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Insurance costs.?

I'm starting some kids day camps in a small Canadian town and I was wondering if you could tell me how much it would cost to get liability etc insurance. I'm renting a place and the insurance is covered so thats no worrie. Also, do you think it would be acceptable to just have the kids parents give permission for the kids to go swimming in the (shallow) lake near the camp location, or would I still need a lifeguard. I'm one step away from being a lifeguard and I'm more than able to care for them should the need arise, but with my job and all, it's just been too busy to finish it all off. I have my first aid and cpr though. So, ya, insurance costs and the swimming thing. Also, how about foodsafe certificate? I will be serving food to the kids as a snack, do I need to be certified? thanks

   








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Insurance costs.?
I'm starting some kids day camps in a small Canadian town and I was wondering if you could tell me how much it would cost to get liability etc insurance. I'm renting a place and the insurance is covered so thats no worrie. Also, do you think it would be acceptable to just have the kids parents give permission for the kids to go swimming in the (shallow) lake near the camp location, or would I still need a lifeguard. I'm one step away from being a lifeguard and I'm more than able to care for them should the need arise, but with my job and all, it's just been too busy to finish it all off. I have my first aid and cpr though. So, ya, insurance costs and the swimming thing. Also, how about foodsafe certificate? I will be serving food to the kids as a snack, do I need to be certified? thanks


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Insurance costs.?
I'm starting some kids day camps in a small Canadian town and I was wondering if you could tell me how much it would cost to get liability etc insurance. I'm renting a place and the insurance is covered so thats no worrie. Also, do you think it would be acceptable to just have the kids parents give permission for the kids to go swimming in the (shallow) lake near the camp location, or would I still need a lifeguard. I'm one step away from being a lifeguard and I'm more than able to care for them should the need arise, but with my job and all, it's just been too busy to finish it all off. I have my first aid and cpr though. So, ya, insurance costs and the swimming thing. Also, how about foodsafe certificate? I will be serving food to the kids as a snack, do I need to be certified? thanks


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Insurance costs.?
I'm starting some kids day camps in a small Canadian town and I was wondering if you could tell me how much it would cost to get liability etc insurance. I'm renting a place and the insurance is covered so thats no worrie. Also, do you think it would be acceptable to just have the kids parents give permission for the kids to go swimming in the (shallow) lake near the camp location, or would I still need a lifeguard. I'm one step away from being a lifeguard and I'm more than able to care for them should the need arise, but with my job and all, it's just been too busy to finish it all off. I have my first aid and cpr though. So, ya, insurance costs and the swimming thing. Also, how about foodsafe certificate? I will be serving food to the kids as a snack, do I need to be certified? thanks