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Health insurance - what do these terms mean?

What is HMO access coinsurance, 100/80 plan with a $30-$50 co-pay and $2,500 calendar year deductable? I have tried to discuss this with my agent but I am still confused and getting conflicting information. Do I have to pay $2,500 before the insurance kicks in? How about the co-pay amounts..does that mean after the $2,500 is satisfied? What is 100/80? Thanks!

   








Can average, working-class Americans now see how influential the Insurance Industry is in Congress?
I have a ring listed on my Home Owners Insurance which I lost.?
About how much should I expect to pay for car insurance?
What is a good low cost health insurance plan for my family?
Life insurance for a cancer survivor?
How Much Will My Insurance Go Up?
Why does your insurance premium go up after a no-fault ..accident?
What happens if family member doesn't have life ..insurance and dies In the state of Ohio?
Life Insurance?
I need help and info on car insurance and registration?
I'm 19 and need the cheapest insurance?
Anyone bought term life insurance with medical history?
What is the best medical insurance in New York City?
Does a teen have to pay extra car insurance if they get their own car instead of using their parents'?
Car insurance advice?
What is the best website for comparing my health insurance online?
How much would insurance cost for a 1990 Toyota Corolla?
Car insurance yay...?
Im 19 and need car insurance but im being quoted 9000 on a vauxhall corsa that's worth 500 any ideas?
What is the cheapest insurance for an 18 yr old college student, who lives away from home?
Whats the difference between liability insurance and full coverage? ugh im so confused!!!?
Can you get motorcycle insurance for summer months instead of all year round?
How do you try to buy or bid on totaled vehicles by car insurance companies?
Is insurance expensive for a Motorcycle?
I do not have regular health Insurance?
In NY, If one does not have health insurance and is in an accident, can he get coverage?
Car Insurance For A 17 Year Old Male?
Health insurance from a broker?
First Car?
What is the difference between home loan mortgage insurance(from mortgage co.) and Home insurance(that i buy)?
Why would insurance pay double what someone paid for a motorbike?
Most affordable health insurance?
Does fully comprehensive car insurance cover mechanical repair?
Does fully comprehensive car insurance cover mechanical repair?
Does anyone know what ppo health insurances don't have no deductible and no coinsurance ?
Can insurance companies suspend my driver license for finacial responsibility?
Will my auto insurance be affected?
Can i get insurance for a week on a car ?
Do I have to add my roommate on my auto insurance policy?
Cheapest Auto insurance?
Motor Insurance from group 5 to group 12?
What insurance is needed for rental car in California?
What would be the best insurance company to go with for me?
I have allstate insurance right now and im paying way too much anybody know a good cheap insurance company?
The best insurance for mommy and baby?
Which it better medicare or private insurance?
Auto Insurance.......?
Homeowners Insurance and theft?
What should I get first insurance or car register?
How much does car insurance cost?
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Insurance on Ford Focus ST - Young Driver?
I'm just looking for guideline figures on what insurance is likely to cost for a 20yr old male on a new Ford Focus ST in the UK. This is with 2 years no claims bonus and no speeding convictions. Any help greatly appreciated!


Auto loan and auto insurance legality?
I am financing a new car. I have a lot of points on my dmv record so my isurance is through the roof right now. I want to get insurance through my fiance and not drive until my rates go down. Will the bank allow that?


Car insurance= cover all drivers?
if somebody has car insurance with everything on it possible as far as what you can buy ( plans like pip, medical, liablity etc ) is any driver of that car, covered if in a wreck? or will the person driving been liable? geico"


"How much does 2,000,000 liability insurance cost for a heating business in Ontario?"
Looking to start a heating repair business in Ontario Have my G2 and 2 well experienced staff, need to know how to start up"


Car accident with no insurance in FL?
I was in a car accident where the other driver admitted it was her fault, and i had a witness - as well as the officer saying it was my right away. However, I did not have insurance.. I assumed I was still under my parents name but my dad took me off their insurance a couple months ago. My car is totaled, and im in some pain ( nothing minor, just very sore )Where can I go from here? is my only option to call a lawyer or can i directly go to her insurance? all i want is a rental for the time being and to get money to buy a new car ( so w.e money my totaled car was worth) i want to make this as easy and fast as possible which is why i dont want a laywer involved. is that basically my only choice though? Thanks"


"If an insurance company makes a profit, isn't that a scam?"
If you think about it, an insurance company's product is the money they reimburse. If they are taking in more money than reimbursing, they are making negative product. In aggregate, people pay more than what they get out of it, and therefore is not an equal value exchange of product in money. Normally, when you buy something, you give someone money and they give you a product or service that is the value of that money. That is not the case with insurance. You get nothing. It seems unnatural to spend thousands of dollars a year for insurance when you will likely get much less than that value in return."


Car insurance question?
If something happens to your car and it falls under comprehensive coverage, will your insurance premium go up after the incident?"


How much would it be to insure a 17 year old for a Vauxhall Astra 1.4?
I have always liked the Vauxhall Astra's and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 06 plate? It would be a Hatchback... Possibly an SXi.. 3 Doors. 1.4 L I know it will be fairly expensive! If a company were to insure me. Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!"


I am self-employed and cannot get health insurance do to my weight? How can I get good coverage?
http://abdurrahmanwahid.cn/health-insurance.html


How does renters insurance work?
I am renting a room in an apartment, and I have a lot of valuable things that I want to get insured in case of fire or theft. I'm sure it's easy to claim my laptop and tv and electronics, but the biggest thing I'm concerned about is all of my clothes. How would I prove that I owned expensive clothes? Would they think I was lying? I don't have receipts for all of my clothes. Also, books and other random knick knacks...how does insurance cover it?"


Do you think its good to have insurance?
Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance School supply insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?


Can I add my brother-in-law to my auto insurance policy so he can get his licence?
Hi everyone, Location: USA, North Carolina. Situation: So here is the deal, my brother in law moved from Pakistan to USA a few weeks ago but he will be going back to Pakistan in a month. He had to get his learners permit in order to get his license because DMV in North Carolina requires is even though he has been driving fro years in Pakistan and also has his international licence from Pakistan. His permanent residence is with his wife (my sister) who is also insured under my auto insurance policy and pays me the premium every six month. Even though my brother-in-law will be leaving USA in 1 month and go back to Pakistan, but for the time that he is here, he wants to get his licence and be able to drive. He has his drivers licence from Pakistan also. The car that he will be giving the driving test on is under my name. My question is that, since an insurance card is required by the DMV to get his license, can I add him to my insurance policy so he can get his licence, and then take him off my policy once he leaves from USA and then have him added when he comes back to USA."


What is the type of insurance that protects against the cost of injuries of others that's our fault?
What is the type of insurance that protects against the cost of injuries of others that's our fault?


What is the cheapest car insurer for a 17 year old WITHOUT a black box?
It's obviously the cheapest one you find.. Thick! And 5K is no where near its more like 2-3 thousand actually but I wanted to know the cheaper nearest the 2k mark.. Sensible answers them yeah..


How much money will the insurance pay for a stolen car?
Someone stole a family member car. The car is a total lost. How much will the insurance pay for the car. Is a Honda Civic 2006.....if i go to Edmund.com, or one of those sites I saw the car is worth about 12,000 dollars....... How will he know how much money he will get from the insurance company...thanks..bye"


Health insurance - what do these terms mean?
What is HMO access coinsurance, 100/80 plan with a $30-$50 co-pay and $2,500 calendar year deductable? I have tried to discuss this with my agent but I am still confused and getting conflicting information. Do I have to pay $2,500 before the insurance kicks in? How about the co-pay amounts..does that mean after the $2,500 is satisfied? What is 100/80? Thanks!


1998 Honda Civic or 1999 Mitsubishi Eclipse GST Turbo?
Ok I have 2 options for buying my first car. I am looking to trick out my car and make it a tuner. It would be either a... 1998 honda civic stick shift 130,000 Miles. or a 1999 Mitsubishi eclipse GST Turbo stick shift 102,000 Miles. I DONT want a new car, I want an older model I can fix up, so out of these 2 and ONLY these 2... Can anyone give details on which one is better to have that will last a while.. Please dont say both are crap... I need positive answers. thanks."


Whats the lowest insurance group for a convertible?
I am 18 and am going to buy a new car soon because my fiesta has too many problems. What is the cheapest convertible car I could get insured on?


Car insurance in my name under 18?
I am 17 years old and i am really desperate to drive. I have enough money to buy myself a car. However, generally conception is that i cannot have a car until i turn 18 my question is if it is possible that i can get my own insurance in my name even if it costs me more money. can you please name any of the insurance company that insures the car of a person under 18 "


Affordable Care Act: Why were men denied?
The ""Goal"": the creation of a national identification to enable ""better tracking of patients who want any information about their health."" I forgot about that one. In many European countries"


86 year old needs life insurance?
My grandmother never dealt with finances and assumed my grandfather took care of it all. At his death we found out there was nothing in place for her final expenses. Is it even possible now to find a decent policy for her? Not looking for a million just something to pay off some of her debts when she passes.


Car Insurance Help?
Hi, I already confirmed that insurance for me and my Mum and Bro on a BMW (E36) 316 Coupe (Group 11) is do-able"" However"


What should I do about the quote i got from our home owners insurance?
We had water damage back in January that is covered under our home owners policy. The problem is I'm into my 2nd month of this and nothing is close to being done. My floors have buckled and could fall in at any time. One bathroom is completely ruined. Monday I received a letter from the insurance company. They estimated damages at $3900. I have to pay my $1000 deductible and they will only give me $1300 up front. They said if I can get a general contractor to do all the work they listed for that amount they will give my back $900 more after the job is done. So I have to put out $2600 of my money to fix this. Well I talked to several contractors, one told me if they could get someone to to all the work for their quote"


I'm trying to complete my CE requirements for my insurance license and my CPA license. Can I satisfy both at the same time?
I'm licensed in Texas for both.


Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.


"Car insurance help, Private broker or big name company?"
I'm currently in the process of renewing my car insurance, and i'm wondering if small privately owned insurance brokers are cheaper than the bigger named companies? I'm 27yrs have a clean license and 2yrs no claims. Shocked at the current prices. Any ideas welcome. Thanks"


What is the best insurance?
car insurances like Alstate,Progressive,etc."


"Cheaper car insurance, please help!?
I currently hold GEICO and they are not cheap.


What is a more affordable car?
What is more affordable,a 2007 honda civic SI at 200 a month,NEW!!!!or a 2004 ford mustang,standard,at 300 dollars a month?????"


I am 16 and need tips on insurance and a car....
I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks"


How much will my dad's car insurance rate go up when he adds my name?
how much will my dad's car insurance rate go up when he adds my name? he has great credit and he has only gotten like 3 tickets in his entire life. my driver's ed teacher told me that my dad's rate won't be so high cuz i get A's in school. + i got a 96 on my permit test with an A for the class aswell. so is that true? how will the insurance company know my grades tho?


Health insurance - what do these terms mean?
What is HMO access coinsurance, 100/80 plan with a $30-$50 co-pay and $2,500 calendar year deductable? I have tried to discuss this with my agent but I am still confused and getting conflicting information. Do I have to pay $2,500 before the insurance kicks in? How about the co-pay amounts..does that mean after the $2,500 is satisfied? What is 100/80? Thanks!


Is there any affordable health insurance when you are a smoker with high blood pressure?
Is there any affordable health insurance when you are a smoker with high blood pressure?


What's the difference between co-pay and co-insurance?
I received a doctor bill for co-insurance and called to ask why I owed more, since I had paid my co-pay at the time of the visit. The rep said that co-insurance and co-pay are different. Can anyone clearly explain to me what exactly co-insurance is, as opposed to co-pay?"


Health Insurance Out of State?
I have pectus excavatum and I live in Marshalltown Iowa. I want to get a cosmetic procedure done called the nuss procedure. Most insurance companies say they cover this surgery. I know for a fact that my condition is severe enough that I could get the procedure done. I also want to get the procedure done out of state because the only doctor that's able to do it in Iowa blows and nearly killed 2 people. What type of insurance do I need specifically need for this? I can spend 300-350$ maximum but would like to spend 200-250$ for insurance. Pectus excavatum is classified as a pre-existing medical condition so I have been told that it would be hard for me to get insurance. Right now I have IowaCare which is a joke and only covers surgery or hospitalization in Iowa City. Thanks!!!


How much would my little sister's car insurance be?
Can anybody give me an estimate of what insurance on a Chevy Cavalier would be for an 18 year old girl who lives in Colorado? My little sis is in a tight spot cuz my parents aren't helping her with paying for a car or insurance, but she's saved up enough to buy a car and just got a job, and is asking me to help her with insurance which I'm going to try to do, thus the question above. The problem is awhile back she got a ticket for I think it was either wreckless driving or careless driving. She's matured a lot now and all but I know the insurance companies look into things like that. Please help me with an estimate if you can. Thanks."


Do I recieve cheaper car tax or insurance under theese circumstances?
I recieve higher rate disability and middle rate mobility DLA and my dad is my carer


How much might it cost an insurance company to investigate an insurance claim for lets say theft?
How much might it cost an insurance company to investigate an insurance claim for lets say theft? I just need a rough figure, any help would be much appreciated. Thanks"


What do I do about car insurance when buying a new car and trading in my old one?
We are planning on buying a new car soon and trading in the old one. How does insurance work? I'd like to shop around for the cheapest deal but that isn't possible if I don't know what car we are getting yet. Also I have only just renewed my car insurance this year. Will there be a penalty if I cancel that policy?


Cheapest motorcycle insurance in Oregon?
I was thinking progressive?


A question about car insurance and modifying?
Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?"


"I will be under my parent's health insurance effective Jan 1, 2011 - will my baby be covered?"
my baby is due April 26, 2011. Will he be eligible to be under my parents policy with me or will I need different coverage? If so, any suggestions? I live in California."


"Part time...Is it more profitable to sell real estate, home/auto insurance or life insurance?"
Part time...Is it more profitable to sell real estate, home/auto insurance or life insurance?"


"If i buy a car, how long have i got to insure it?"
If i buy a car, how long have i got to insure it?"


Wanted to know about the Health Insurance for Aged people.?
Hi could you please guide me for the best health insurance (mediclaim) for my parents aged 58 and 48 in India. Please suugest the service provider with pros and cons.


Would installing daytime running lights reduce insurance cost.?
I've bought some daytime running lights and I'm due to pay my yearly insurance. I've heard with daytime running lights being a safety feature. Being visible helps prevent accidents. Then it brings down your insurance cost. Is this true? I've seen it in the AA website too. Thanks:)


Are there any savings accounts that come with a small amount of life insurance?
I've hears some banks offer small amounts of life insurance when you open a savings account. Do you know of any? thanks!


Health insurance - what do these terms mean?
What is HMO access coinsurance, 100/80 plan with a $30-$50 co-pay and $2,500 calendar year deductable? I have tried to discuss this with my agent but I am still confused and getting conflicting information. Do I have to pay $2,500 before the insurance kicks in? How about the co-pay amounts..does that mean after the $2,500 is satisfied? What is 100/80? Thanks!