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(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?

past my driving test about a month ago now, im insured on a family member's car as a 2nd temp driver which is pretty cheap but its short term insurance, im driving this car just fot more experience, i want to buy a Vauxhall Astra in about 2months and i did a check on the insurance and got a quote, heres the details 3,645.42 Instalments Deposit: 769.08 Monthly: 11 x 318.15 Total: 4,268.73 Do they really expect me to pay that? Im employed full time, i earn about 1000 a month, if i get the astra (on finance) thats about 200 /month for the car, 300 /month insurance, 80 /month parking and not to mention petrol, lets say 60 a month, Its way too much, MY QUESTION, Is there any other insurance options for me?

   








Can you get a discount on motorcycle insurance if is has an alarm system?
What would be a ridiculous insurance to get?
How much will it cost to insure a cheap car?
Insurance company offering me a check to settle? What should I do?
Where can I get cheap kite insurance?
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Car insurance for a 1973 corvette?
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Is it true that you MUST purchase health insurance?
What is the average cost of insurance of a starting tree service or arborist company?
Cheapest car for insurance, and also cheapest insurance company in uk?
Who has the cheapest auto insurance?
Other driver hit me and won't give me insurance info and won't answer my calls?
Will my car insurance rate go up?
Car accident with no drivers license or insurance?
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HOW does indemnity insurance affect Home insurance?
Cheapest full coverage car insurance for an 18 year old?
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Where can i get the cheapest car insurance?
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Do car insurance companies check police records?
Annual group insurance cost is $8200. The company pays 55%. You get paid every two weeks. What amount is deduc?
What is your car insurance coverage like?
I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
What is the cheapest life insurance a 66 year old man from california can get?
Who gets cheaper insurance guys or girls?
Does my insurance go up?
Does my insurance go up?
If you have Fully Comprehensive car insurance, can you drive any car?
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Car insurance, i only drive for 3 months or so? any options?
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Do you think health care should be more affordable?" If you answered yes....?"
How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?
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Cancelling auto-insurance?
How much is insurance per month?
Zurith insurance group
Health insurance for part-time worker?
Where do i get the best deal on car insurance?
https://titherpdualdela.wordpress.com/2017/05/28/im-wondering-if-its-possible-to-get-out-of-my-current-auto-loan/

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How does a wrecked car loan payoff (by insurance company) affect credit score?
I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points"" to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?"""


How can I put a car under my name if the owner lives in another state? and no pink slip?
My friend's dad is trying to put his car under my name, the car is currently under his name but the problem is his dad lives in another state and yew no pink slip. Also the car has Washington plates. I live in CA. How can I put that car under my name?"


Whats the cheapest insurance out there?
whats the cheapest insurance out there for a 1998 Pontiac grand prix!!


Is it unsafe to get a home loan with no deposit?
I would really like to take advantage of the first home buyers grant but will not have a deposit in time. I have looked at no deposit home loans but have heard they can be dangerous. Is that true?


Do transformers buy life insurance or car insurance?
i recently bought a Transformer and i'm not sure what kind of insurance i should get for it. They're alive and stuff so maybe life insurence but also they are a vehicle when they are in disguise, what do you think?"


"What kind of Certificate of Insurance"" do I need.?"""
Hi. I just found a new apartment and in the lease contract there is something about a Section 1940.5"" of the California Civil Code. The code basically says that if I have a waterbed or fish tank that is over 5 gallons I need to provide the landlord with a ""certificate of Insurance"" in the amount of $100"


"Where is houston, tx is there an affordable OBGYN clinic?"
I do not have insurance, but need to get in to have an obgyn exam. Does anyone know where the most affordable place would be, and no do not suggest planned parenthood. They are on a sliding schedule, but apparently I make too much money which is a crock of crap."


Where can i get cheap auto insurance for an 18 year old student with a 2000 mustang?
Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i cant recall them being that high, when i first got insurance, thanks."


Life Insurance Eligibility?
I'm a just-turning-42 year old healthy asthmatic never-smoker male who is switching life insurance policies. To make a long story short, when I applied for my new policy in late 2011 the companies would not give me a quote because I had an outstanding Cat Scan (that was ordered for no bleeping reason by a specialist)...so I got the Cat Scan to appease the LI companies in October and found that I have a small blip on the Cat Scan that proves absolutely nothing positive or negative...so my Primary Care Physician told me to wait 3 months and get another Cat Scan. I got another Cat Scan 3 months later and the blip is still there, no change at all. Ultimately the doctors would like to watch it for about 2 years just in case...and are exremely stumped at what it could be other than a healing scar. Ok...I have no problem with waiting and taking a Cat Scan every 6-9 months to watch it. So my questions are: 1)Should I contact the LI companies and tell them I had my 2 Cat Scans and let them go through the charts? Will they see the let's watch it for 2 years"" as a horrible thing and make me ineligible and/or rates astronomically high? 2)Should I just not contact the LI companies"


"New tax laws - I insured my car yesterday and i want to know if i can drive it today, or will i have to wait till the 1st?"
New tax laws - I insured my car yesterday and i want to know if i can drive it today, or will i have to wait till the 1st?"


"When selling a car, when do I cancel auto insurance: When it sells -OR- when the buyer transfers the Title?"
My buyer may not transfer the title & register my old vehicle for weeks (while he performs repairs at his private garage)... What do I tell the DMV when they are alerted (and they WILL be) that I canceled my auto insurance, and they need current proof of insurance to avoid penalties? (They DO this in Ohio). I mean, I have no control of *when* the buyer transfers the title, after he buys, and drives off with my sold car. Help."


How to pick a life insurance?
Im not even sure how to pick what should i look for in life insurance? pros cons? Any suggestions in life insurance companies? Im looking at nationwide right now just cos i seen it on tv.


Who has the cheapest Full Coverage Auto Insurance?
Me and my husband are looking for full coverage auto insurance for both of our cars, a 2005 Chrysler 300 and a 2005 Chrysler Sebring, to be exact. I am under 25 years old (I am 24) and he is 25. As of right now we are insured by State Farm. As you can imagine being that I'm under 25 and he is a male and we want full coverage, our insurance is extremely high. Does anyone know of any reasonable prices in Houston for a young couple such as ourselves????"


Question with progressive insurance?
Something i forgot in my original question is that the door we hit was already a replacement door and doesnt even match the rest of his car. He wants a brand new door to be put on and also we took pics of when it first happened and now and the door has way more damage now than when we tapped it and he says we are responsible for all of it when we are not the ones that caused all that damage. What will the insurance company do with that?


"What is the purpose of auto insurance, if they never cover anything.?"
So let me get this straight, I pay roughly $170 a month for my auto insurance for a single vehicle. Some idiot backs up and hits me at a parking lot and knocks out my taillight. I have 3 witnesses that heard the guy say he will pay for it. His insurance denies the claim. My insurance tells me to pay my 500 or 1000 dollar deductible and they will fix my $75 dollar problem for me and go after the other insurance. Hang on, a taillight that I ordered and installed myself for $75, $75 bucks and they want me to pay them $500 for it? Ummmm so wait, once again what am I paying for monthly if they are worthless when it actually comes to anything???"


(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?
past my driving test about a month ago now, im insured on a family member's car as a 2nd temp driver which is pretty cheap but its short term insurance, im driving this car just fot more experience, i want to buy a Vauxhall Astra in about 2months and i did a check on the insurance and got a quote, heres the details 3,645.42 Instalments Deposit: 769.08 Monthly: 11 x 318.15 Total: 4,268.73 Do they really expect me to pay that? Im employed full time, i earn about 1000 a month, if i get the astra (on finance) thats about 200 /month for the car, 300 /month insurance, 80 /month parking and not to mention petrol, lets say 60 a month, Its way too much, MY QUESTION, Is there any other insurance options for me?


What is a good first car between 7000 - 10000 dollars?
Im gettng a car. im selling my raptor 350 for about $3500


Hayabusa Mini Insurance. (Kit car?)?
I am a young driver and I was hoping to buy a Mini with a Hayabusa engine from someone like Z-Cars. I have heard that some people have got cheap"" insurance for them. I have heard of a 17 year old who had just passed his test got insured for a hayabusa mini for 1500 which is cheap for a 17 year old. I was just wondering if there is anyone has insured a Hayabusa or similar Mini for road use. If so how much was it and from which insurance company? Thanks"""


"Neurologist, no Insurance and low income?
I always had a fine motor tremor it said on my medical records


How much will my car insurance cost (please read) !?
im 18 years old,i just got my license, and i drive a 1984 toyota camry 4 door how much do you think the car insurance will cost ?"


Question about motorcycle insurance in the UK?
I just got a quote for the motorcycle I intend buying when I pass my test. Seemed a bit excessive at almost 900. I'm 23 and have ridden a 125 for a year with no claims. The bike is insurance group 13. My question: Does the fact I don't have a full license yet and haven't bought the bike affect insurance quotes?


Cheap car insurance for new drivers?
im 23 years old and about to take my driving test, IF i pass i'll be needing car insurance which i've noticed is very expensive. and tips or websites that are good for people in my situation?? i've put the excess up but its just too much! any help will be good thanks"


Isn't Ameriplan Insurance The Same Scam as Obama Care/Affordable Health?
All They did was Steal Other people's Identifying Information and the Insurance once called Ameriplan, never netted any gains for the holders of those plans. Just Wondering?"


'why are insurances rates so high on flat roofs in Florida?'?
'why are insurances rates so high on flat roofs in Florida?'?


How would I insure my drivers license?
Hi, I live in Maine and was wondering if its possible (if at all) to insure my drivers license. I don't have a car but live with people who do, it would cost to much to be put on their insurance. So is there insurance out there for just a drivers license so I can drive someone else car."


Life insurance thc test?
It is and insurance company. I heard that they only check for stimulants from a friend who went through it; but i wanted to be sure.


Car Insurance Cancellation Question?
My father's car insurance was canceled for non-payment. He pays for the insurance every six months. Apparently they stopped mailing him bills and sent a bill to his email account. It was an old out of date email account. The sent the notice of cancellation to this email account as well. Since, he no longer has that email account he didn't get either notifications. He has 3 cars under this policy and has been a customer for over 30 years. The insurance company told him that he would have to pay for the months (Aug - Dec) that he was not covered in order to reinstate the policy. This seems unfair to me. He wasn't covered during those months and they wouldn't have paid a claim so why does he need to pay for it? Anyone with any advice would be greatly appreciated."


Best Term Life Insurance Quotes Ownership?
My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice?"


"Dog scratches car, who is to blame?"
My husbands grandparents come over often to take care of a memorial nearby our property. About 6 months ago one of our dogs scratched their vehicle when they parked in our fenced property. They said they would take care of it but they were upset about it. Fast forward to today, i just got back from work and i let the dogs out. Not five minutes later the grandparents pull up, and of coarse one of our dogs jumps at the truck window. Now they are demanding we pay the damages. They know our dogs jump, yet they opened our gate and parked inside again. They can park outside the gate, there is plenty of room. Should we really have to pay the damages? What if this keeps happening again and again? They do not call before coming over so i have no idea when i have to keep my dogs locked up or not."


What would a life insurance policy cost for a healthy 80 year old man?
Would an insurance company issue a policy of an older person. He asked about getting a $50.000 policy for a young friend for his college education.....10 years away. Carl is in pretty good health and lives independently. What policy adds up to cash plus a death payoff? Would a payout like that hurt any college scholarship financing the boy may be eligible for? About how much does coverage cost, do any veterans group offer a better price then civilian? He will contact a broker, I am just trying to give him some rough ideas as what to be prepared for. His family history predicts he will probably live to be close to 100."


AFTER BUYING A CAR..INSURANCE? HELP?
I just bought a car (used). bought from the previous owner. AND NOW IM STUCK....? i dont have my licence yet; i am 18 though. im going to register the car in my name and the title and all that stuff. i also need to do emissions testing. I know i need to do all of that be for i take my drivers test. My thing is with the insurance. The car needs to be ensured for the test. Q: can i get insurance with out a license?


(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?
past my driving test about a month ago now, im insured on a family member's car as a 2nd temp driver which is pretty cheap but its short term insurance, im driving this car just fot more experience, i want to buy a Vauxhall Astra in about 2months and i did a check on the insurance and got a quote, heres the details 3,645.42 Instalments Deposit: 769.08 Monthly: 11 x 318.15 Total: 4,268.73 Do they really expect me to pay that? Im employed full time, i earn about 1000 a month, if i get the astra (on finance) thats about 200 /month for the car, 300 /month insurance, 80 /month parking and not to mention petrol, lets say 60 a month, Its way too much, MY QUESTION, Is there any other insurance options for me?


What insurance company should I choose for my car?
I just got dropped from state farm because of high risk and I'm looking for something affordable for a college student/ musician. I have to get full coverage as well. What is a cheap company I can go with that's not going to screw me over or anything?


Can you be insured under the car's insurance if you don't have insurance for yourself?
What i mean is... If the car (like say your parents, or friends) you are driving has full coverage insurance on it, but you do not have auto insurance in your name whatsoever. What would happen if you hit someone. Would it file under car owner's insurance? No matter what, im assuming both the car (obviously) and the driver (ALL drivers) need auto insurance in their name? Or can you drive w/o insurance if the car has full coverage? Thanks! Just want proof before i prove someone wrong :P"


What is the best health insurance for Grad Students?
I need health insurance. I'm a graduate student at a private law school. Their student plan"" BLOWS. It sucks...big time. My father's insurance dropped me...won't pick me up again"


"Car insurance, help!?"
I'm 21, fully comprehensive insurance, new '09 plate car, my car insurance costs me about 300 per year. I am going away to Alton Towers next month with my partner and two friends and I was wondering what is the cheapest way of going about insurance to enable them to drive my car for the 2-3 day road trip down there and back. We want to split the journey between two of us as it will take about 6 hours there and 6 hours back so we were going to do 3 hours each there and back. We're taking my car as it's the only reliable one and the most spacious. The two people possible for driving is a 19 year old boy (im guessing the insurance will be way too high for him) and a 19 year old girl. They both have their own cars and their own insurance and have both been driving for 1 - 2 years. The girl will be 20 when we actually go down there but she is fully comprehensive on her dads insurance. What can we do? And please don't suggest I drive all the way as I've done it before and I said i wouldn't again as it was just too long to concentrate on one big stretch of road, even with a couple of stops. Thanks people! x"


In Texas are you required to inform your medical insurance company when you are in a car accident?
My girlfriend was in a car accident last year and her insurance company is not paying her physical therapy bills because she did not inform them at the time of the accident.


Car insurance question following dui arrest?
If you were arrested in 2009 for dui and your case was dismissed :1) will your insurance rates go up once insurance company sees you were arrested (it's now 2012 and rates never went up but is this because insurance company never noticed the arrest record?). I would like to get a new car but when I am renewing insurance, it will ask if I ever had a dui. How do I answer this? Can I say no if the case was dismissed? Will I have to wait for 5 years to pass since I was arrested? I know it was a stupid thing to do but any advice would be appreciated."


How to stop the direct debit car insurance and switch to another?
If I switch, can I still keep my no claim bonus.. 8 yrs.. "


Variable Universal Life Insurance?
**Experienced Life Pros only, please** Working with a couple now, and they need Life Insurance. They need a last sourvivor policy for estate planning, so Term is out. Young couple, in their 30's. With a VUL, is there any time that a single pay contract would make sense? I can't figure it out, but since it's an option, I need to go over it for compliance reasons. Please help A.S.A.P.!!!"


Under Obamacare if you have stage 4 cancer and go to sign up for health insurance how affordable will your?
rates be? Is there anything in Obamacare that's going to stop the insurance company from charging you an arm & a leg?


Can an insurance company refuse to repair my car if the damage is half of the cash value of the car?
Can an insurance company refuse to repair my car if the damage is half of the cash value of the car?


Does health insurance cover self-inflicted wounds?
Do health insurance companies cover the hospital fees for self-inflicted wounds like cuts or burns?


What kind of health insurance should I get?
I'm 20 I live with my parents we have U visas I know I don't qualify for Medicaid but I know we have to get insurance or pay the fine. What are my best options? Something affordable. Any advice would help because I know nothing about this! Thank y'all


Whats better health insurance - PPO or HSA for a young male?
I'm a student almost out of college looking for health insurance. Most plans are either PPO or HSA. What is the difference here and what is generally better? I'm a pretty healthy male, only 22 years old as well. I'm from CA too if that makes any difference. Example plan comparison: PPO annual deductible $3500 Out of pocket max (in addition to annual deductable) $3500 coinsurance 50% of negotiated fee office visits 50% of negotiated fee drug coverage - brand and generic HSA annual deductible $3500 Out of pocket max (in addition to annual deductable) $1500 coinsurance 0% office visits 0% after deductible drug coverage - brand and generic The premium is only a difference of $7..which one would be better for me?"


Is there any affordable Car Insurance for 16 year olds?
PLEASE READ: The problem is this. I'm 16 years old, and I really would like to own a car. But the problem is this. When your 16 and you first get insurance, it is super expensive. I have a brother the same age who would also like a car. But I have a single mother. If we have 3 cars and 3 people on one policy, that means it will cost over 10,000 dollars. I know I have to take a defensive drivers course to get 10% off, and I should get honor roll (But that'ss too hard). I've suggested that we get minimal coverage, but my moms the kind of person who thinks she has to pay a lot of money to be covered. Because she won't take minimal coverage, Now I can't have a car. What is the name of a car insurance company that is very affordable but does not make you go on minimal coverage to afford it? If you want, you can tell me what it cost you so I get a best estimate. Thanks."


Car insurance question?
I just payed my car insurance in full From January till May and i want to change my insurance company because i got a better offer from another company. My question is can i cancel the one i have right now and switch to the new company and if i do will i get my money back from the insurance company i have right now? How does that work? or do i have to stay insured with them till my insurance expires?


(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?
past my driving test about a month ago now, im insured on a family member's car as a 2nd temp driver which is pretty cheap but its short term insurance, im driving this car just fot more experience, i want to buy a Vauxhall Astra in about 2months and i did a check on the insurance and got a quote, heres the details 3,645.42 Instalments Deposit: 769.08 Monthly: 11 x 318.15 Total: 4,268.73 Do they really expect me to pay that? Im employed full time, i earn about 1000 a month, if i get the astra (on finance) thats about 200 /month for the car, 300 /month insurance, 80 /month parking and not to mention petrol, lets say 60 a month, Its way too much, MY QUESTION, Is there any other insurance options for me?