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Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?

My insurance company has told me that over $6000 of the value will be taxable. I've had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much.

   








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Car insurance price?
okay so im thinking about buying a car in the near future but i have no idea about the prices and i heard that its different prices from cars ok soi want a acura integra 200 and from what i heard its 600 a month now is this true if so why so much and i heard that the acura rsx its 1000 for insurance a month now that its really really expensive with gas now days beingso cheap lol yeah now i want to know what are the cheapest cars to have that the insurance wont be as bad no more than 400 for insurance HONDAS??


How much exactly can insurance companies see you your record?
By that I mean if I have a DUI that will be hidden from my record after doing deferred adjusication and be getting a order of nondisclosure. I know employers unless for Goverment jobs won't be able to view it but do insurance companies have access to this? This was in Texas btw.


"Is it true that most Americans don't want access to affordable Health insurance, even if they can get it?"
I joking, but serious. However, I have been hearing this from a few people, so I can't ignore it."


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I am fifteen almost sixteen and i want to take drivers ed online instead of during the school year. If i take it online will it still reduce my insurance cost? I also live in the state of Montana.


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I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.


How much is car insurance for a 16 year old?
How much is car insurance for a 16 year old?


Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?
My insurance company has told me that over $6000 of the value will be taxable. I've had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much.


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What's the best life Insurance place to go to that's good/ Cheap with high cover but also good for a smoker?
What's the best life Insurance place to go to that's good/ Cheap with high cover but also good for a smoker?


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I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record."


Changing circuit breaker amps in electrical panel?
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"How can I get my home insurance to cover my recent flooding"" after our sump pump broke?""
Recently our sump pump broke during a big rain storm and our basement was flooded with over 6 inches of water. The cost to repair everything (nevermind our personal belongings) has been way beyond our flood insurance coverage of $5000. How can I get our insurance to cover our losses since the problem was the sump pump breaking not just the rain storms causing flooding? Right?


How has the affordable care act ensured that everyone in america has insurance minus those who are exempt or chose to opt out?
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I was hit by another car that didn't stop for a stop sign & struck my passenger door. She admitted it was her fault. However, I didn't have car insurance at the time, & was cited. What do I do now? I did file a SR-1 (Report of Traffic Accident Form) @ the DMV. On the form it asks what insurance co., policy #, etc. I had @ the time of accident. I admitted I didn't have any. Now, I have the other party's insurance company calling me & asking about if anyone was hurt, type of damages, etc. The lady that struck me was licensed, however, the car she was driving wasn't hers. She had recently called me & asked if I can drive my car to the auto shop & she will have it repaired. What should I do? The other party's insurance co. will be calling me again Monday w/ further questions. I wonder why? I'm sure they know I didn't have auto insurance as it's noted on the police accident report as well as stating I was cited. I'm just worried that in the long run, my license will be suspended. Anyone with any suggestions/advice on perhaps how I can avoid this? Thanks for reading. By the way, I'm from California."


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with numbers ($$) please


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For my business class we are running a hyptohetical business and for my business I need to figure out the cost for the following insurances: Property Insurance General Liability Insurance Professional Liability Insurance Disability Insurance Business Interruption insurance Where can I find typical costs for these insurances?


Car insurance lapsed? opposing insurance sends letter saying im liable.?
Car insurance lapsed? opposing insurance sends letter saying im liable.?


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Hi, i have the most comprehensive home insurance cover, i have the most expensive insurance available in order to cover everything, i mean everything, even my guests. I obviously have a high monthly premium, i have had to recently make a claim on my laptop and have previously for other items, and it seems that my excess keeps rising, my cover doesnt allow my premiums to be affected but I'm not sure about the excess, are they allowed to increase the excess, it started at 25 but now it is at 125 which is crazy especially since I pay a fortune each month... Are they allowed to increase the excess without notifying and without your consent?"


Where can I get cheap car insurance for a 17 year old?
I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks."


Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?
My insurance company has told me that over $6000 of the value will be taxable. I've had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much.


Why do insurance companies base rates on credit?
Illness hurt our family financially but we recovered and are on the credit mend. Funny thing is we have never missed an insurance payment - nor have we lapsed policies. We have been steady insurance users for 19+ years now. Our driving records and insurance record is also clean. Why is it fair for insurance companies to use credit against you - when they can't possibly know the circumstances.


Is a 2000/2001 BMW 323ci an expensive car to insure?
I know insurance costs depend on a number of factors, but, all that aside, does anyone know if this car is expensive to insure? (or any of the other higher up 3 series like the 330ci )"


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I work for a small company, less than 50 employees, so we are not covered under FMLA. I only received the CA mandatory leave, the 4 months. I have decided not to return to work. They want me to repay my health insurance premiums, which are not cheap. Anyone in CA have experience with this? Thank you!"


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Farmers insurance and my agent didn't know the answer.


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I lost my phone and got a new one in the mail. My phone turned up at my job and now I have two. Can I sell the new one I got from insurance company on eBay? Will this cause any problems?


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How much does scooter insurance cost in Ontario?


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I don't have any health and dental insurance. I would like to get one. Where can I get it at an affordable price? or which company is the best to get it from?


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I'm 24 at the moment, auto insurance is raised for teenagers who are under 25 so i would like to know what is the cheapest auto insurance company out there (i'm currently under my dad's policy and its off the roof, but not that bad $1300 for 6 months) P.S. I hear State farm is the cheapest is that so?"


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well, on my card there's Group:*** is that the group number? i can't really tell"


"Mazda Rx8, good first car?"
Mazda Rx8, good first car?"


What is the difference between term and whole life insurance?
What is the difference between term and whole life insurance?


Americans getting auto insurance in England?
Going to do a road rally in England, can Americans get some type of auto insurance on a car there or can they be put on someone's insurance to drive, I wll also be getting a International drivers license"


Health insurance\Obamacare problem?
My family is broke but we require a lot of essential medicine that insurance covers. We cant afford this insurance for any longer. We would like to get Obamacare but that requires you to drop your insurance for 3 months. There is no way we could last the 3 months. What should we do?


I'm 16 years old and looking for a cheap scooter(ped) or scrambler...how much is the insurance on them. :-)
how much about i know you can get a quote but you have to enter all your bikes infomation and i havent got a bike yet... if its to much money ill just save up for a car. i just need something to get back and forth to work


Can A 17 Year Old Get Insured On A Japanese Sports Car ?
Basically wanting to get insurance on a japanese sports car ?? Would they allow it and how much would it cost ??


Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?
My insurance company has told me that over $6000 of the value will be taxable. I've had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much.