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Do I need business insurance for my small cleaning jobs?

I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)

   








Should I buy insurance?
Insurance company sent me a lette, what does this meanr?
Got caught with fake car insurance? but i'm not even the one driving the car?
Is my auto insurance valid after curfew?
What's the best health insurance plans for a husband, wife and 2 small children?
How much is car insurance for a 17 yr old girl with her own car in Ireland?
Insurance on a 125cc ?
Need help finding helath insurance?
How much would insurance be for a 16 year old with a 2011 Mustang or a 2008 Nissan 350z?
Why is my car insurance so expensive, any help?
What is the average insurance cost for a 04 lexus rx 330?
How much could be the average insurance for a SMART car?
Has anyone else sought to find out how much health care insurance is for an 18 year old?
Can I get car insurance for my two cars by alternating every six months?
Car Insurance, and car choices for a new driver?
Financing a new car and with no insurance?
16 Year old Illinois Insurance Rates?
Does life insurance kick in even in the event of a suicide?
SSN check for auto insurance - WHY ?
Does car insurance go down when you move to a different state, if so how do i lower mine? (see details)?
Average cost Motorcycle Insurance?
What is the subscriber name and subscriber/ID number for travel insurance?
Can i drive with just insurance?
VW Golf third-party insurance for a new driver?
I want to know if it is expensive for a company to provide life insurance for its employee's...?
When buying a car how many days do they give you to get insurance on it?
Is kaiser permanente health insurance confidential with teen the way Planned Parenthood is?
Car Insurance Question?
Accident and no car insurance?
How much does health insurance cost per month?
Is there a course for auto insurance agents?
Is it true that some car colors cost more money for insurance? And if it is then why?
Does any one know about any 0 deductible health insurance plan with low monthly payment?
Does any one know about any 0 deductible health insurance plan with low monthly payment?
Car insurance ? Can my girlfriend be a policy holder on one car and named driver on another?
Health insurance out of network" coverage question?"
Renault clio? first time insurance how to get it cheap?
First time insurance on following cars?
Why do we NEED car insurance?!?
Best life insurance at cheapest rate?
Anyone know a professional group I can join to get more affordable long-term disability insurance?
Driving with suspended license and no car insurance?
How much is car insurance monthly for a new driver in Indiana about?
Cheapest car insurance in Ontario Canada
What color cars are cheaper to insure?
Will third party car insurance compensate me if i don't have car insurance myself?
Does Bupa insurance cover child birth in USA?
How much roughly will my car insurance go up if I make a claim to have it resprayed due to vandalism?
Which is the Best and Cheapest Term Insurance Policy?
Who Have The Best Insurance Rates?
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How can i get affordable insurance for my pregnant wife?
im not sure what my options are at this point. my wife is 4 months pregant and her temporary 45 day medical has expired and healthy families wont accept her. we've tried to apply for medical before but were denied due to my income. my income looks more than it is since i have to spend over $500 a month in gas with no compensation. we have very little wiggle room when it comes to income. is there something out there that may be able to help us. we also have two other children but i was able to get them healthy families


How much would motorcycle insurance cost me?
Age is 16, the bike is a Kawasaki Ninja 250R (250cc), in Ontario, Canada."


Auto Insurance Question?
I went to the car lot this evening and bought a new Toyota Tacoma Pre Runner. I sat there and thought about this for a long time before I just went and got the truck. I got a good deal 0 down 9% interest sales taxes included. They asked me if I had full coverage insurance on what I am driving now. I told them no I have liability only. They asked this after the fact I already bought it. Now I am insured with a company called Direct. I have been with them for 6 months to a year. If I call them and tell them I just bought a truck and need full coverage insurance for it will they charge me a up front fee or just add it to my current policy and start charging me for it the next time my bill is due? Or will they do something like go ahead and give me the insurance and then give me 5 or 10 days to give them there money?


Are teen mom's children covered under parents health insurance?
I was wondering if a girl, lets say about 16 gives birth to a child, will that child be covered under the parents(16 year old's) insurance. I know all of different. but would most insurance policies cover the grandkid? or not?"


"What are your chances of getting a whole life insurance policy if you put down as occupation suicide bomber""?""
Life in prison? That would be a good thing. Having everything go according to plan would be a bad thing.


Does have a cpc reduce car insurance costs?
I have just recently obtained my pcv license and also gotten my cpc (certificate of professional competence). will having either or both of these reduce my car insurance premiums? thanks.


What are the basic rules of term life insurance?
I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period"" where you have to pay in for a certain amount of time before they get the money? Also"


What do these medical insurance things mean?
For a form, I have to fill some information for my medical insurance. I do not understand what the Medical Insurance Provider, policy/group #, address of insurance co., DOB of policy holder, name of policy holder."


Who knows a lot about car insurance?
My legal guardian who is my aunt laughed at me when I asked her if I could put my future car on her insurance. She said it would make her insurance and her husband's insurance go up too. I said Nevermind."" My dad can't put me on his insurance because we do not live in the same household so it's illegal. My mom doesn't even have a driver's license. I really need to get a car because I need to drive my boyfriend to and from work"


Auto Insurance ? Never had it. Can anybody help.?
I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help."


Best life insurance company?
http://susilobambangyudhoyono.cn/health-insurance.html http://susilobambangyudhoyono.cn/health-insurance.html http://susilobambangyudhoyono.cn/health-insurance.html


Should I buy life insurance for elderly mother?
My mother is 64, and has diabetes, high blood pressure, high cholestrol. I am her primary caregiver. What is your opinion of getting her some kind of life insurance? I was thinking of getting her term insurance. Background: she has no assets, no income, no retirement plans and has never worked at all."


Florida DMV test part 2?
23 You can obtain a disabled parking placard from your county: Tax collector Chief physician Sheriff's office Medical examiner 24 If you are involved in a violation and you do not have insurance to comply with the __________________, your driver license and/or license plates will be suspended for up to three years. Financial Responsibility Law Driver Safety Law Federal requirement DMV 25 If you are walking along a highway, always walk on the shoulder: With the traffic flow Facing the traffic flow Going in any direction you choose None of the answers is correct 26 True or False: How quickly other drugs reach the bloodstream varies depending upon how the drug is put into the system and the type of drug, the age of the user, and the weight of the user. True False 27 Microsleep is ___________________. Unpredictable and only avoided with rest Most likely to occur in the morning Avoided by less alcohol A good way to catch up on your rest while waiting for a long light 28 ____________ of a license is defined as a formal action to terminate a license. Cancellation Revocation Restriction Suspension 29 True or False: Driving a motor vehicle after taking substances which alter the central nervous system can have side effects which include impaired attention, reaction time, and vision. True False 30 True or False: It is legal for you to follow closely behind any fire engine, police car, ambulance, or other emergency vehicle with a siren or flashing lights. True False 31 True or False: Multiple lane changes must be done individually, going through the same procedures for each lane change. True False 32 Driving a motor vehicle often requires __________ reaction time. Visual Simple Standard Complex 33 A person charged with DUI is often viewed by society as reckless and selfish. The record of the offense stays on their driving record ________________. Until the court costs are met For a lifetime Three to five years, depending if the charge is the first or second offense Five years 34 Even as a sober driver, you should remain aware of behavior of driver who may be __________. Overly aggressive Fatigued Inattentive Impaired 35 __________ are one of the deadliest types of intersections. Roundabouts Four way stops Railroad crossings Flashing yellow lights 36 If you are going 55 mph, you will need more than _____________ feet to safely pass another vehicle. 800 400 1600 200 37 Do not park more than _______ away from the curb. Six inches Six feet Ten feet One foot 38 True or False: A 24 year old motorcycle driver would not be required to wear protective eyewear when riding in Florida. True False 39 If your BAL is .10, you can expect a __________ drop in complex performance compared to the sober level. 36% 24% 13% 17% 40 True or False: Time of day is also a factor that increases everyone's risk. True False these are the questions i keep getting wrong. i took the 4-hour course 3 time and studied for two weeks straight online and on the book. please help :c"


Blue cross insurance? How soon can you start using it?
Well, I want to get braces but don't have any insurance whatsoever (other than the mandatory Medicare). I live in NS by the way. I would like to get Blue Cross insurance but have no idea how to do so and when I would be able to start using my insurance towards my braces. Also, I have a minor benign tumor on my pituitary gland so will that affect my rating for insurance? What other insurance companies are there in Atlantic Canada? Thanks for your help :)"


Do i need insurance if im driving my dads car?
Hello. I was wondering if i need insurance if my dad is teaching me to drive while i got provisional license with the L plates on the front and back of the car? When i pass my test i will get my own car.


Do I need business insurance for my small cleaning jobs?
I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)


How much typically does car insurance cost per year if i'm a first time driver and car is brand new?
How much typically does car insurance cost per year if i'm a first time driver and car is brand new?


Insurance in Singapore?
I am an expat in Singapore and looking for insurance. Can I get insurance being an expat? I have a plan to stay here for next 10 years


My mom is 83 years old .She does not have health insurance. How much will cost physical exam for her?
My mom is 83 years old .She does not have health insurance. How much will cost physical exam for her?


An insurance company has determined that each week an average of four claims are filed in their Atlanta branch?
An insurance company has determined that each week an average of four claims are filed in their Atlanta branch. Assume that claims follow a Poisson distribution. Is the random variable here discrete or continuous? a. discrete b. continuous c. This is not a possible response. d. This is not a possible response. Question 5 Refer to question 4. What is the probability that during the next week no claims will be filed? a. 0 b. .0732 c. .0498 d. .0183 e. 54.598 Question 6 Refer to question 4. What is the probability that during the next week two or more claims will be filed? a. .1464 b. .0732 c. .0915 d. .8010 e. .9085"


Where can i buy public liablilty insurance?
hi, ive brought a small 20p sweet vending machine, which i would like to place in the local kids 'wacky warehouse' type place, i wanted to get public liability insurance to cover me, say for example, if the machine falls and hurts someone or something? i have had publlic liability before for trading on a market stall and im sure it only cost 35-45, does anyone know of any good providers around a similar price? Thanks :)"


Lithuanian car insurance in UK?
Please do not answer this question if you do not know the answer, and are just assuming. I am English, and have lived here in England for my whole life. I was wondering what the law is regarding the following... If possible, once I have my drivers licence, I intend to fly to Lithuania to buy a car, and drive it back to England. I was wondering since Lithuania is part of the EU, am I able to have Lithuanian International Insurance to cover me here in the UK? I know a few people that are already doing this...but firstly they are actually from Lithuania and I wasn't 100% sure that it is in fact legal... I am very grateful to whomever can help me out, thank you!"


Who is the governing body that regulates auto insurance companies?
What are the requirements to be an auto insurance provider. Not an agent but a company that actually writes policies


Does it cost more money to ad your spouse with your car insurance?
My wife keeps asking for my car. But I dont feel comfortable giving it to her becuase her name's not under my car insurance. How does it work if i want to ad her on? Do the insurance company charge you more money or is it still the same? If they do charge more money, do you know any insurance that's reasonable price? thank you"


Will insurance be higher on a truck than a car?
my guess is yes, i even googled this and i couldn't find an answer, but right now i have a 92' Benz with 150, 000 miles on and im paying about $110 dollars because im still a student, but im getting a 99' Ford F-250 Heavy Duty Diesel Turbo, because im 6'2 and tired of a car"


About how much is insurance gonna cost for a 15 year old who just got his license?
how much will insurance be if im a 15 yeaar old guy who just got his license and im driving a 1995 acura integra, can anyone give me an estimate on how much it will be a month"


Next step after finding out your being kicked from auto insurance?
My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?"


Which is Better for Me: Term or whole life Insurance?
1'm 40 years old, have a 7 month old baby, my family annual in come is $80,000. thank you!"


Had an accident.. Haven't told insurance?
My dad had a minor bump on the 15th jan and the guy he bumped into wants to go through insurance. However the bump hasn't caused any major damage to both vehicles and my dad offered him 200 to settle his damage which in my opinion was more than enough for the damage. Which was a small scratch being put on the side of the bumper. Regardless this offer he still wants to go through insurance saying his back is hurting when at the time of the scene he was perfectly fine and even sat in my dads car to exchange details. Anyway my dad doesnt want to go through insurance because it's probably going to work out expensive and is pointless because of the minor damage. The guy he bumped has told his insurance and my dads insurance has sent my dad two letters stating they want to know what happened etc. but he has not replied what will happen if he doesn't reply? Also my dad doesn't have enough money to cover the excess at this stage.


"WA, 26, preg. w/2 kids, spouse and I need affordable health insurance that has good coverage for kids and me?
Pls. Help find good insurance in Washington State


Question about teen car insurance?
So i have a drivers license, im 17 but i dont have insurance i drive my dads 2006 toyota tundra to school everyday. Prom is next week and its about an hour from my house and my dad does not feel comfterable letting my drive up there without insurance, so what im thinking is i can get myself included in his insurance for just that truck so i would just be an extra driver on that truck he has AAA and its $190 a month for me. So i will only need it for a month because i get my own car next month so i will get my own cheaper insurance by then, so the question is can i remove myself from my dads insurance after i pay the first month? I really need it i already have a prom date, im not missing my senior prom."


Do I need business insurance for my small cleaning jobs?
I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)


Affordable car insurance companies in NYC?
Affordable car insurance companies in NYC?


Whole Life vs. Term Insurance?
My husband has a long-standing whole life policy that cost him $200 per month. At age 61, it is no longer necessary and he'd like to switch to term insurance. He was told by his current insurance that he will have to pay huge Capital Gains taxes if he wishes to convert. We live on a fixed income and cannot possibly afford high tax penalties. What should we do?"


I need urgent health insurance advice?
I need urgent health insurance advice?


What do I have to do after buying a car? reg insurance etc?
this might sound stupid but my dad did everything for me when i brought my first car so i have no idea. I know ill have to change the names over to mine, get reg, insurance, pay stamp duty........ anything else ?"


Are mitsubishi 3000gt's costly to insure?
Hi I am 16 and am looking at some mitsubishi 3000gt's right now. I know that insurance is already expensive with me being a 16 year old male but would a 3000 gt be expensive for insurance for me too? It would be a non turbo model and I have heard from places that 3000gt's are costly to insure, is this true? Thank you I appreciatte your answers."


Is it illegal to drive a car that has insurance but I'm not?
My dad has insurance on his car under his name but I'm not insured. Can I drive his car or is it illegal. Please help. Oh and I live in California.


I'm getting a Suzuki DR200SE and I want to know how much insurance would cost...?
I'm 14 and I'm going to get this bike. It's legal for me to drive off road (trails) but if I wanted to drive on road I would have to get my license (16 months time). The reason I want this bike is because when I am 16 it's 50 miles a gallon, and for a small bike it goes highway speed. I understand that because I'm under 25 that it's going to be a lot and I don't own a credit card so I don't have bad credit. I would just like to know how much per year that it would cost. Because if it's a lot I'm going to buy an old junker that's been sitting in my step dad's driveway for a few years."


What happens when your Auto Insurance lapses in the state of MD?
and...Who is the best insurance company to go through to get a good rate?


Insurance companies?
Which company is better out of Elephant and Admiral for car insurance. They have both given the same quote but I don't know anything about the customer services or anything


Pay cash for a home do I need insurance?
Pay cash for a home do I need insurance?


Why won't my boyfriend propose after 3.5 years?
We have known each other since we were in elementary school, best friends in high school, and dating all through college. We are both graduating this spring with very promising job prospects. However, he is taking FOREVER to propose to me! He keeps pushing back the timeline; at first it would have been last spring, then last summer, then this Christmas, and now he's saying March 2015. I feel like a crazy person for asking all the time, but in recent months I have been keeping my cool around him in hopes that he won't feel so pressured. I just don't understand what the wait is; both of our families are in full support of our relationship and would be overjoyed if we got married. We do not live together, nor do we have sex (for religious reasons; trust me, we are attracted to each other), which makes me all the more eager to get married and I don't understand why he doesn't want to get married sooner. Other than this he is an amazing boyfriend: thoughtful, loyal, funny, wants to provide. I also said I want a pearl engagement ring, which is generally much cheaper than diamonds so money shouldn't be an issue. My parents will pay for the wedding as well. I just don't get why he won't pop the question. Help!!"


"My car got hit, older model car, no collision coverage what would insurance?
I have a 2001 Honda civic and my car got hit it wasn't my fault but I don't have collision coverage. What would happen? will my insurance go up? Will I get to keep my car? Help!!


What's the cheapest insurance for an 18 year old?
Where can I get insurance coverage for a very low monthly price?...for an 18 year old


Can insurance brokers be trusted?
I am getting my first car insured and am thinking about going through an insurance broker because of the cheap price....


Why do guys have lower insurance that women?
oops, I meant guys have higher rates"


Do I need business insurance for my small cleaning jobs?
I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)