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Is it illegel for a health insurance company to refuse to sell health insurance?

My wife is 35th week pregnant and she needs health insurance by september 1st. There are a number of insurance company decline her application. Is this ok by law?

   








What are rates for car insurance?
How much money can I expect to recieve from my insurance company after my car is declared a 'total loss'?
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Cheap car insurance in north london?!?
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Quick Car Insurance Question?
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How much does home insurance typically cost monthly with a single family home?
16 year old with $51,000 car. Insurance?
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Information on car insurance coverage?
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Cost of Insurance if you were to open an MMA Training Dojo.?
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Cheap Auto Insurance?
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Obama Care vs Cobra health insurance?
Insurance price doesnt change from provisional once passed?
Insurance price doesnt change from provisional once passed?
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Auto insurance question.?
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Question about car insurance?
Health Insurance?
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Cell phone insurance: What should i say to make sure they cover a damaged iPhone?
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Is Mosin Nagant a good gun?
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Why is discrimination legal in the insurance business?
Young males get charged much more than young females when they first start to drive. Married people get a discount. Old people get charged more for life insurance. Why is some discrimination OK and not all?


Babysitting and Liability Insurance?
I babysit two children for a family and I babysit them in their home. I am taking on another child and I am babysitting this new child in this other family's home. I was told I would need to get some type of insurance. What type do I need and how much do you think it might cost? If someone has gone through this, let me know what has happened to you or how you went about doing it."


Car insurance canceled .. what now?
well im 19 and my car insurance got canceled because i forgot to by some more miles ( i had blackbox insurance by the way) ...... what do i do now the cheapest quote ive found is 5500 pound HELP!!!


Insurance rate for a 16 year old?
what would the monthly insurance rate be for a 16 year old driving a 2013 camaro ss v8 engine? thanks!!


What is the cheapest car to buy and maintain?
What is the cheapest car to buy and maintain?


"Found a Cheaper Car Insurance, What to do?"
Dear Mates, My car insurance is just started 5 days ago. I have paid them around 300 as deposit. I have found somewhere more cheaper then recent one. If I want to finish my policy with them, How much do they Refund me. Please help me if you knows. Thanks"


What is the difference between term life insurance and whole life?
Also, does anyone know what is direct term life insurance?"" All I can find on the ""summary"" I received was that it was renewable at age 80. Zarnav - Thanks! I actually spoke to an agent before (who happened to be a friend) and he made it seem so complicated my head was spinning! I just got an opportunity to buy insurance from AAA which I am a member of and they called theirs ""Direct Term Life Insurance"""


Why is my car insurance so expensive?
I'm 18 and I drive a 2008 dodge caliber. I've been paying 200+ a month on insurance and I'm sick of it. I will be 19 in the summer and have had my license going on 3 years. I have a clean record accident free and incident free. Will my payment ever go down? It's bad enough I'm already a poor college student lol.


Do insurance quotes tell you your exact price you'll be paying a month?
I got a quote for auto insurance, is that going to be the exact ammount I pay every month?"


567 is my credit score but I'm trying to lease an apartment?
I'm 21. Never had a credit card and never had rental history. My credit score is low, and by the looks of it, from the little history i have, it's from not paying medical bills. I was on my mothers insurance at one point, but out of nowhere years ago, my mother randomly told me after my last appointment that she dropped me and that i would have to pay the bills in my name. I had no idea (I was 18). Didn't know what a credit score was or that it affected it. I feel stupid now because now I have all these late payments....and thats what hurt me. I'm about to pay it off now that I know though..,. Will I still be able to lease these apts? I am wanting to move for the fall so i can finally live near campus. I'm not sure how linient they are with scores. Its a pretty top notch complex, I think. If they have to make me pay something in advance or pay extra rent I don't mind....i just don't want to face that this might hurt my chances...."


Big medical bills due to 80/20 co-insurance policy-can I negotiate bills lower?
I just had eye surgery. The dr.'s office gave me the impression if I used the hospital I would get better coverage. I thought the surgery would be 3K, It was over 11K paid out to the providers already from the insurance co. and I am no getting all sorts of co-insurance bills for over 1600. I have a ins. policy through work. I can't afford this big co-pay on my small income. (due to pay cut, etc.) Is it worth it to try and write the hospital and dr. for a reduction of the bill? There are 3 bills, dr, hospital and anethesiologist. I may try to write the hospital and the dr. and ask for a reduced payment. I asked for the itemized bill also from each. There's no way I can afford 1600 co pay! Need advice. Thanks."


How can I get my medications without insurance in California?
I've been taking Citalophram (Celexa) daily and Alprazolam (Xanax) as needed for the past 5 years. They've truly helped me with my depression, social anxiety, and even bipolarity believe it or not. I lost my job in February of this year and so far have been unable to find work for myself. I've been trying so hard to find work but unfortunately, i haven't had much luck at all. My medications are running out and I'm completely broke. Where can I get assistance in securing my medications? I'm afraid I'll hurt myself once I run out of both meds. I am in California. Anyone know of any places and/or public assistance agencies that can help me out?"


How much do you think my car insurance would cost?
I'm turning 18 in March and will be getting a car on my 18th birthday. I don't know what type of cr I'll be getting but I'll make sure it has good MPG. I'll be using my car for storm chasing. Do you think I'll get a discount since I'm helping the National Weather Service issue watches and warnings by storm chasing? What's the average cost of car insurance for my age group in Manatee county, FL? Sources?"


Car Insurance (Geico) ?
My parents don't have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000


How will canceling my auto insurance effect my credit?
I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?


Is it illegel for a health insurance company to refuse to sell health insurance?
My wife is 35th week pregnant and she needs health insurance by september 1st. There are a number of insurance company decline her application. Is this ok by law?


How can I find out if I was a beneficiary in a recently deceased life insurance policy? (Please read details)?
In Feb of '15, my finance's previous employer and close friend passed away. She was an accountant's assistant for him and the company was owned by his father, who was also our landlord (we rented an apartment above the office). My finace was terminated from her job about 3 weeks prior to her friend's death. Due to her termination, the owner put an eviction into process and he started stealing our mail. Now, because we lived in a building addressed to a business, the P.O. didnt recognize the apartment upstairs as a seperate address, so all of our mail went to the business. The P.O. would not allow us to forward or change our address either, I guess due to the fact that it is still a current business. I still do not understand this and it still causes me a lot of frustration. The P.O. told us that we had to individually contact people and notify them of our change of address in order to get our mail and said they would investigate the matter as to why we weren't getting our mail. Frustrating. Now that I got that out of the way, My fiance was told by a friend of hers connected to the business, that the owner was angry because his son named my fiance as a beneficiary on a new life insurance policy that they didn't know about and was looking to use a lawyer to thwart the policy. The family of the deceased resented his relationship with my fiance and only harass us every chance they get. Since, we moved out of state and we have no way of knowing what company he used. At a loss..."


Do I need insurance to take my drivers test?
I want to get my licence and all I have to do is take the driving part. The car I am going to take my test in is insured in another persons name but since I'm not a registered driver on the car, am I still able to drive it just to take my test? I've tried getting on the policy but they will not insure me until I have a valid license, duh lol. So how exactly does this work?"


"How much more will it cost to add another car to insurance for a teenager with license, already have to cars?"
How much more will it cost to add another car to insurance for a teenager with license, already have to cars?"


Do I need Owner's title insurance in a new construction home?
I'm buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner's title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX. Also if I need to buy owner's title insurance does it has to be from the same company providing the lender's title insurance.


Affordable medical plan for newborns?
i know there is WIC to cover if dont make enough money to pay for alot of food besides the bills, and the childs shots are covered through the pregnancy medicaid (if you have it) for so long but what cheap plans are there to cover for afterwards, what are you paying for your child to have medical insurance? such as the remaining shots they may need, if they are sick or what not. I live in NC and am not pregnant (not yet anyway lol) but i am curious as to how to pay for medical costs for my child when i do have one, i dont have medical insurance for myself. thank you for any information that can be given"


will I get in trouble?"
What happens if i stop paying my current car insurance and switch to a new one?


Car insurance?
how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK."


Honda Del Sol for first car? Good idea?
Honda Del Sol for first car? Good idea?


"An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the com?"
An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the company spends $30 per year to service such a policy, the probability of total loss for such a home in a given year is 0.001 and you assume either total loss or no loss will occur, what is the company's expected annual gain (or profit) on each such policy? I think maybe 300$?"


Car insurance claim? Can I asked for the money for the car repairs?
I got into a car accident with another car a few days ago. It was my fault. I contacted my insurance company and they had me go to their body shop to get an estimate. Now the adjustor wants to come over next week to take a look at the car and talk to me. I looked at the days that the body shop wants to keep and repair my car: it's 4 days! That's way too long. My friend and I looked at my car and he said he can fix it in less than 1 hour and that the body shop is putting too much labor hours in and too much unnecessary parts/paint to fix it. That the just want to get as much money out of them as possible. Example, my lights work perfectly and there's are tiny little scratches on them. I don't care if it has scratches because they still work. But, they want to replace the whole thing and buy new parts and install them. Really? Really? My question is, when the adjustor comes, can I just tell her I need my car and I can't not do without it for 4 days. Can I just get the money to repair it? That my friend will repair my car."


Good car insurance?
I'm 19 and just got my first car and am in the process of getting my licensices. What are some good insurance companys to look into that would have low rate with good coverage? What do i look for and what don't I do. Thanks!


Why is there no benefit to having car insurance?
Obviously there is a benefit, but if i never have to use my car insurance, why the hell am i spending so much for it? A minimum of 1200 dollars a year, and that is seemingly impossible to get, so why isn't there a return for that when you end your policy? I believe health insurance has an accruing value, so why not auto insurance?"


Is there affordable health insurance out there for someone who has had high blood pressure?
Is there affordable health insurance out there for someone who has had high blood pressure?


Attention home insurance claims adjusters?
Edit: Thx for the response. Yes, I realize rates do go up overall when large events occur and does eventually effect all policyholders.. I was referring to our individual policy taking a hit because of the claim... Please don't assume that we are taking advantage of the situation. $1000 may see like alot to some people, but not to us. A 20 sq foot freezer holds(held...) a lot of meat. The question still remains: Do they actually go through the receipt and read each item or do they only... look at see if its a grocery item?"


Is someone who is only insured on their works car insurance ok to drive my car?
My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?"


Is it illegel for a health insurance company to refuse to sell health insurance?
My wife is 35th week pregnant and she needs health insurance by september 1st. There are a number of insurance company decline her application. Is this ok by law?


Motorcycle collision insurance?
Good answers!! It works out to $150 more a year for the DELUXE policy (won't break the bank,but I hate giving money away as much as the next guy)"


What do license pts mean for my insurance?
I got pulled over for speeding. However, the cop bumped down my ticket to disobeying traffic control device. I'm getting 2 points on my license. I'm 22 yrs. old and under my dad's insurance. Will the insurance rates be going up? (Also, I'm planning on taking the defense driving class to erase the 2 pts from license. If so, does my insurance still go up?) Please tell me of your situations....thanks!"


Car insurance that covers me to drive other peoples cars?
I work in transport ( as a taxi driver) and am finding it really difficult to find an insurance policy that covers me to drive other peoples cars (for normal private use, nothing to do with work). Apparently this is due to my occupation so all the fully comp quotes I have had have not included this cover. Is there anyone who works as a driver that has got this cover with their insurance policy, if so what company r u with?"


"Uninsured driver took daughter's car (registered to me, on my insurance) and crashed into another person who is now suing ME. How to handle?"
I bought a car IN MY NAME for my daughter. Added her on MY INSURANCE. Saturday a guy took her car WITHOUT HER PERMISSION and crashed into a car. He has DL but no Ins. My daughter was not in car but witnessed accident. Four way stop sign, says both cars stopped and proceeded at same time but the guy driving her car admitted fault(?). Police were NOT calledgot no police report. Damage to her car . $1,000. Other car had minor scratches, driver said he wouldn't call insurance but he did. Today he filed a claim against ME. My ins. co. called me, 1st question they asked Did you give this guy permission to drive your car?"" I was in SHOCK. I knew NoTHING about it. I said nothing"


How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness"


Home Insurance Short-Rate Cancellation?
I had switched insurance company effectively from AXA to Intact. The last day of my previous insurance was on Feb 25. Thus my new insurance policy starts from Feb 26 at 12:01am. Before the expirary date, I emailed the previous insurance broker that I do not intend to renew the policy. The broker then ask me to have the new broker write a letter to him for the cancellation. Because the new broker was out of town during the said period, I told the old broker that they will get the letter on Mar 1 or 2. The new broker sent the old broker the notice on Mar 2. Now, The old broker want to charge me something called Short-Rate Cancellation"" which is 9% of the total premium for the whole year. Is this Normal?"""


I need help for cheaper auto insurance... any suggestions in my situation?
I was really stupid as a kid. When I first got my New York State drivers license within half a year I had gotten 2 speeding tickets, a DWI under the age of 21 (I blew a .16 and was reduced to a dwai luckily), seatbelt violation, talking on the phone while driving, and not fully stopping at a stopping at a stop sign. I got my license suspended for a year and I've been able to drive for over a year now. Ive matured a lot sense I was in high school and regret all of it but because of all the stupid, irresponsible, things I did when I was a teenager my insurance just to drive is putting me in debt its so high. Does anyone have any advice to get cheaper insurance in the same situation as me? And please no your a bad person you could have killed someone"" responses. I've learned my lesson and would like to go on with my life without paying thousands of dollars for insurance. Thank you!"""


What will happen when I lose my insurance?
I'm 19 years old, and i'm currently receiving my dads insurance. He is on blue cross blue shield, and I can use his insurance until i'm 26 as long as i'm in college. Well...I'm moving in June and I will be taking a break from college. I'll also be moving out of state in which case I have no clue if the insurance will cover me there. I haven't done jack squat with signing up for my own insurance because I also have a health care card through the state. When I move and I lose my insurance how do I go about signing up for new insurance? I'm planning to get insurance through an employer and sign up once I finish my first 3 months. I don't mind being without insurance for a few months because i'm getting all of my health care/vision/dental done right now. I heard that the Affordable Care Act has deadlines and that you won't be able to sign up for a plan until 2015? Also does that mean I'll be fined for no longer having insurance? I'm so confused."


Do you NEED a life insurance?
I am suppose to explain why a person studying in university does or doesn't need a life insurance. I found reasons for why they should have one but can't find any for why they shouldn't


How does my 21 year old son get health insurance?
My 21 year old dropped out of college and is trying to get back in part time. Would my employer cover his health? How else can he get himself covered? What types of costs are we looking at?


"Quick question on car insurance, thanks for answers?"
I am getting my second car insurance, i live in leeds however my parents live in northumberland, would it be legal to put my car insurance ADDRESS as northumberland (half the price). I would still be named driver, and i have all bank details and permenant things such as phone contracts registered to northumberland as i move each year i class it as my permanent address. So i could say the car is kept there but i use it sometimes, as in northumberland is also classed as my address, and i am there quite a lot anyway. Cheers for advice, and if it is legal or questionable, would it still be acceptable if even frowned upon, cheers!"


How to see a doctor without health insurance?
im a student living in southern california. i havent seen a doctor in years because i cant afford health insurance, but recently ive noticed that i may have an issue that should be checked out by a doctor. how do i go about seeing one? what do i do? where should i go? any advice or tips would be very helpful. at this point i dont care how much debt i have to incur to do it, i just need to do it. thanks."


"If I am under my mothers insurance, will it help me in the future when I branch off?"
I am thinking about putting my first car insurance under my mothers name, but in a couple years I want to start paying it on my own. Will the fact that I was under her name help me a little with my rate? Or will it not matter, and the insurance company will treat me as a new driver?"


How much did your delivery cost with medical insurance?
My co-pay is $450 a day and I was wondering if this is normal? My insurance seems to be good up until this point. I paid $30 my first apt and nothing until the delivery. But I am curious to see if this co-pay is normal. Thanks!


What is the cheapest car insurance for a new 20 year old driver in Michigan?
I dont have car yet but I just need some general information about how much im going to be paying a month. I also live in the suburbs and plan on getting a reliable,cheap,and off the theft radar car. Thanks!"


Is it illegel for a health insurance company to refuse to sell health insurance?
My wife is 35th week pregnant and she needs health insurance by september 1st. There are a number of insurance company decline her application. Is this ok by law?