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Other driver hit me and won't give me insurance info and won't answer my calls?

Got hit by car making an unsafe lane change. He hit me. He also had a passenger in his car. No cops were called because no one was hurt. We exchanged info. He gave me his insurance carrier but no policy number, i tried to call their insurance and gave them all the info i had even plate number but they have no record of the name. I went and filed police report and they didn't, cuz I went down to police station to see if I could get copy and they only have my report. When I called other driver to get their insurance policy number he said it was my fault. I live in New Hampshire so insurance is not required so I don't have insurance. He told me he was going to call insurance co and see what they can do and if its legit he will give me policy no. I have been trying to call them for a couple days and can't get a hold of him it just goes to voicemail. I don't know if they even gave me the right address. I was able to write down the make and model of car and plate number. I did get an estimate on my car and its over 1,200. So I don't know what to do now. How can they not file a claim on their car?? Can't I get their information from the police like who their insurance carrier is?? Should I contact an attorney and see if they can help??

   








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Life insurance after two years?
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What is the cheapest insurance for a teenager?
I'm currently 18 looking for the cheapest possible insurance on my car


Is there any real difference between Geico and State Farm auto insurance?
Will I get better protection from Geico? Or State Farm?


Can I get my own car insurance on a learners permit?
I am purchasing a new Altima on Wednesday. I am buying the car completely out but to take it off the lot you have to have insurance. Can I get car insurance on a learners permit? I'm 18. (Please don't answer if you don't know the actual answer. I don't need any opinions I need facts) Thank you in advance.


Can you buy multiple life insurance policies?
If one had a whole life insurance policy valued at $1M, and through a life settlement company sold it for $455K; could you essentially use those same funds to purchase another life insurance such as a universal life insurance policy for $1M?"


Can I get car insurance under my name when there's insurance on the car?
So after finding out that I'm not under the car insurance, I want to get insurance on me. Can I get liability coverage, or at least some form of auto insurance on me, despite the fact that there's already insurance on the car? I want something in my name, that way I can drive it without being paranoid of getting in an accident and not being covered. So basically, can you have two forms of insurance on one car?"


Does anyone think obamacare will be less expensive than private health insurance?
insurance companies operate on a 3% profit margin. buying in bulk works for sams club but not doctors. it will triple before the administrative cost are absorbed.


LIFE insurance questions... HELP!?
My husband and I are wanting to get life insurance on my father n' law. He isn't over the age of 80. He has a few minor health conditions, but nothing serious. Never smoked, but chews"". We are wanting a $20"


CHEAP DOWN PAYMENT FOR CAR INSURANCE JUST LIABILITY?
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What laws in California can a doctor use against me for spending insurance check?
What laws exist in California that a doctor can use against me if I spent the money the insurance sent me for medical services he performed?


Is the amount you paid for your car covered by full insurance if an uninsured motorist hits you?
A friend was stopped at a light when some idiot hit her car and totalled it! Although, she has full coverage on the car(she just recently finished paying off), the idiot who hit her did not have any insurance! The total she paid on her car was $13K. The insurance company only wants to give her the blue book value of $3000! The situation is even worse because the offending party have no insurance! Is the insurance company trying to rip her off?! What should she do to get back at least close to the total amount she paid for her car?"


Do points on my license necessitate a rise in my insurance rates?
I'm insured through state farm and I anticipate having 2 points placed on my license on Thursday (traffic court date). Do insurance companies generally raise rates for 2-point speeding offenses or should I expect this to not be a problem? (I reside in the state of GA)


If I have full car insurance and my car has been stolen what happens?
My car has been stolen and I have full coverage. What if they can't find it at all? Or what if they find it and it's all stripped?


Do doctors prefer insurance to cash?
Hello, My Mother refuses to see (any) doctor because she does not have health insurance, she believes that NO doctor wants to deal with a person that pays cash, that docs only like patients with insurance, and therefore she believes that: a) she'll receive substandard care, or b) that they won't see her. My Father was going to buy insurance a couple of months ago just so my mom would go to a doctor, but all the plans are ridiculous in price (thanks Obama), the premiums were to high to cover any non-major medical expenses, so they'd be paying cash anyway plus paying for the insurance, so my father decided against it. My Mother will go on now about how she planned to go to a doctor when she thought that she was going to have insurance but she CAN'T now because she still doesn't. I have to ask if doctors actually prefer patients with insurance over patients that pay cash, or vice versa, or if it really doesn't matter? My experience has been that paying cash hasn't affected the care I was given, albeit I've never needed major medical attention (not that my mom does she just hasn't seen any kind of doctor in years), I could see where docs in a hospital might prefer insurance over cash but I don't know, please enlighten me. P.S. a little googling has found a lot of news stories about docs switching to all cash clinics and suggestions to people to use cash over insurance, so maybe I can show my mom those and she'll go to a doctor."


Other driver hit me and won't give me insurance info and won't answer my calls?
Got hit by car making an unsafe lane change. He hit me. He also had a passenger in his car. No cops were called because no one was hurt. We exchanged info. He gave me his insurance carrier but no policy number, i tried to call their insurance and gave them all the info i had even plate number but they have no record of the name. I went and filed police report and they didn't, cuz I went down to police station to see if I could get copy and they only have my report. When I called other driver to get their insurance policy number he said it was my fault. I live in New Hampshire so insurance is not required so I don't have insurance. He told me he was going to call insurance co and see what they can do and if its legit he will give me policy no. I have been trying to call them for a couple days and can't get a hold of him it just goes to voicemail. I don't know if they even gave me the right address. I was able to write down the make and model of car and plate number. I did get an estimate on my car and its over 1,200. So I don't know what to do now. How can they not file a claim on their car?? Can't I get their information from the police like who their insurance carrier is?? Should I contact an attorney and see if they can help??


Fire insurance in south florida?
I own my place outright. No mortgage. just want some fire insurance.


"Insuring a G1 Driver (ONTARIO, CANADA) HELP!!!!?"
THIS APPLY'S TO DRIVERS IN ONTARIO, CANADA!!!!! Hello. I'm a 19 year old male who lives in Ontario, Canada, who's looking at buying a used first car. I currently have my G1 drivers license, and I can take my G2 anytime, but what I want to do is buy a car and use MY OWN car for my G2 test. Now, I'm not very knowledgeable when it comes to buying used cars and how insurance works for G1 drivers, so please enlighten me on the subject. I have taken and passed Driver's Ed. and I currently have my G1, but I can take my G2 anytime. If I were to buy this car, would I have to pay for insurance right now as a G1 driver, or like...what happens there? I want to be able to drive it even though I only have my G1 (and yes I realize I'd have to drive with someone else), so what do I have to do in order to get this car on the road legally, with me holding a G1 license??? Would I have to put the insurance under someone else's name or...what happens??? Do I pay insurance at all or...??? I need to know ASAP!! Thanks!!"


I need help on choosing Health insurance..... Anyone?
Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful.. "


"Why can't conservatives just admit that they think that the poor who get sick should just die, rather than socialize the cost of care?"
Why can't conservatives just admit that they think that the poor who get sick should just die, rather than socialize the cost of care?"


How much does it cost in America for Pay Per Mile Insurance?
Lets say I have an incredible driving history and I'm over 30 and I drive a 2001 Nissan Frontier Manual Transmission and I know its not done here in California but I want to know what you get wherever you live BUT ONLY IN AMERICA....just want a preview of the average cost


Has anyone got car insurance with the Cooperative?
what are they like?, good service etc? would you recommend"


Am I required to take my employer's health insurance?
I am a 23 year old and am currently on my father's insurance policy. I'm just starting at a new job which offers health caree and am wondering as to whether I would be taken off of my father's policy as a result of the insurance being offered to me.


Quote for Health Insurance?
I have a project for my Econ class to do on Personal Finance and we got an imaginary family and we each got assigned a different role and I got health insurance. I've been trying to find sites where I can find a quote or something but I dont know if I'm not searching for the right thing or what. But if anyone can help me find a site that can give me a detailed quote on health insurance, that would be great. Or if you know anything about health insurance for my family, that would be great. My imaginary family info is: Married couple; in their mid 60's (lets just say they are both 65); credit score of 780; kids moved out; Income is 100,000 combination fixed & interest bearing accounts. The description for what I need for health insurance is: Up to $6,000 per family member (I'm not quite sure what that means so if you could help with that, that'd help); best form of inusrance for my family; why is this the best coverage; what levels of coverage make this policy adequate; what about convenience PPO vs HMO; Is flexibility of services a concern. I need to maximize the coverage while keeping the prices down. I have to write this stuff in paragraph/essay format. If anyone can find me info or know the exact insurance or anything about all these things that correlate with my family info, that'd be awesome. Thanks, Derek"


What is a coinsurance rate ?
What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it's 30% - does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services - do they skimp out on other areas such as prescription ?


How much will my car insurance go up with a speeding ticket?
I'm 17 and I caught a speeding ticket tonight. I was going 11 mph over the speed limit. I thought I was driving in a 70 speed zone, but it was 65. How much will my ticket and insurance cost?"


When do auto insurance policy changes go into effect? I?
When do auto insurance policy changes go into effect? I pay on a month-to-month basis so does the change occur immediately or when I pay my next bill? I have auto insurance with USAA. The change was an update to my collision coverage and deductible


Car Insurance Question?
I currently have car insurance on my '03 Jeep Liberty. I have State Farm. I am paying $300/ month. I was in a car accident with about $94K worth of damages, cars,hospital,suit,etc. I was never ticketed... no points, NOTHING. I have been told that because I did not get a ticket, some insurance companies will pretty much ignore the accident, but somewhat look at it. Any ideas? I need help finding new car insurance."


Will my insurance cover all my mole removals?
I know my insurance covers mole removal, but I have quite a few on my face and neck that I want removed. I'm talking to a dermatologist next week. I was just curious if they would cover multiple at a time. I'm talking like 20-30."


How does private health insurance work?
I am a freshman in high school interested in the medical field and I don't know much about all this health insurance business but I've heard all about this national health care bill and how all these people can't afford to pay for their own health insurance and that's why we are going to national health care and that got me to thinking about why we need national insurance anyway. It's obviously a problem of people not being able to afford private health insurance or not believing private health insurance is worth the cost. So I have a variety of questions about how one pays for it such as: How much do you pay a month? What do you have to pay when you go see a doctor? Are prescription drugs covered/ if not are prescriptions expensive? I know with car insurance your rate goes up if you receive multiple tickets/multiple car accidents and was wondering if your base health insurance pay goes up as well if you have a multitude of health concerns. If you could answer any of these questions I would really appreciate it as I am interested in going into the medical field later in life. I am also open to any other information about private insurance you have. However, I don't want this to become a political debate on national health care as I am purely interested how an individual pays for his own private health insurance."


Should I pay my car insurance premium?
I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?"


Other driver hit me and won't give me insurance info and won't answer my calls?
Got hit by car making an unsafe lane change. He hit me. He also had a passenger in his car. No cops were called because no one was hurt. We exchanged info. He gave me his insurance carrier but no policy number, i tried to call their insurance and gave them all the info i had even plate number but they have no record of the name. I went and filed police report and they didn't, cuz I went down to police station to see if I could get copy and they only have my report. When I called other driver to get their insurance policy number he said it was my fault. I live in New Hampshire so insurance is not required so I don't have insurance. He told me he was going to call insurance co and see what they can do and if its legit he will give me policy no. I have been trying to call them for a couple days and can't get a hold of him it just goes to voicemail. I don't know if they even gave me the right address. I was able to write down the make and model of car and plate number. I did get an estimate on my car and its over 1,200. So I don't know what to do now. How can they not file a claim on their car?? Can't I get their information from the police like who their insurance carrier is?? Should I contact an attorney and see if they can help??


How much does it cost to insure a motorcycle?
My age group is 18-25 I have no experiance How much will be insurance on a : Honda CBR125r Kawasaki Ninja 250r Is an older bike better (Learning, and cheap to insure) for a first time buyer/rider? Location: Canada"


Does anyone know if soot damage is covered by home owners insurance?
I have soot damage all over my home. I don't know if I should turn it in to my home owners. My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.


Way to get auto insurance for $100 a month?
I also only require liability for the other guy


How much will the insurance company offer for my car?
a couple questions and description..... my car was involved in an accident and deemed a total loss. I was curious on how much the insurance company may offer? the accident was not my fault. i would like to buy it back though and fix it. how much do they usually offer a totaled car back for? its a 1994 honda accord lx with 128500 on her. shes in good condition with a small 1/4 size spot of rust on the left rear fender. everything else is in working condition. its a dark blue/green color. A/C, cruise, good tires, new cd player/ am/ fm, new speakers, new timing belt, distributor and ignition switch. it has a 2.2 4cylinder, automatic. any help is appreciated. interior is very clean, and paint was good condition. thank you!"


Has anyone thought with the price of gas and insurance and maintenance and payments that it might?
I live on a bus route and I am just thinking about it that is all. It is a little revolutionary for me but I am close enough to my doctor's office and a supermarket etc that I think it would be fine. I of course wouldn't be galivanting around the countryside anymore but I would get more exercise and I probably spend less money. Just a thought


Will a B average my freshman year apply to an auto insurance discount?
I had a 3.2 last year (my freshman) year, and as of now I have about a 2.5. I'll be getting my car soon, so if I can't bring it up by then, will they accept last year's GPA so I can get a 10% discount?"


Cheap cars to buy & insure. first time driver.?
I'm 19 years old and I live in Belfast. I would prefer a car that didn't cost 9,000 as I am a fulltime student & unemployed. Also a cheap insurance company??"


Car accident and switching insurance?
Hi, I was with insurance company A and was planning to move into company B in the next few days. I finalised the quote and premium amount and even received the new set of insurance documents from company B and informed the company A of cancellation. But today i met with a minor accident due to rain puddle leading to my car skidding and causing damage. I have filed a claim with company A but I want to understand how this will affect my premium rates with company B. Do I have to inform them beforehand? What will be the best course of action?"


"How long can you go without health insurance before things become preexisting"" ?"""
I currently have health insurance through my father's company plan, but after my 19th birthday my insurance drops because I won't be a full time student until spring this year. Meanwhile I need coverage through some plan so nothing will be preexisting. However I can't apply for the cheap insurance that I was hoping for until my old coverage ends, and I'm worried about the bureaucratic time lapse between coverage policies. Are there any problems I'm going to run into with this?"


Which Insurance company has good plan for dental?
I am looking for a dental insurance for myself. Live in NY. Which company has good plan? I want to have it for a long term. I seek quality more than price. If you know anyone, please let me know. Thank you so much!"


"Anyone in Miami, Florida have preferred medical insurance?
I am looking for affordable heath care for myself and children and was offered health insurance named preferred medical insurance. Is it any good? Is their any other affordable insurances out there in south Miami Florida?


Car insurance question?
Ok, So I was driving my moms car, which is insured, and i had a car accident. I am not under my moms policy. The car accident was not my fault. The person that hit my moms car also has insurance. If I report this to her insurance, what are the possibilities of them paying for my moms damages?"


Car insurance for 20 year old female?
I've been told a Ford KA is the cheapest to insure. So I've found a Ford KA Year 2000 1,3 ltr. Sale price is 660. 80,000 miles. I will be doing roughly 4 - 5,000 miles a year. I'm just a simple standard first time driver applicant... No convictions, health issues or NCB. Why are insurance companies quoting me over 5,000 a year online??? I'm 20, female and have just passed my test. 21 in august. What's the cheapest way to get insured?? 1ltr car??"


How much does points on your license affect my insurance?
I would like to let you people know that I'm a full-time student, and that this month has to be officially the worst month of my life. Throughout this month I've been pulled over twice, and the reason for them are pretty stupid if you ask me. I basically see it as being at the wrong place at the wrong time. The first time I got pulled over was while I was getting off a red light with a car in front of me. I got hit with 3 tickets. - Tailgating, (supposedly I was too close to the other car when i was getting off the red light) - Careless driving, (don't know how this plays a roll in why I got pull over) - Loud muffler, ( just got it back from the mechanic that day and had a leak on the exhaust) The second time I got pulled over I stopped on a red light and checked if I can make a right on red, there was no sign stating I can't, so I went ahead and turned red when possible. I was given two tickets. smh -____- FML - Failure to observe traffic control device ( don't know how if I clearly noticed it was red) - Careless Driving _______________________________ Aside from the facts that they are points on my license, I'm going to do my best in trying to take some courses that can remove the points they gave my license. All in all, how much will this affect my insurance. Again FML, I'm a full-time student who commutes and has no job."


Why can't I use umbrella insurance instead of auto insurance?
I currently have my auto insurance liability coverage at 250/500/100. Playing with the quotes it seems cheaper if I put my auto insurance coverage low (ie 50/100/50) and just buy an umbrella policy on top of that for $1MM. What am I missing? Never got into an accident all these years, and only 1 speeding ticket (2 miles over limit, which the judge threw out based on my excellent driving record) Assuming I did, get into an accident, my umbrella would just come down and cover what my limited auto couldn't. Am I missing anything? Thanks!"


Other driver hit me and won't give me insurance info and won't answer my calls?
Got hit by car making an unsafe lane change. He hit me. He also had a passenger in his car. No cops were called because no one was hurt. We exchanged info. He gave me his insurance carrier but no policy number, i tried to call their insurance and gave them all the info i had even plate number but they have no record of the name. I went and filed police report and they didn't, cuz I went down to police station to see if I could get copy and they only have my report. When I called other driver to get their insurance policy number he said it was my fault. I live in New Hampshire so insurance is not required so I don't have insurance. He told me he was going to call insurance co and see what they can do and if its legit he will give me policy no. I have been trying to call them for a couple days and can't get a hold of him it just goes to voicemail. I don't know if they even gave me the right address. I was able to write down the make and model of car and plate number. I did get an estimate on my car and its over 1,200. So I don't know what to do now. How can they not file a claim on their car?? Can't I get their information from the police like who their insurance carrier is?? Should I contact an attorney and see if they can help??