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Are the on-line no medical exam required" life insurance policies/companies legitimate?"

My husband, being the impatient person he is, has decided to appease my request to get life insurance on himself with an online policy. The company is American Life Direct and the policy is written by Liberty Life. I know the premiums are higher. That's his decision. What I'm concerned with is whether or not he's really insured. I want him to just go through the regular procedure, like I did. I mean God forbid (and I really mean that) something should happen to him, not a good time to find out you were scammed. I just don't unerstand how you can answer a few questions, give your credit card info and have a policy. No exam, no verifying, no medical records.(except MIB) Mine took almost 3 months of processsing before I actually got a policy and was insured! At the end before you sign it said things like Not insured by the FDIC" Is this normal for an insurance company? He didn't sign

   








Got into a car accident.. It was my fault?
Around how much do cavity fillings cost if you have insurance.?
How much is car insurance for a 16 year old in CA?
I have found that my home insurance has lapsed, how would I go about getting insurance now?
I'm going to be 18 when i get my car, and i was wondering how much car insurance usually costs in general?
Washington State Car Insurance?
How do i get my national insurance number?
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Where can I find cheap motorcycle insurance in florida?
For lifetime protection which insurance plan is best - whole life, universal life or variable life?
Does anyone use CHIP health insurance for their child?
Am looking to get life insurance. I am only 25 years old but have a 1 yr old daughter. What type of coverage s
Im 14 and want a baby!!!! wtf help!!!?
Cheap car insurance for 17 year old?
Can someone explain insurance types and recommend one?
My mom is 83 years old .She does not have health insurance. How much will cost physical exam for her?
Is it possible to get medical insurance in Mexico that covers pre-existing conditions? Is it expensive and good?
Cheapest insurance online?
Anyone know of a good reputable car insurance company?
Best home insurance providers?
Is it illegel for a health insurance company to refuse to sell health insurance?
What are rates for car insurance?
How much money can I expect to recieve from my insurance company after my car is declared a 'total loss'?
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Cheap car insurance in north london?!?
Can i get cheap car insurance at 18?
Is there any Affordable" Car insurance for drivers with violations? ?"
Can someone recommend cheap insurance company please.?
Can I get cheaper car insurance if my mums with the NHS?
Can I get cheaper car insurance if my mums with the NHS?
Quick Car Insurance Question?
Is she paying to much for auto insurance?
How much does home insurance typically cost monthly with a single family home?
16 year old with $51,000 car. Insurance?
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Question about life insurance?
Has anybody had Northern Neck Home owners or car Insurance are they good ?
Information on car insurance coverage?
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Why Lamborghini so expensive to afford? What would insurance and maintainance costs?
How do you figh no insurance ticket?
Cheap Motor insurance HELP PLEASE!?
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Affordable Health Care Act Question Regarding Dependents Under 26?
Cost of Insurance if you were to open an MMA Training Dojo.?
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Car Insurance questions?
ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person's insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages?"


Car insurance for 17 year olds in the UK?
By the way it's for a boy


I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?
what car, insurance company ect? thanks :)"


What to do when i want to get a car and how much is insurance for a 2000 jetta ? how does payments work?
What to do when i want to get a car and how much is insurance for a 2000 jetta ? how does payments work?


What is the approx cost of car insurance ( group 18) for a teen driver? UK?
What is the approx cost of car insurance ( group 18) for a teen driver? UK?


Lookin 4 cheap car insurance!!?
Lookin 4 cheap car insurance!!?


How much would insurance cost?
I'm 19 and just passed got my driving license. I live in Yorkshire (I think that me living in Yorkshire reduces the cost of insurance a bit). How much would annual insurance cost for something like a Mazda Rx-8 (2000-2006). Also if possible how much would it cost for a Volkswagen Golf GTi or a BMW E series. I know I havent given much information about which cars but let's just say a car priced between 2000-4000. Also if I do the Pass Plus course how much would that reduce it by? I just need an estimate by the way to get an idea of the prices. By the way I am a first time drive and male. Thankyou


Looking to get health insurance for first time.?
Am looking at some individual health insurance am a student I wanted to know is insurance pay as you go or do I have to sign a contract saying Youll be with them for a certain amount of time?


How to insure ''fronting'' under parents name that drives another car ?
First of all if you are going to preach about how illegal it is please don't waste your time, because i read all the risks i take. I want to find out how can I put myself as second driver under parents name who drives another car ? I went to insurer and they said the no claim bonus can only be on 1 car. Is there anyway to bypass that and lie to them that he doesnt drive another car with out them finding out ? Please share any other ideas that would work, thanks."


I am 53 years old...What company will give me the best insurance policy?
I am 53 years old.....never smoked.never took illegal drugs...above average health.. youthful,.people sometimes tell me they thought i was 38,40ish years old......college educated... i theorize i am in a position to get a very good life policy from an insurance company at a LOWER PRICE than most people in their fifties."


What is the best liability insurance for personal trainers?
I am in the market for excellent liability insurance as a cpt. I am not necessarily looking for the cheapest but the most sufficient available. Thanks in advance.


"Theists, why do you need health insurance?"
*jeeen* Either God wants you to remain ill or not. Don't skirt around that truth. Maybe being ill will help you in the long run so it is part of the plan, but that has NOTHING to do with the insurance issue. You can still see a doctor without insurance! Are you HONESTLY saying that God's plan can be foiled if you don't have insurance!? ROFLOL."


Can I drop my over 18 year old from my insurance under the obama law?
Can I drop her from my insurance if she's over 18 and not in school or do I have to prove she has insurance first?


Is this a legit website to buy a schengen travel insurance?
http://www.mytravelvisa.co.uk/2/index.php Hi there I was wondering if this is a legitimate website to buy my Schengen Travel Insurance? Will it affect my application if I buy travel insurances from unheard companies?


What is the cost for home insurance based on?
I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic


Are the on-line no medical exam required" life insurance policies/companies legitimate?"
My husband, being the impatient person he is, has decided to appease my request to get life insurance on himself with an online policy. The company is American Life Direct and the policy is written by Liberty Life. I know the premiums are higher. That's his decision. What I'm concerned with is whether or not he's really insured. I want him to just go through the regular procedure, like I did. I mean God forbid (and I really mean that) something should happen to him, not a good time to find out you were scammed. I just don't unerstand how you can answer a few questions, give your credit card info and have a policy. No exam, no verifying, no medical records.(except MIB) Mine took almost 3 months of processsing before I actually got a policy and was insured! At the end before you sign it said things like Not insured by the FDIC" Is this normal for an insurance company? He didn't sign


How does USA car insurance works for a European traveler?
Next summer I've planned to go the States, start somewhere in Florida, buy a camper and travel around the states for 5 months. To be clear: I'm a 22 year old guy from the Netherlands, with a Dutch driving license (I'm able to get an international driving license). Ofcourse I need to get insurance for this camper, which I consider to be somewhere problematic since: - my age (23 when I get there) - no postal address - no social security number - no family or close friends in the area to work things out with - want to be able to travel through all of the states (each state having different laws) How does this work, am I able to get an insurance for this?"


How are you paying for health insurance if you are one of the millions recently laid off?
I know COBRA is available for many, but it is very expensive to keep up and runs only for a limited period. Questions like this have been asked before and those against governement supported health care just accused those who didn't have health insurance as lazy losers. But with the economy crashing, the scenario has changed. If you aren't employed anymore and have no income and little savings, what are you doing for health insurance?"


I'm looking for life insurance?
i'm not sure how to gage whats a good one and what not. Too many options, what specific things should I look for?"


What is the best low cost car insurance in california?
we have a 2004 honda odessey and a 96 acura, and our 17 yr old will also drive"


Can my child stay on my dental insurance plan?
Can my child stay on my dental insurance plan?


Insurance questions??!!!?
third-party liability- whatever that means... should i choose $500 000 or $1 000 000? the first is $7 dollars cheaper a month... and id like to get the cheapest required by law! if it wasnt a law i wudnt throw ANY money away for nothing! oh and if u pay all at once for a years worth instead of monthly installments would u have to choice to cancel the insurance lets say a few months in, for whatever reason? and would they give u all the remaining money for all the months u didnt use back??? thanx"


How much does health insurance cost?
I make minimum wage. I am afraid to get health insurance for fear that it will take most of my paycheck. My friend says she and her husband are paying close to $1000.00 per month in health insurance costs for just the two of them :( I think this is insane but I do need to see a doctor. What should I do?


How Much Would My Auto Insurance Cost ?
Im a 20 Year old Male in New York City. My Parents never drove so i am looking to start a policy under my name. I bought a 1997 Accura CL Coupe a couple days ago for $2000. I have my Permit and i have my road test in 3 weeks so i should get my license shortly after. I know New York usually has higher rates but i checked a free online quote from Geico & it was about $600 a month / $3600 for 6 months. This looks way too high to me. Is it this high because i don't have my insurance yet ? And how much do you think it will be when i do get my insurance with the state minimum insurance ?


"Insurance Deck Page""??"""
I don't have insurance currently, but I went to get insurance today and told them I had insurance. I HAD insurance but was canceled about one or two months ago because I no longer live with my step-mom. I still have the insurance card from he old company i was with, problem is is that it only has my step moms name on it, not mine. So what the new insurance company wants from the older company is something called a Deck Page"" which is"


"How much, usually, is the insurance on one of those crossover suv's?"
i am an 18 yr old male and i am in the market for a new car. i just recently feel inlove with the mitsubishi outlander, mitsubishi endeavor, ford edge, jeep cherokee. i figured out all the prices and payments and everything, but i am not sure about how much the auto insurance will be... any help anybody?? thanks"


"My Car was hit while parked, do i have to involve the cops or my insurance company?"
- MY CAR WAS PARKED, AND ANOTHER CAR BACKED UP WHILE PARKING CAUSING DAMAGE AND SCRAPES TO MY RIGHT SIDE FRONT DOOR. - WHEN HE HITS IT, HE PULLS OUT OF THE PARKING SPOT AND GOES AND HIDES BEHIND A VAN OPPOSITE TO WHERE MY CAR WAS PARKED. -WHEN I GET OUTSIDE, I START WRITING DOWN HIS LICENSE PLATE AND HE COMES OUT AND ADMITS TO HITTING MY CAR AND PROMISES TO GET IT FIXED. - I HAVE EVIDENCE: RECORDING OF HIM ADMITTING IT, A PICTURE OF HIS LICENSE PLATE AND CAR, A COPY OF HIS DRIVERS LICENSE, PHONE NUMBER, ADRESS. AND THEN HE SAYS THAT HE WILL GET IT FIXED BY HIS BODY SHOP GUY"" AND TOLD ME HE WOULD CALL"


Teenager's first car accident . Insurance?
***Thanks for the info. The cop didn't cite her for the accident and didnt cite him for having no insurance/drivers license. He did give both of them an Accident Information Exchange form with each others info. So no matter what, she has to pay him?? (either on the side or via insurance?) If she pays on the side...she'll lose half her savings. If she goes through insurance, my parents will find out. and their rates will go up"


Teenage insurance on a Land Rover?
I'm 17 and I'm looking for insurance on my 2002 Land Rover 90 2.4. No companies will insure me for less than 3500 if at all! Any suggestions? Cheers!


Cheapest car insurance for College students?
I live in Palatine, Illinois and I've been driving for 6-7 months, no tickets or accidents. Right now, I'm in my dad's American family insurance, but I'm changing cars and moving out. What's a cheap car insurance with good student discount ? Thank you !"


What co. has the best car insurance for teens?
I 18 and want to get my own insurance


Are the on-line no medical exam required" life insurance policies/companies legitimate?"
My husband, being the impatient person he is, has decided to appease my request to get life insurance on himself with an online policy. The company is American Life Direct and the policy is written by Liberty Life. I know the premiums are higher. That's his decision. What I'm concerned with is whether or not he's really insured. I want him to just go through the regular procedure, like I did. I mean God forbid (and I really mean that) something should happen to him, not a good time to find out you were scammed. I just don't unerstand how you can answer a few questions, give your credit card info and have a policy. No exam, no verifying, no medical records.(except MIB) Mine took almost 3 months of processsing before I actually got a policy and was insured! At the end before you sign it said things like Not insured by the FDIC" Is this normal for an insurance company? He didn't sign


Afordable health insurance for a person diognotis hep-c?
helth care provder


Car insurance 2 Different Co?
My girlfriend recently bought a car but she is insured by her parents policy, she is wanting to know if she can get another insurance company's policy without raising her parents rates."


Does anyone know where 2 get cheap car insurance for high perforfomance cars .....n.ireland?
Does anyone know where 2 get cheap car insurance for high perforfomance cars .....n.ireland?


Health insurance and pre-existing conditions.?
Hello, question. If I have health insurance now, find out I have a condition, then get a different job and change health insurance, am I in the pre-existing condition"" status with the new insurance? I'm curious because as of now the only reason I keep my health insurance is ""just in case"" as with any insurance and I don't want to have to pick up insurance after finding out something is wrong"


Where can I get cheap insurance for a performance car? I have tried the usual (confused.com etc etc)?
UK only please


How will a DUI affect my car insurance?
I'm 20 and I got charged with a DUI. I blew .17 in the breath test, my car is under my parent's car insurance, when will they find out and how much will it go up? it's already pretty high because it's a sports car. Also what would my other charges be as far as jail time and fines? I live in Florida"


In california can i report an accident but pay for it in cash ? or when i report it auto contact my insurance?
like if i was in an accident and i reported to the dmv i can still pay it in cash right and the insurance doesn't have to raise the money ? state ur source please


Can a person who is term ill get life insurance if so what company .?
Can a person who is term ill get life insurance if so what company .?


How much does the hospital stay cost without insurance?
I'm not pregnant.


Is the car insurance free for me?
Ok, my family has State Farm and my mom and dad are on the insurance. If they list me as part-time, will they have to pay extra for me (I have a clear driving record.)? I tried to ask the agent this question,but I guess he didn't understand what I was trying to say. He said anyone that my parents give permission to can drive the car and they'll cover if there's an accident. So, does that mean the name has to APPEAR on the insurance if I'm part time?"


"TRAVEL INSURANCE for South America, USA, Europe!?"
I have been quoted an obscene amount for travel insurance. I'm traveling from Australia and will be overseas for 12 months (1 day USA, Europe 2 weeks and Colombia the rest of the time). I need medical/valuable/flight cancellation etc insurance. The medical must include dental and not only emergency (I want to be able to go to the doc's for a checkup if need be). I would like an affordable price..."


If i was buying a car and its a class C would this increase my car insurance?
I have 3 years no claimi currently have a 1.6 i am thinking off buying a mini cooper which has been in a accident its a class C.the mini has the same size engine as my car at the moment. Just really want to know if it would affect the price of my car insurance thanks guys xx


"What should be the next step if an immigrant hit my car and his insurance"" won t take care of it?""
If this is the case and he gets no penalty Why won t we all drive with bogus insurance?


What if I can't afford my car insurance payments?
I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?


Why do boys pay more for car insurance than girls?
Charging more to one gender because they overall drive worse is sexism. It's the same thing as charging one ethnicity more because of their overall average and that's racism. P.S. On I what I have noticed, females tend to be worse drivers than males (sorry)."


Are the on-line no medical exam required" life insurance policies/companies legitimate?"
My husband, being the impatient person he is, has decided to appease my request to get life insurance on himself with an online policy. The company is American Life Direct and the policy is written by Liberty Life. I know the premiums are higher. That's his decision. What I'm concerned with is whether or not he's really insured. I want him to just go through the regular procedure, like I did. I mean God forbid (and I really mean that) something should happen to him, not a good time to find out you were scammed. I just don't unerstand how you can answer a few questions, give your credit card info and have a policy. No exam, no verifying, no medical records.(except MIB) Mine took almost 3 months of processsing before I actually got a policy and was insured! At the end before you sign it said things like Not insured by the FDIC" Is this normal for an insurance company? He didn't sign