance."


Do motorcycles require insurance in georgia?
Do motorcycles require insurance in georgia?


Is Whole Life insurance always a bad idea?
Many experts say not to ever get whole life and instead only Term Insurance.... My wife and I are playing on a getting a combination of both (20 yr term.... and a small" whole life on each of us) we are in our late 20s. Premiums are almost = for both our terms and whole lifes policies... plan is that the 20 yr term will get us through our children's college etc... then the whole life will always be there "slowly" being worth more as time goes on to cover us as we get older.... and possibly even when we would have been insurable"