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Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?

I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, it goes up $10 a month. And my truck is fully paid off, and it isn't like it is a sports car, or a luxury car. It is just a 1999 GMC Sierra truck with over 150,000 miles on it. It is worth maybe $4,000 tops(faded paint, worn out differential, oil leak, worn seats, etc) I am paying $125 for full coverage, and when I got the policy 4 years ago it was only $80 per month for the exact same coverage. Why do my rates going up?

   








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I applied for Car Insurance and...?
They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?


How much does treating ABSCESSED TOOTH cost without insurance?
I have an upper molar (2nd one from the left) that chipped nearly a year ago. I did not go see a dentist right away because it didn't hurt and thought it would just rot and fall out just as a wisdom tooth had done. Then suddenly I came down with pnuemonia (never had it before) and now get gum boil on a regular basis. Also began having heart pains and breathing problems for the past month or so. I obviously want the tooth removed and probably need anti-biotics. So are there other treatments required and how much will they cost? Would it be better to get insurance before I go in for treatment?


17 year old male car insurance?
I am due to take my practical driving test in the near future and have been doing some research, hopefully (fingers crossed) i pass my test and all goes well there and i obtain my full uk license, but on websites like gocompare etc i pretended i had passed my test already to see what the quotes would be like, so i used a 1995 clapped out renault clio (1.2) and used my dads details as the proposer including his maximum amount of No Claims Bonuses with me as the 1 extra named driver, and it came up as 3500+!!!!!! so i took me out and it would only cost my dad 200 a year, and plenty of my friends drive around in flashy cars on their parents policies so they say, i mean how the f*** does anybody afford to insure anything?! Im just wandering if there is any point now because it seems a waste of money if i wont have a car. Many thanks for your answers :)"


How much does insurance cost on a sport bike and a cruiser for a 21 year old male?
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Ok and to Silly Goose, the company I work for has been in business for 108 yrs, they are very established and we do not sell high priced insurance, we have very very good rates, better than any I have seen yet, I work with a 72year old woman and she said that thhe rates we have are very good. So they arent taking advantage of me, because I dont pay them anything in the 1st place so im not losing anything by working here. Back to my question, does anyone out there have any suggestions were I could get good leads?"


Motorcycle insurance question?
I want to get a Yamaha V Star 250 when I turn 20. What would be the average loading percentage for 20 year old with a 250cc bike and a clean driving record? Also will I need third party and third party fire and theft or is it optional??? And what would the NCD% (no-claim discount) be????


Cheap cars to insure at 21?
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Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?
I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, it goes up $10 a month. And my truck is fully paid off, and it isn't like it is a sports car, or a luxury car. It is just a 1999 GMC Sierra truck with over 150,000 miles on it. It is worth maybe $4,000 tops(faded paint, worn out differential, oil leak, worn seats, etc) I am paying $125 for full coverage, and when I got the policy 4 years ago it was only $80 per month for the exact same coverage. Why do my rates going up?


To minimize auto insurance costs can you surrender ..your NJ driver's license when you leave the state to go to college and apply for a new?
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I got hit by a car while riding my bike. I'm not hurt but repairing my bike is going to cost close to $320.00. I'm wondering if I'll be able to get this out of the at fault driver's insurance company, or if they'll give me less because my bike was a Trek 800 from the 80s and thus had a massively depreciated value."


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hi can anyone help my daughter wants a car she likes the fiat punto td sx i think it is and the vauxhall corsa merit and the citroen saxo and the ford ka and fiesta what is the best car for a first time car and what has the most cheap insurance as it would be a provisional licsence ? and what website has the most cheap insurance? if anybody has any idears for any other cars like these please help also is auto trader any good? thanks any Question plz ask


Neighbors tree fell on my house and 3 of my cars whos insurance has 2 pay?
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Does Suicide void a Life Insurance payout? Would a suicide still be considered accidental death?
Does Suicide void a Life Insurance payout? Would a suicide still be considered accidental death?


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Ok, So about 2 weeks ago I was at a friends house. When I walked out and was getting ready to get into my truck, I noticed all four windows from the passenger side and drivers side smashed out, along with my truck being keyed all around on every panel. I called my insurance company the next day and a few days later they sent someone to give an estimate. I wasn't there though. So I then received a check in the mail, along with the breakdown of the estimate. They gave me $2,600, minus my deductable left me stuck with a check for $1,600. I felt that was way to cheap for a brand new paint job and to replace my windows, so I went around and got quite a few estimates of my own. They ranged between $5,800 - $7,000. I faxed them over the estimates, and what they told me was that the way they worked was I'm supposed to show them their estimate and they are supposed to work with the shop owner from there. So today I went, and as the shop owner was reading through the estimate, he was laughing and pointing things out, saying they can't be serious."" He said there is basically no shop that would do all that work for cheap. He says I might need a lawyer. Any advice guys? Because all I want is my truck fixed"


Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?
I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, it goes up $10 a month. And my truck is fully paid off, and it isn't like it is a sports car, or a luxury car. It is just a 1999 GMC Sierra truck with over 150,000 miles on it. It is worth maybe $4,000 tops(faded paint, worn out differential, oil leak, worn seats, etc) I am paying $125 for full coverage, and when I got the policy 4 years ago it was only $80 per month for the exact same coverage. Why do my rates going up?


Auto Insurance......?
So, recently I've been looking around for auto insurance.......I haven't had insurance within the past 30 days, and have had one minor violation(speeding) within the last 3 years.... the cheapest quote I've received is from Esurance. Has anyone had any experience with them? Good or bad? Also, any insurance companies you would reccommend that will give you insurance without having prior insurance for more than 30 days? Thanks :)"


Should people be required to have health care coverage like they do for car insurance?
That way if someone's not covered the hospital can refuse to treat them just like a car insurance company can refuse to cover someone who didn't have coverage with them. Problem solved, no need for the gov to intervene. Only those over 65 years old should be allowed to apply for medicaid, all other working age bodies should buy it themselves especially if they can all afford monthly cell phone and internet bills and clothes and vacations and stuff."


How to pay an insurance claim to my doctor?
I just got insurance, never had my own before and went to the doctor to preform a biopsy. My copayment is 214 for the surgery. And cost of testing is yet to be determined. So how do i pay this? Do i pay directly to the doctor or company that provided the service (in this case the biopsy). Or do i pay through my insurance company (Blue Shield)?"


Am I paying too much for insurance?
So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?"


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I had my car vandalised and have rang my insurance company. They said my car is written off although the paint and the back screen was only damaged. I was told my car value is only 800 and the excess is 600. Which i did not agree to, last week we came to an agreement of 1,100 for the car and 300 excess I rang yesterday to confirm that my cheque is on the way and they said 650. That they made a mistake about my excess is there anything I can do??? Im completely stuck. Ive been fully comp for the last 3 years and never claimed or never had an accident. But due to two ball less boys im stuck without a car and being pushed around like a doll. Please help!!!"


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Is there a car insurance company in the UK that offers competitive quotes to drivers with penalty points?
My husband has 9 points on his license which are all from Dec 08. We are looking into getting a second car but most insurance quotes are shocking, just wondered if there was a particular insurance company who specialises in insuring such drivers? Thanks."


"62 years old ,retired and a home owner with home owners insurance. Can she apply for a reverse mortgage?"
For A 62 years old ,retired and a home owner with home owners insurance. Can she apply for a reverse mortgage loan or any other debt consolidation loan?"


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What types of insurance would I need to have? (Liability, workers comp, health-optional-and what else?)"


Best used cars - What type of car is reliable and affordable?
hi well im looking to buy a used car and im wondering what types of cars are best to buy? i want a car, not a truck, van, or anything else. i also plan to spend only up to $3000. it also needs to be good on gas"


How to get the best damage offer from insurance company ?
I am a university student in Toronto(Canada). I saved up $5,000 and bought myself a car in 2006 -- a 1991 white Acura Legend in excellent condition with only 140,000 km. No major repairs were required up to now. I T-boned a car which was making a left turn this Saturday; my car is now totalled. The other driver will be charged by the police with making an improper left turn. I only took out liability coverage (no collision coverage); my own insurance comp is offering me $1900 for my damaged car, but I would like $2500 as the loss of my car is totally not my fault. My adjuster said that the insurance is quite firm on the $1,900. I would like to know what will happen if I dispute this amount? What can I do to get more than $1,900? Can I get compensation from the other drivers insurance company since she was at fault, if yes, how do I go about? I need a car to drive to school due to the distance. Thank you very much."


Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?
I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, it goes up $10 a month. And my truck is fully paid off, and it isn't like it is a sports car, or a luxury car. It is just a 1999 GMC Sierra truck with over 150,000 miles on it. It is worth maybe $4,000 tops(faded paint, worn out differential, oil leak, worn seats, etc) I am paying $125 for full coverage, and when I got the policy 4 years ago it was only $80 per month for the exact same coverage. Why do my rates going up?