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Does my financed car absolutely require full coverage?

Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!

   








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I'm trying to decide between 20 vs 30 year term life insurance policy?
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Pregnant and uninsured...?
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https://dakitleracos.wordpress.com/2017/04/28/what-is-the-definition-of-garage-for-car-insurance-purposes/

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Just retired as city worker have ghi health insurance I m being asked about my primary insurance I don t what to answer?
Just retired as city worker have ghi health insurance I m being asked about my primary insurance I don t what to answer?


Is Allstate Car Insurance cheaper than that of GEICO?
Is Allstate Car Insurance cheaper than that of GEICO?


Car insurance (uk)?
If i buy car insurance as a learner driver then pass in less than a year do i need to change my insurance to full driving license or wait untill it needs renewing and then change it?


Which bill should get paid first? Car Insurance or last credit card debt payment?
I get paid approximately $400 a week. Which bill should I pay first? The car insurance was supposed to be paid on the 15th of this month. The outstanding credit card balance was supposed to get paid last month. I also will get paid on Friday. Should I just pay the outstanding credit card payment, which was already in collections or pay my car insurance?"


"Wrecked best friends car, no license, I'm uninsured, 18 and terrified! I DON'T KNOW WHAT TO DO!!!!!!?"
So, I am 18, and yesterday my cousin was planned to come in from the UK at the Sky Harbor Airport in, Arizona. On my way there I was driving at a close speed limit of 50, speed limit was 45, approaching a red light, I was slowing down, when something abruptly ran across the road, close to the car, causing me to slam on the breaks, losing control of the wheel, and I tumbled 4 times over the street, busting the side window, scraping some paint, and cracking the windshield. Thankfully, I was not hurt, no neck, back, leg, or any body injuries for that matter. The police was near by, so helped me out, firefighters took care of me, to make sure I was okay. And then the report happened. I told them the honest truth, they said that I won't be arrested, or given a ticket, but I do have to go to court to prove I had no insurance. I don't know what to do, I know it was completely idiotic driving without a license, and no permit, with no insurance, but my friend has insurance on the car. I have the police report, and I don't know what I have to do, but I will help him with anything as this is my best friend, and I am not straying away from this situation. Will his insurance cover this? Do I look okay is this situation? PLEASEEEE! Someone help me! I'm desperate for advice, I've definitely learned my lesson, and I have no family here in Arizona as they are all in Georgia, I am here for school at ASU, please tell me his insurance will cover this!"


Any idea where to find cheap flood and home insurance in Louisville ky?
we ended up shopping around and there are insurance agencies with cheaper rates that's what was listed at the website some of you provided. and the only reason its in a flood plain is because of a giant creek behind it. since the house was built it has only flooded once and that was in 1997 when half of Louisville flooded.


A lawyer has informed me that Medicaid has not placed a lien on my insurance settlement. Can I trust him?
Medicaid has recently assisted me with a very very bad accident. I was shocked to learn that a lien was not placed on the settlement from my personal injury case. I asked the lawyer to doublecheck and he said that Medicaid has not placed a lien. I was sent the check this week. Am I safe to spend that money? If he is wrong who is responsible for that money in the future? Is there a time limit that Medicaid has to inform me of money I may owe? My fear is that I will use the money to help me put a down payment on a house and in a year medicaid will come after me. I have an email from the lawyer stating that there is no lien but I'm not really sure that I can rely on the simple email to defend me. I appreciate any input you can give. Thank you.


Need to renew car insurance but When you buy a new car insurance do you pay just the deposit if you pay monthly?
Need to renew car insurance but When you buy a new car insurance do you pay just the deposit if you pay monthly?


Who pays when a stolen car hits me?
Who pays when a stolen car is at fault?My legally parked car was uninsured. It was totaled by a car thief who is now in jail. If the actual reg. owner has insurance,does his co. pay for my damages using his policy? "


Cheapest insurance company for 1st time male driver under 25 years?
I have a male friend who is 23 years old. Will be buying a car (four door/blue) but since he's a first time driver, the rates will be very high. However, is there an insurance company out there that is more reasonable? We're in Maryland. Any references?"


Is $7000/ year a lot for health insurance?
I have health insurance through my job and I'm currently pregnant and due in August. I just found out that if I add my soon to be daughter to my insurance plan my insurance will go up to 634/month. I only make $10/hr full time and I don't see how I'm suppose to be able to do this. Do you think this is too high and what other options do I have besides govt assistance.


Can I get my own car insurance policy with State Farm and still be covered on my parent's policy?
I have been on my parents' car insurance for a few years. I have a car that is covered by their policy, but I just bought another car (I still have my old one) and I need insurance. Can I get my own policy with State Farm, or do I have to bundle it with my parents' current policy? Will that be cheaper?"


What is the best insurance for a teen?
i need car insurance and health insurance but still not sure which is better. If this helps i just graduated and live in arizona and have a yukon


Had a car crash; how do you give insurance details?
OK, I let my attention slip and slightly rear-ended a car in front of me (oldish Mercedes), guy was surprisingly pretty cool about it. Damage is: (my car) my number plate fell off and very slight bumper bar damage; (his car) back bumper damage, back boot doesn't close properly. My car is insured completely, but how do I give him my insurance details? Do I just say the company that I'm with or something? Or I call my insurance up and get a number? Also will I have any financial repercussions from this, or does the insurance pay the lot for me and the victim? Will my rating be damaged and have to pay more for insurance? I have no idea about this type of thing, I don't even pay my own insurance, my dad does. Would any adult, or someone who has been through this (I'm assuming it's a fairly common) shed some light?"


Ninja 250 insurance for a 17 year old?
I have no wrecks tickets or anything on my record for driving a car. I want a motorcycle because they are cool and get like 2-3 times better gas mileage then my car. The problem id my parents complain they are dangerous and thy also say the insurance is like 3 times as much. I live in the U.S will the insurance be a lot, if so can you give me a estimate per month? Also since a 250 is cheap and not very fast will that make a difference in safety and insurance price?"


Does my financed car absolutely require full coverage?
Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!


How can I find cheap car insurance?
How can I find cheap car insurance?


No health insurance?
I currently dont have health insurance in Massachusetts and my work does not open enrollment until june 1st and would not start coverage until july 1st. i know we're unfortunetly 4 months into the year but im now trying to minimize my penalty for next years returns. Im not sure what to do for the next 2 months. could somebody point me in the right direction?


"Should I choose State Farm Home insurance, Metlife home insurance or Allstate home insurance?
Who is the better insurance company in your opinion? I need to change my home insurance because it's going to end soon and I need a little advice. Thank you.


NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.?
NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.


Car insurance for a 17 year old? HELP?
Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks"


Dental Insurance?Dental Insurance?Dental Insurance?Dental Insurance?Dental Insurance?
Hi im looking for a good form of dental insurance that will cover multiple root canals. Whats affordable? Im also wondering if i could do a co-insurance thing with my jobs provided dental insurance which sucks by the way. I know that for the most part that i pay out the ###, buy the only other alternative is to go to Mexico . thanks for any advise!"


Can anyone recommend an affordable insurance company for an immediate temporary auto insurance?
I am taking my dmv road test in 2 weeks, I have a car but I don't have any insurance yet. I called Geico to purchase an insurance policy with them (they gave me a great quote rate so I'm ready to go for it) but I was told that the process of getting insured might take about 30 days. They are gonna start with mailing me some paperwork forms which I am required to fill out and send back. I am not sure if they do that process with every client. I didn't expect to wait that long (now I'm not even sure if they approve me or not). So I need a temporary insurance just to pass my road test. I don't want to reschedule my appointment because of that. Does anyone know a real (not a scam!) company that offers an inexpensive (very important!) temporary insurance I can buy online right away without waiting for any paperwork or approval? Thanks"


What language to use when arguing an Auto Insurance ..appraisal verse actual cost?
What language to use when arguing an Auto Insurance appraisal verse actual cost?


Car Insurance Void?
I've had an accident in my car and this involves me crashing into another car, this was one year ago and today I just received a letter through the post saying this person is claiming that I had caused 4,000 damage to his car, I got a letter from the police claiming that I had caused 2,000. Does my insurance cover me?"


Why are all my insurance quotes so high?
Why are all my insurance quotes so high?


Learner driver without insurance allowed or not?
can i drive with my dad without making insurance for my self? but my dad and the car has full insurance. i was told i have to make insurance for my self as a second driver because i'm a learner and driving the car with a person thats older then 21 years old.


My car got hit in the middle of the night. I don't have insurance but the person at fault does.?
I woke up yesterday to find my car hit and another car, with temp tags, abandoned up the road (it had a lot of damage to the front of it, so it was obviously the one that hit mine.) Today the officer who came yesterday called and had found the person at fault and gave me all of their information. I don't have insurance currently, and my car will cost a few $100 to repair, so what can I do with this info?"


Auto Insurance Question/Teen Driver?
Auto Insurance Question/Teen Driver?


How much is insurance for a 17 year old in NY???
I'm thinking on getting a honda prelude 98-2001.


How much life insurance do I need? How long?
Hi, I am 31, married, in decent health (don't smoke). No kids, but planning for one next year. How much life insurance do I need? Thinking about a term policy for $500,000, but not sure if I need it for 10, 20 or 30 years? Any advice much appreciated. Annual income is the $100,000 range. Thanks."


Does my financed car absolutely require full coverage?
Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!


Why was my car insurance quote so cheap?
im a 17 yr old male and i have recently bought a 1.2 Peugeot 206 look for 700, i know car insurance for boys my age are stupidly expensive so when i was looking at quotes it came as no shock until i got a quote for 750 for third party fire and theft, i have no idea why its so cheap, i checked the quote through about 5 times to make sure i didn't make any mistakes but i hadn't . can anyone explain why its so low ? i don't want to buy the insurance just in case it turns out to be an expensive mistake."


Insurance Rates on Cars?
If you happen to know off hand....what would the estimate insurance rate be for any of these cars 2000 Honda S2000 2001-2002 Audi TT 2006 Mitsubishi Eclipse 2008 Ford Mustang 2004-2005 Mazda RX-8 2007 Altima 2.5 Even if you don't have the year....if you know the car thats good enough...The insurance websites are blocked here and i won't be able to check them so any help would be appreciated....


What is average health insurance for state farm insurance?
What is average health insurance for state farm insurance?


Finding information about monthly payments?
I am currently looking to move out of my parents house and get an apartment with a friend of mine that is 45 mins away from my hometown. I am a sophmore in college and I would like to have the experience of living on my own for a couple years near my parents before I move thousands of miles away after college for my career plans. Now I am looking into my costs and spendings on living on my own. But the problem is I really don't want to talk to my parents about this until I get it all planned out. But I need to find out how much my car insurance, health insurance, life insurance, car payments (if there is still any), cellphone bill...and other expenses that I need to find out on a monthly basis to get an idea of what it will cost for me to live on my own because my parents pay majority of everything for me and I just been working and saving money for this opportunity to live on my own with a roommate or two or three (maybe). How can I find out this information when the expenses are not in my name but in my parents name? And without my parents finding out that I am looking at all this? Thank you!"


How much does your teen insurance cost or if you're a teen yourself how much does it cost?
How much does your teen insurance cost or if you're a teen yourself how much does it cost?


Help with Health Insurance?
Does anyone no of any good reasonably priced health insurance for couple that is self employed?


How does bein married or single affect your auto insurance rates?
How does bein married or single affect your auto insurance rates?


Minnesota health insurance?
Can a single person with no children, and who has lost there job, get this insurance?"


Can i get insurance on my name...but my boyfriends car?
Registration is coming up, for my boyfriends car. He has a DUI on his record, so he's unable to drive as it is, I'm the one who drives his car. I was wondering if I could get my insurance to cover his car since I'm the one who drives it even though I'm not the registered owner. And would DMV (in california) acknowledge it?"


Where can you get help with medical bills without ..insurance?
Where can you get help with medical bills without insurance?


Why do men pay higher rates for auto insurance than women.........if women cause more accidents than men?
http://autos.aol.com/article/women-worse...


What is the cost of a replacement iPhone 4 covered by insurance ?
What is the cost of a replacement iPhone 4 covered by insurance ?


What's the monthly insurance rate for a mustang v6?
what would be the average monthly insurance rate on a 16 year old kid driving a v6 mustang coupe?


A question about the affordable health care act!?
My wife was born in 1955. She would like to retire, collect Social Security when she turns age 62. Since she cannot get Medicare until age 65, we were thinking about getting her insurance under the Affordable Health Care Act, when she turns age 62. Right NOW she is working full time and getting medical group insurance from her employer. Can anyone GUESS how much she will pay, at age 62, for medical insurance? Or too soon to even GUESS? Thanks."


Insured (auto) will not reply to her insurance companies repeat attempts for contact...?
Last week a minor - unlicensed male - put Escalade, his mother's vehicle, in reverse and ran into the front of my stopped Toyota Corolla. We happened to be in front of his mother's house so he ran inside and she and her son came out soon after. The mother gave me all of her info: insurance etc. and I went on my disgruntled way. I called her insurance company, and mine too, the same day and made a report. It has been one week and after repeated attempts to call and then sending her a letter for a reply she still has not made any contact with either insurance carrier. I did not bother with a police report because last year, when the same kind of accident happened to me, I called the police and they came and told me they did not need to take a report and that we should just contact our insurance companies. This is an accident that happened on 4-20-2010 in northern California. What are my options?"


Does my financed car absolutely require full coverage?
Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!