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Does your auto insurance rate when you turn 18 years old, any cheaper?

Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani

   








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Life insurance for parents?
Hi I was reading up on the site about life insurance and am very hesitant as to how and if I should pursue this. The only thing I may think of is my dad had an insurance policy on me in early college or so I was told. I would like to get one on them both but they at times suggest it and at others seem offended to say the least. They are in substantial debt and in many ways increased my debt by breaking promises. I am reeling from the debt currently. The thing is Thank God both of them are healthy at 60 & 62; yet I know God forbid anything happens I can't afford funerals or much to begin with. I have been contemplating this on and off for a few years now and more recently more so. I need to know how and if someone is able to purchase life insurance for their parents and it may have to be without their knowledge though on a good day they want to be involved but it waxes and wanes. What is the best way to find an affordable option (premium wise and length of time wise). I would appreciate any advice. Thanks.


How to be a insurance agent?
i need to some gain some knowledge about how to be a insurance agent. I am a senior in HS and i dont know what path to take. is insurance agent a difficult job? what classes should i take? is insurance agent a business major?


Life insurance on an ailing parent? How do I take out a policy on my mother?
I'm the sole caretaker of my ailing mother, I have no siblings, just a husband, a 4 y/o and a baby on the way. My mother and I have been talking and she needs life insurance. I take care of everything with the household, bills, etc....but I'm kinda unsure what to do about life insurance. Right now I'm about to get power of attorney over everything but I'm inexperienced about the life insurance thing. What are some good companies to go with? What kind do I get? I think she had life insurance when she was working about 5-6 years ago but she has no clue what happened to it..so I'm taking matters into my own hands. Help? She has ALS (Lou Gehrigs)."


What companies offer mobile home insurance?
i live in ny. all the ones i've found don't do ny or won't insure us because of the age. it was made in 1979. the only one i could find was geico but they want an insane amount of documentation that i just can provide. like if the roof has been replaced and stuff. i know insurance on such an old home is pointless but i have to have it in the park where i live and moving it isn't an option.


Do I need to pay off my car insurance before buying a new car or can I transfer that insurance to the new car?
I have a car that is practically breaking down so I need a new car, fast. However I cannot afford to pay off my car insurance as well as buying a new car. Is there a way around this? Thank You"


Which is the cheapest u.s. theft insurance for moped?
Which is the cheapest u.s. theft insurance for moped?


Chicago health insurance question?
I was wondering what businesses in Chicago probably have no health insurance for their employees?


Is it legal for our group insurance company to mandate life insurance?
Our group health insurance provider is now saying we have to buy life insurance through one of its wholly owned subsidiaries. Is this legal in the State of Ohio?


Father got into a car accident in my vehicle but the other lady was at fault. She has insurance but I dont?
Father got into a car accident in my vehicle but the other lady was at fault. She has insurance but I dont?


"Good looking, cheap car?"
Now, this has probably been asked a million times, I just want some fresh ideas. I'm looking for my first car, so obviously money will be tight. Currently I can only afford a car around 5k or under. That being said, I'm a picky customer when it comes to cars. I hate the look of most late 90's, early 2000 cars. I'm not saying all of them, just most of the ones in my price range. I love the BMW 3-Series, though they are hard to find with low miles at my price. I don't want a car older than late 90's. I think newer sedans and coupes look great - the sense of style has really increased.(Example, a late 90's Civic I find rather ugly, while a 2005 or 06 Chevy Cobalt looks pretty nice.) I've been looking for cars like Cobalts, or other cars with the younger look. I want a car that will also save me on gas - so 4 cylinder is preferred. I considered the Mazda Miata, though a convertible would just be annoying during these Ohio winters. Any recommendations? (Gas saver, younger looking, cheap)"


Cancelling AAA insurance?
In trying to save money I recently switched my auto insurance from AAA to another company. My policy with AAA doesn't expire for a few more months. Am I going to have to keep paying both companies or get dinged with fees from AAA for cancelling before the policy expires?


Claim on insurance after drink driving?
And this is from England.


What would the price of insurance be for a 16 year old male after going through drivers ed and taking the...?
behind the wheel license test through the school? I am getting my license in a couple of days and wondering how much it would cost just in case i have to pay for it. We have a 2004 trailblazer, a 1999 grand prix, and a 2000 ford ranger. I get good grades and im not sure what else you need to know. Im in az. Im wondering because i cant put my info on the internet for a quote so i just want a ballpark monthly price."


I need estimates on how much it would cost for insurance for a new driver. thanks.?
im 15. i have not gotten my permit yet, but im turning 16 next month. as soon as i finally get my license, how much will it cost for insurance."


How much more will my insurance cost go up with a careless driving ticket?
I live in Michigan


Does your auto insurance rate when you turn 18 years old, any cheaper?
Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani


How much does homeowner insurance cost?..?
How much does homeowner insurance cost?


Two insurance on the same car?
My dad has insurance on Saga and his policy ends beginning of October. I (age 19) wanted to insure on the same car from June till October but saga wouldn't let me (since I'm not 50). Is it possible for him to take another insurance from June onwards for a year and add me as a second driver till October and the take me out - while keeping Saga/s insurance running at the same time??


"Someone else got a speeding ticket in my car, does my insurance rates go up?"
My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?"


I got pulled over in someone else's car that doesn't have insurance but I have my own?
Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? I currently have State Farm insurance and I live in the state of California. The officer told me that as long as I had permission to drive the car and my insurance covers me driving other cars I Should be fine. Is this true? Please help, I'm really worried and I don't wanna pay a big fine."


Question about braces and insurance?
Ok my mom's job (she's a hospital nurse) went bankrupt so then another company took over. She had to get a new dental and health insurance thing and they were supposed to start taking money directly from her paycheck. They'll take it this upcoming paycheck and yeah. Well I need braces and my mom said that since it just started I can't get them. Is that true? And is it possible to get braces without insurance and then when it kicks in, you can start using payments with insurance (sorry if that doesn't make any sense!). BTW the insurance is called Aetna."


"Life threatening condition, no medical insurance?"
if you're struck with a sudden, immediately life-threatening condition, like steven johnson's syndrome, and you don't have medical insurance, can a hospital turn you away?"


Want to open independent insurance agency?
Good names for the agency? I want to know where do I register my agency's name? Which companies would be good to sell for? Basically I need to know everything about opening an agency. It is going to be a friend and me opening it. And this is in Kansas. Any additional advice is helpful!!


"9 months owning phone with no insurance, but adding insurance now?
its like 5 dollars to add the monthly insurance. we never had it tho. no use...but droid is acting funny..


"What is the purpose of auto insurance, if they never cover anything.?"
So let me get this straight, I pay roughly $170 a month for my auto insurance for a single vehicle. Some idiot backs up and hits me at a parking lot and knocks out my taillight. I have 3 witnesses that heard the guy say he will pay for it. His insurance denies the claim. My insurance tells me to pay my 500 or 1000 dollar deductible and they will fix my $75 dollar problem for me and go after the other insurance. Hang on, a taillight that I ordered and installed myself for $75, $75 bucks and they want me to pay them $500 for it? Ummmm so wait, once again what am I paying for monthly if they are worthless when it actually comes to anything???"


Disability and health insurance?
Hey everybody I have a question. I have quadriplegic cerebral palsy and am currently living at home and on my parents health insurance. However in June I plan to move out for grad school. Due to my disability getting my own insurance will be really expensive. I really want to be able to continue to be covered on my parents plan. Does anyone know about this? We have a call in to our company but I thought I would ask here too. Also does applying for SSDI affect this in any way? Thanks Eva


How can I change my insurance plan in Covered California?
I enrolled in Covered California last December. I just realized that I am not happy with my Kaiser plan. How can I upgrade it? I tried to call but I waited on hold for more than an hour and when I was finally able to speak with a representative, she hung up on me. I plan to stay with Covered California but I want to change/upgrade my plan without being kicked out of the system. I am worried because it is only 4 days to the end of open enrollment."


Is a 2013 chevy Malibu a good first car?
It's pre owned with less the 8,700 kilometres on it and it's the 2LT trim. Is it a good first car?"


Why won;t insurance companies pay for transition lenses?
Why won;t insurance companies pay for transition lenses?


"When will my car insurance rates get cheaper, due to having a clean driving record?"
I know I didn't do the best job asking the question, but I'll try to be short and sweet. I'm going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would've cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn't effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I'm asking is; when are my insurance rates going to go back down? I'm going to remain on my parents insurance for a while, just because its cheaper etc etc... and I know I'm still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)"


Automobile insurance companies charge lower rates to married individuals than they do to unmarried...?
Automobile insurance companies charge lower rates to married individuals than they do to unmarried individuals. What economic reason is there for such a practice? Is it fair? A. Automobile insurance suffers from the free rider problem. To offset this problem, insurance companies estimate the probability of accidents by categorizing individuals. B. Insurance companies use price discrimination to take advantage of the fact that unmarried individuals have a lower elasticity of demand. This is simply a strategy for maximizing profit. C. To keep rates to a minimum, insurance companies estimate the probability of accidents by categorizing individuals. One would expect that, statistically, married drivers are safer drivers. D. There is no good economic reason for the difference in prices between married an unmarried people. Further, this practice is illegal."


Does your auto insurance rate when you turn 18 years old, any cheaper?
Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani


How much is insurance for a 50cc scooter for a 16 year old boy?
How much is insurance for a 50cc scooter for a 16 year old boy?


Which is the cheaper car insurance in uk.?
i m 29 new driver looking for cheap car insurance can any one helps me for it please


How much would it cost to put an 18 year old on progressive car insurance?
I have to add my daughter to my insurance and I want some input before I make any decisions. What is a good estimate for how much it would cost?


Best maternity insurance?
I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don't need to go to the doctor often, but once I get pregnant (we're going to try in the next year or so) I plan on switching my insurance so that I'm paying the minimum out of pocket for all (or most of) those doctor's visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?"


Why are Democrats against allowing me to buy insurance from another state?
I live in New York, where the average insurance premium for my family costs ~$13K. A similar plan in Iowa would cost ~$5.5K."


How is national insurance contributions calculated?
I would like to understand how national insurance contributions are calculated. My P60 states the following : NIC table letter - D (what does this D mean) Earnings at LEL - 2912 Earnings above the lel upto and including Earnings Threshold - 448 Earnings above earnings threshold, upto and including the UEL- 18580."


What is car insurance premium tax?
My car insurance renewal notice is comprised of the insurance itself (540.00), car hire (28.25), credit charge (48.30), and Insurance Premium Tax"" (34.10)"


Whats the average price of insurance for a moped ...vespa...49 ccs in Los Angeles?
I'm 17 yrs old and am planning on buying one when im 18... so i want to know the average price of the insurance for someone barely obtaining their license... i'm guessing its way more convenient then paying a ton of money for car insurance...


Problems with Primerica life Insurance?
the problem with all of this is that I sent a cancellation letter in September. When I called to see why it wasn't canceled in October they had the letter on file, but the account was still opened and the girl couldn't tell me why and she didn't close it, just filed for an inquiry. I called a few days later it was still open and the girl I spoke with closed it and then I got a bill for $115, then my bank acct. was clsd because they tried to get more money out. I am pissed off and not getting any answers. I called today, was on hold for 5 mins and then the phone call was transfered over to be answered and it rang for 3 mins and no one answered. My phone finally hung up on me, UUUGGGGHHHHHH!!!!!!!"


Health Insurance Vs No Health Insurance?
Joe is currently unemployed and without health insurance coverage. He derives utility (U) from his interest income on his savings (Y) according to the following function: U = 5(Y1/2) Joe presently makes about $40,000 of interest income per year. He realizes that there is about a 5 percent probability that he may suffer a heart attack. The cost of treatment will be about $20,000 if a heart attack occurs. a. Calculate Joes expected utility level without any health insurance coverage. b. Calculate Joes expected income without any insurance coverage. c. Suppose Joe must pay a premium of $1,500 for health insurance coverage with ACME insurance. Would he buy the health insurance? Why or why not? d. Suppose now that the government passes a law that allows all peoplenot just the self-employed or employedto have their entire insurance premium exempted from taxes. Joe is in the 33 percent tax bracket. Would he buy the health insurance at a premium cost of $1,500? Why or why not? What implications can be drawn from the analysis?"


So I'm looking into buying a Honda Element but I want to know how much insurance n gas n all that would be?
Help please lol and if overall if its worth it


What happens in California if you drive without car insurance?
What happens in California if you drive without car insurance?


How much does commercial auto insurance cost?
I just recently got a job delivering pizza's at papa johns and know that neither the store or my current insurance will cover me if I get into an accident while on the job. Is comm insurance worth it? I heard it was expensive. And would I be covered if another car hits me while I'm on the job?


How long does it take home owners insurance to get you your money for stolen items?
There was alot stolen like jewelry, my xbox 360 , my moms 1500 dollar ring and other stuff."


Car insurance for new license holder?
what will be the prize of normal car insurance??? (i meant % of car prize) If the license is new what will the prize?? Im from dubai.. so i want to according to dubai market rate..


Does your auto insurance rate when you turn 18 years old, any cheaper?
Hey everybody, I'll be turning 18 in a couple of months. I live in Georgia, and drive a 2002 Lexus RX 300, which is a mid-size SUV. I am not looking for a specific quote. I got my license late because I had to do drivers ed, and other reasons(non legal)...well the thing is, I have only had my license for a few months and haven't bought insurance. I don't know if I should wait until I am 18 to buy it. Is insurance a lot cheaper once your 18 as opposed to 17 or so? Please only answer if you know what your talking about. THANKS a lot for the help.. Sincerely, Zain Dhanani