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Should I get life insurance?

My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?

   








File a homeowners insurance claim due to theft but have no receipts?
Cheap menengitis vaccine in 2015?? not looking at quality! just need conformation of recieving it and my insurance does not cover it.?
(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?
Can you get a discount on motorcycle insurance if is has an alarm system?
What would be a ridiculous insurance to get?
How much will it cost to insure a cheap car?
Insurance company offering me a check to settle? What should I do?
Where can I get cheap kite insurance?
Does anyone know of affordable family health insurance?
Car insurance for a 1973 corvette?
Why do health insurance companies charge more?
Is it true that you MUST purchase health insurance?
What is the average cost of insurance of a starting tree service or arborist company?
Cheapest car for insurance, and also cheapest insurance company in uk?
Who has the cheapest auto insurance?
Other driver hit me and won't give me insurance info and won't answer my calls?
Will my car insurance rate go up?
Car accident with no drivers license or insurance?
Employment insurance claimant information session?
HOW does indemnity insurance affect Home insurance?
Cheapest full coverage car insurance for an 18 year old?
How much is renters insurance?
Do you get cheaper car insurance for being married (uk)?
Do Funeral Homes accept insurance assignment for pre planning?
Where can i get the cheapest car insurance?
Should I buy travel insurance for Jamaica in November?
Who actually has health insurance?
Is forced placed insurance acceptable when asked if i have insurance ?
How much does it cost to get a license to sell insurance?
Do car insurance companies check police records?
Annual group insurance cost is $8200. The company pays 55%. You get paid every two weeks. What amount is deduc?
What is your car insurance coverage like?
I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
What is the cheapest life insurance a 66 year old man from california can get?
Who gets cheaper insurance guys or girls?
Does my insurance go up?
If you have Fully Comprehensive car insurance, can you drive any car?
Are there any homeowners insurance companies that insure a home that needs repairs?
How much will a small tooth chip cost without insurance?
Is it better to purchase health insurance through covered california or directly?
How expensive is insurance?
Car insurance, i only drive for 3 months or so? any options?
How does car insurance really work?
Do I HAVE to sign up for Obamacare insurance?
Do you think health care should be more affordable?" If you answered yes....?"
How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?
How will i know which insurance group my car belongs to in UK?
Cancelling auto-insurance?
How much is insurance per month?
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https://hingunbnorthtitarc.wordpress.com/2017/05/25/what-is-the-cheapest-car-insurance-company/






























































How does the insurance company determine the value of your car when it's totaled?
My car just got into an accident and it looks like it's totaled. But before I work everything out with the ins co, I need some advice. I only ask because the car is only 9 months old. I hear that state farm will just write a check for the value of the car, not replace it with a new car. Is that how it works? And if so, how do I figure out how much is a fair deal with state farm, since I really need to make sure I get the max that I can because I have to pay off my loan and still get a down payment for a new car. I looked on the Kelley Blue Book but was confused by the three different categories of cars. If anyone knows how this works in Illinois or just in general, I could really use some info and advice. And before you write me off as an idiot for totaling my new car, please know that my mom took it w/o my permission and got hit by a drunk driver, so please help me if you can cause i'm already overwhemled!! FYI - It's an 06 Hyundai Tiburon GS w/13,000 miles"


Good car insurance??
I will be 16 in a few months and am hoping to get a Mustang two doors. soo it might be a little higher insurance..Is there an insurance company thats better than another?


How can I lower my auto insurance premiums?
How can I lower my auto insurance premiums?


Does an accident on my car (now fully repaired) reduce the sales price on my car?
I had a minor auto accident about 6 months. The person who hit me was entirely at fault and his insurance company paid for all the damages. Since it cost the insurance company more than 500$ to fix the vehicle, they reported the incident to DMV. The insurance company says that it has repaired the car in full and the repairs have a full life-time warranty. The accident now likely shows up in the carfax for my car. Will the accident decrease the sales price of my car if I were to sell it later? If yes, how can I get the insurance company to reimburse me for a likely future loss? Thanks."


How much would my car insurance be in new york?
i'm 27, this is my first buying a car, thinking buying a honda accord ex 2003 2 doors. but i'm a little concern about the cost of my car insurance for this particular one? please serious answers"


Can I take out a life insurance policy on my friend?
My friend somehow got my social security number off one of my pay stubs and memorized. Now when we get drunk he has a song that he's made including my SS #, this makes me very angry. I want to take out a life insurance policy on him to scare him, is this possible? I'm thinking maybe 100k policy (he's only 26 so it should be cheap), I think the sheer fact of him knowing if he dies I get rich will bother him more than it bothers me that he has my social. Is this legal, can I take out a life insurance policy on anyone I choose?"


Insurance on a 2006 scion tc?
I'm a 20 year old male living in Washington state, 1 ticket in last 3 years (October 2011), 2 door automatic transmission, progressive insurance with minimum coverage REQUIRED TO ABTAIN A LOAN. Thanks! :)"


Whats owner liability insurance?
And is $300,000 a good amount?"


Car insurance under parents name?
So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks."


"If you received an insurance subsidy during 2014, do you have to file a tax return?"
If you received an insurance subsidy during 2014, do you have to file a tax return?"


What happens to an existing car loan if I were to buy another car?
I bought a car in 2003 and owe about $8000 on it but am thinking of buying a new one. What will happen to my existing loan if I were to buy a new car? I would still owe that right? Would they just add that amount to a new loan amount? I'm confused about how this works. Please help!


Where can I get affordable dental insurance?
Where can I get affordable dental insurance?


My house was on fire and the home insurance doesn't want to pay everything.?
Ok so my house was on fire and the insurance was suppose to pay al the damages and now they have said they can't pay everything they even refuse to pay my husbands medical bills because his hand was burned badly, I don't know what I should do,any ideas?Thanx in advance!"


Where can I purchase individual health insurance?
It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look into? Thank you!"


I don't have insurance but my parents do. Can I drive my parent's car without them present in the car?
Can I legally drive alone by myself as long as I have my parent's insurance card in the car? I just got my license and I don't plan on driving to work or school, rather just for miscellaneous activities. I don't feel like I should be paying for car insurance yet. If I get in an accident, wouldn't it just be as if my parent's got in the accident. So can I legally drive under my parent's insurance if my name has not been put on the plan as one of their children who drive. Is it OK for me to drive alone to run some errands now and then?"


Should I get life insurance?
My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?


Is Americo life insurance a scam?
My dad passed away a month ago and he had an insurance policy with Americo. We did all the paperwork and last week they said they sent the checks in the mail, saying it will take 7-10 business days to come. Its been 7 days and I've been reading online that that company scams people. Does anyone know if they're legit? Or are me and my brother screwed out of what our dad left for us? :("


Rough estimate of my insurance?
im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it."


Can student loans cover health insurance?
I am attending University and I do not agree with the Health Insurance my University provides. The semester expense is $1875 and it is applied to my tuition costs. Those costs are being covered by a mixture of scholarship and student loans. If I opt to purchase my own student health insurance through a different provider - can I pay for it with Student Loans?


How much would an visit to the dentist and a filling for a cavity cost without insurance?
I haven't seen the dentist for a while and I'm pretty sure I have 3 cavities. I know it's a lot but I have always had weak enamel and try my best but still I get cavities. I even had cavities in my baby teeth even though I took good care of them. So, How much would a visit to the dentist and a filling for a cavity cost without insurance?"


Is the car insurance free for me?
Ok, my family has State Farm and my mom and dad are on the insurance. If they list me as part-time, will they have to pay extra for me (I have a clear driving record.)? I tried to ask the agent this question,but I guess he didn't understand what I was trying to say. He said anyone that my parents give permission to can drive the car and they'll cover if there's an accident. So, does that mean the name has to APPEAR on the insurance if I'm part time?"


Auto Insurance Question?
If I was in an auto accident and all the information I was able to get from this person was the policy number on his insurance card, how do I go about filing a claim. I called the insurance company but they refused to help me because I didn't have the person's name. Can they not access this information by pulling up the policy number?"


MemberSelect Auto Insurance?
I have AAA right now and paying way more than I should-when I told them I was switching to progressive they wanted me to check out the quotes from their new insurance company-I have to say they're very competitive but I'm leary of going with a company I've never heard of...anyone a member of MemberSelect who can tell me about their experience?


How much would insurance cost if i drove an Audi S4 at the age of 16?
what would be the average insurance cost?


Insurance for a Mustang?
What do you think the average price of insurance would be for a 2002 V6 Mustang? I am 16, female, and this will be my first car. I'm also a full time high school student with excellent grades if that has an effect on the price."


Women Only Car Insurance?
Are the companies that offer women only car insurance actually cheaper than normal insurance companies or is it just a trick to get women to use them? Why should women get cheaper insurance anyway? Is it not discrimination to offer different insurance prices based on gender? Surely you couldn't offer cheaper insurance to white people?


What horse insurance?
im buying a horse and i need a reliable affordable insurance company please if possible could you also put the cost? thanks


Low cost health care for an adult in California?
Could you tell me what kind of resources are available for a single male who makes $1,800 a month and needs affordable low cost health care coverage in California? What does the state offer if anything?"


How much should i insure my house for?
My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness"


How much does a ticket cost for no proof insurance in ca?
I got a ticket for no proof of insurance at the time. But I have insurance. Does anyone know how much the ticket costs. Or what I can do to get it written off??


How much do braces cost with insurance?
How much do braces cost with insurance?


Should I get life insurance?
My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?


Title loans and insurance claims if the car is totaled?
Note that this is the other party's inusance that I am having to deal with since the accident was her fault. Not my own insurance


What is the approximate yearly insurance cost on a 1995 nissan skyline Gts for a 17 year old guy?
Now i already know its impractical to own this vehicle at my age but its my dream car and i can afford to buy it, but id like to know if i can afford the insurance too... I'd appreciate it if you could leave a estimate on a yearly cost. I'd appreciate if you didn't say things like Too much "" or "" You're too young ""... Thank you very much :)"""


Car Insurance for a 20 year old in new york?
Okay so heres the deal. Im currently working full time and attending school part time in new york. To make life easier, i've decided to purchase a car. But the thing that bothers me the most is the car insurance. I know I'm going to have to pay alot even for only liability. The question is would it be cheaper ( insurance wise) to buy a used car or a brand new car? I'm not trying to get a sports car, just something to drive around and make life easier. Either way I'm going to finance it if it makes a difference. I've had my license for a year now with no previous insurance records. By the way, my dad lives in another state. Is there any way he can buy the car for me and have it insured?"


Insurance claim estimate low?
Our car was hit while parked and the driver has AAA. AAA came out and made an estimate of $1200. Our insurance company and some local shops estimated the damage at $2800. The major difference being cutting in the rear quarter panel vs repairing it. This is a small car worth only $5500. We can live with the damage and want to just get a check for the amount of damage and not have it repaired. I do not want the claim going throught our insurance. What is the best way to get AAA's estimate closer to reality and a check issued to us, not a body shop?"


Are there any Insurance companies in the Philippines that have Mortgage Protection Insurance?
Any companies that have this certain type of insurance directed to people paying off a house or a property?


What is current on the insurance business?
Has there been any development or change? this is for a job interview


1040ez 2014 line 11: what if I'm on my parents insurance?
I am not a dependent but I am on my Dads health insurance. Do I check the box and fill out the health insurance form or do I leave it blank?


Cheap car insurance?
I already cleaned up my act. Im just still living with the consequences.


Low income insurance for a 24 years old student who live in VA?
I am a full time student who live in VA. I am looking for some low income health insurance for myself. Currently, I got some illness and I really need to see the doctor; however, I dont have any health insurance. Is anyone know any health insurance would be providing for a person like me? My family is low income family. Is any way I can get a health insurance from the government? Thank you!"


How much increase will I expect in my car insurance premium after an accident that was my fault?
I rear-ended a car that in turn rear-ended another car. Damage to my car cost $6500, liability claims against my policy at $5000. Also one driver claimed for bodily injury amounting to $2000. I am insured under Progressive in Texas"


How much is your car insurance? Do u have full coverage? What company do u have?
What state u live in? Do u also have Roadside assistance?


What is average cost for auto dealers insurance for a year in NYC?
What is average cost for auto dealers insurance for a year in NYC?


Can I get ICBC insurance in my sisters name for my car?
Excuse me Gambit, I find your comments extreamly insulting! If I didn't have my sister's best interest at heart I would not have posted the question. I also asked if it was even legal and as it's not I'm not going to do it. NOt everyone who is looking to save some money is willing to throw people under the bus. Maybe that's just the way you deal with people!!!"


Can you recommend a cheap insurance company?
I'm seventeen and currently learning to drive. (I'll hopefully be getting a Peugeot 206 or Renault Clio etc) Can anyone recommend somewhere that has CHEAP car insurance? Most places are quoting me 2000!!!! AHHHH On a price comparison site the cheapest quote was from Quinn Direct (700-800). Is this a good company or can you suggest other companys. (PS I live in N Ireland so local places please) Thanks in advance for answering :)


Is there a cheap car insurance place in New Jersey for a 17 year old girl to get insurance?
Im 17 and I turn 18 in July and I bought my own car, its a 1992 toyota and I want my own insurance, I know it's going to be pricey a lot but I don't want to be under my parents insurance. I don't mind only getting liability but I need some help finding a cheaper insurance place in New Jersey on the upper east coast. Thanks!!"


Should I get life insurance?
My mom and I live together. I am 43 disabled male, and my mom is going to be 76 in september. We have no debt, but no savings. We live in a ranch which is reverse mortgaged, and when my mom dies it will go to the bank. I can buy a 15yr 100,000 dollar policy at 285 a month. We will have enough of money after the Premium to live off from. Do I start a savings account or do I buy the insurance?