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How does Geico offer low rates with all the $ spent on ads?

We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money on advertising?

   








How much do you think insurance would cost for me?
Expensive Camcorder, Insurance or GPS tracker?
Will My Car Insurance Go Up?
Typically for a healthy young 27 year old male, how much is health insurance monthly?
I have iphone 5 (original) mobile insurance, but as the 5 is no longer available, what would my options be if something were to happen?
Are 2 door cars higher insurance? even if it is a hatchback?
Auto Insurance Policy, and Rate Class?
Health Insurance costs?
I got a speeding ticket and the car has insurance but i do not.?
Does having a medical marijuana card affect auto insurance?
Cheap insurance for bmw 318?
Most Comprehensive Health Insurance for a College Student?
I bought a stolen IPhone 5 what should I do?
Is motorcycle insurance less than car insurance?
Which insurance plan will be my best choice for my pregnancy?
Orthodontic insurance??
Can't afford the insurance on a car I just bought.?
Use Medisave to Buy a Life Insurance?
To get cheap insurance on a car my partner suggested if she bought another car and put me on her insurance to?
Who does the cheapest 1 day car insurance?
How much in the region of would it cost to insure a 17 year old on a..?
Teen health insurance for a baby?
Whats the different between Car Insurance and Breakout Cover?
POLL: What kind of car insurance do you have?
Is there and Dental Insurance or Orthodontic Insurance which covers the cost of braces?
Insurance Question?
Anyone know part time jobs that give health insurance?
Home Owners Insurance - What to look out for?
I used to own a Vauxhall Astra 1.6 I now want a Fiesta 1.4 will that be cheap tax /insurance I am 61?
Average yearly car insurance cost for a new driver?
Car insurance question?
Family of 3 health insurance cost? 1 adult 38 years old, 1 adult 30 year old and 1 child 1 year old, I am paying $950 a month?
1993 camaro car insurance?
1993 camaro car insurance?
What am I supposed to do about health insurance?
Whats the cheapest car with cheap insurance?
Why is car insurance expensive?
Does my car insurance go up if I got a speeding ticket out-of-province?
Teen car insurance question?
Health insurance .. dermatologist?
Who can I use for good cheap health insurance?
How Much Is the insurance going to increase?
Do I need an insurance license in California?
How much is home insurance in north natomas of sacramento?
If I get an insurance quote from a price comparison site, am I guaranteed the cheapest price?
What is the most popular/best dental insurance in California?
Milage limit for classic car insurance?
Do black males have higher insurence then white males?
What is a good long-term health insurance policy for international stays?
I am 16 and just got my license and I am wondering how much insurance would cost for a 1994 Mitsubishi 3000GT?
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Health insurance? For a 20 year old?
Hi I'm wondering if anyone has any tips for getting cheap health insurance. How are people paying for this, I was quoted at $140 a month! I have Never had any serious problem No broken bones and I've only had 3 prescriptions in my life! I only make $1,100 a month and with rent bills food and gas $140 extra is A LOT for me! Could you give me a good company? I really don't want to be fined in January, this is crazy! Also I was denied by Covered California because they said my household"" makes to much"


How do I obtain a copy of my home owner's insurance policy?
My husband and I can no longer afford to stay with our current insurance agent. My 17 year old son is driving now and my auto policy tripled. We also insure our home through this company. In order to shop around and compare like to like, I need a recent copy of my home insurance (I have my auto). I really hate the idea of dealing with my agent again. Can I access it any other way?"


Can i stay on my parents health insurance after i am 18 and not a full time student?
I am 17 years old, I will be 18 in september. I just graduated high school and decided not to pursue a higher education at this time. I have heard with the obama health care plan that i can stay on my parents health insurance until i am 26. But i have also heard this doesn't take place until 2014. And i Have heard that you have to be a full time student. So i would like a simple answer that's easy to understand, preferably with a sited source for me to look up. Will i lose my health insurance in 2010 if i am not a full time college student and over the age of 18??? I live in california if that makes any difference as far as the health care plans go. Thanks and appreciate it :)"


Car insurance excess?
Hi All, I'm new to car insurance game :). Could someone please explain the logic behnd the following? As a new driver, i got a couple of quotes around 1.5K but then i look at the excess and it shows 3K!!! What are they trying to do here? Make it impossible for me to make a claim? thank you."


"What is the best car insurance for a single girl of 20, full-time job, and living in a safe neighborhood?
a price would be cool along with the insurance name


Does a passenger seatbelt violation effect your ..insurance?
Does a passenger seatbelt violation effect your insurance?


Cars- least expensive to insure for new driver.?
I am 18 and just got my (temporary) license today. I always have wanted to wait and I did. I'm going to need my own car because I'm heading to college this fall. What cars are the least expensive on insurance for new drivers- how are ways to get discounts as well.? And what ones are great on gas.? Year- I'm not too picky because I know I can't get a sporty"" one. Just one that can get me from A to B safely. I WANT A CAR. NOT A VAN/TRUCK. Im 18. In Michigan. Will be on my step dads insurance and paying for my own. He will claim me as a part time driver (I will be driving much more than that). My gpa in school was 3.5/4+."""


How to get car insurance / insured for a 17 year old driver 1.0l car HELP!! PLEASE 3000- price quote?
***HI GUYS THANKS FOR ALL THE ANSWERS SO FAR, KEEP 'EM COMING!!! JUST WANT TO ADD SOME INCENTIVE: ANYONE WHO CAN FIND ME AN INSURANCE QUOTE OF LESS THAN 2800 FOR A 1.0 LUPO YEAR 2001/2 I WILL PERSONALLY GIVE 150 ANYONE WHO CAN FIND ME AN INSURANCE QUOTE OF LESS THAN 3000 FOR A 1.6 LUPO GTI YEAR 2001 I WILL GIVE 250- 300 either through Paypal. or Bank Transfer, that is how desparate i am!! **I AM TRUE TO MY WORD SO PLEASE GET IN TOUCH WITH ME, AT sp3nnyb@hotmail.co.uk REMEMBER I AM 17 YEARS OLD, AND LIVE IN BRADFORD, BD4 PLEASE HELP GUYS!!! "


"Cheaper insurance for a second toy"" car""
I currently am driving a 99 corolla and am looking into getting an 87 firebird Is their a cheap way to insure the car just as a toy not a daily driver mabey drive it tops 5 times a month?


My employer offers both term and whole life insurance polices. Should I get both?
I know I'm going to get the term life, but I'm considering one of two things as well: get the whole life or get more term life and put the savings into the 401(k) plan."


Best overall car insurance company?
In your opinion (or based on any experiences) what is the best kind of car insurance? Right now I am looking at TD car insurance or Bel Air insurance


Do you have to be insured to drive someone's car?
We live in Texas. My friends think for some reason that you cannot drive someone's car unless you are insured on it. I just believe that if the accident is the friends fault then he is not covered, that is it. I learned that as long as the car is insured it is fine, legality wise. what are the rules?"


How much more would it cost if my parents added me to their car insurance?
My parents pay about $100 a month on insurance for their car ( 2008 Nissan Sentra) to OMNI insurance group. I'm just wondering how much extra would they have to pay to add me (16 years old) onto the insurance when I get my license?


Best pet health insurance?
I have 3 wonderful dogs and love them all very much. But I worry every day that something bad will happen and I won't be able to afford the emergency treatment that they will need. I want to purchase pet health insurance but I am not sure what company is the best? Can any one give me some advise?


How many nonstandard auto insurance companies are doing business in the United States?
I am researching the nonstandard auto insurance sector and would like to understand how many carriers are underwriting policies in the United States.


How does Geico offer low rates with all the $ spent on ads?
We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money on advertising?


"Teen driver, insurance covers the car not the driver.My mom has coverage why can't I drive her car with her permission if I have a license?"
Teen driver, insurance covers the car not the driver.My mom has coverage why can't I drive her car with her permission if I have a license?"


Term vs. whole life insurance?
I'm starting to look into life insurance, but am wondering which one is the best option. I see that term is cheaper and I can locked into 10, 15, 20 or 30 years. But then I am seeing whole life insurance, and its more expensive, and I see that if i need money one day, i can withdrawal some of it, from that insurance. But I'm just wondering......... Thanks....."


Is Insurance rates on red cars more expensive?
Is Insurance rates on red cars more expensive?


What legal actions can I take if someone who hit my car refuses to pay me as promised?
Thank you. Here are some more detailed explanations. I already filed a claim to my insurance company, and they suggested to use my coverage if the claim process through the other insurance company takes too long. I searched about the small claim court, but I figured even if I win the case, the court does not collect the payment, and I have to wait to be paid.. If she keeps refusing to pay me as she is now, then there goes the same problem. Is there anything I can do to actually get the money from either her or her insurance company despite of not being able to reach her? Thank you very much!"


Were can i get cheap car insurance for a rover 214 16 valve injection?
and i live in UK


Can I add my 18yo niece to my medical insurance?
She is a college student and we provide more than half of her support. I do claim her as a dependent on my taxes, but only starting this year. I know I can keep my own children on the policy through age 26 (if in college, I think), but I didn't know if I could add my niece. thanks!"


What is a rather cheap but reliable car insurance company?
So I need to buy insurance for the 2002 Kia Optima. I used to have The General, but that is REALLY cheap insurance and I don't know that they would pay out. Now it is winter and if it snows there is more chance of an accident so I want to make sure the car is covered. What is a good insurance company? And NOT State Farm. Our family has had horrible luck with them. Also, please no ads or spam, I will report you. I want real peoples opinions. Thanks."


Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deducatble do you have? Feel free to answer also if you do not have insurance and do you support obamacare?"


Can any body tell me what is the lowest online car insurance company?
i have an old car and sometimes i use it but i think i pay too much to insure it $55 a month and it is just liablity insurance and i am looking for an online insurance company that can give me a very low rate


"With whom should I insure my home, now that State Farm is letting go of their Florida home insurance policies?"
With whom should I insure my home, now that State Farm is letting go of their Florida home insurance policies?"


How much will my car insurance be when I get this car?
well i am 19 years old and I am finna purchase a 2003 blue mustang convertable?


Difference between Whole life insurance and Term life insurance?
Which one is better and What are the differences between them?


"50cc Scooter, insurance?"
Hi, I have just passed my CBT for a 50cc scooter and hold a provisional licence for the UK. I am 16 and passed the CBT on 24th August. I am looking to buy a 49/50cc scooter but I have found that the insurance is extremeley expensive. I have looked around and filled in quotes from comparethemarket.com and the Post Office but the insurance I want (third party fire and theft) always seems to come out at around 300 a year! I know that some people pay only 50 a year for their 50cc insurance. Does anyone know where to get a better deal? Or does anyone have any tips? Thanks"


An individual purchasing auto insurance is an example of:?
An individual purchasing auto insurance is an example of: Answer Hedging. Passing risk to someone else. Risk premium. Systematic risk. a and d


What is the best auto insurance company?
i live in Chicago, Il and want 2 know the best auto insurance company."


How does Geico offer low rates with all the $ spent on ads?
We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money on advertising?


Im 18 and live on my own...but im on my parents insurance still. can my parents see what i go to the dr for cuz im using their insurance?
Im 18 and live on my own...but im on my parents insurance still. can my parents see what i go to the dr for cuz im using their insurance?


Insurance cost for you?-wondering please help!!!:/?
Ok im 16 1/2applying for insurance for my car. I am outraged at the annual average yearly cosy 1200-2800$. Eeek!:( Whats your opinion on what company I should choose?-and whats the rough cost you pay about monthly/yearly? helpp!


"My home owners insurance already paid for the damage, but as it turns out i've decided not to rebuild?"
okay real estate insurance experts.....here goes: my neighbors tree fell on my garage last july. my insurance paid me the money (minus my deductible) to have the damage repaired. however, i have decided to rip down the garage and build a nice shed there instead, since i really only used the garage to store my lawnmower anyway... when my insurance paid me the check it was written to both me and my mortgager. i had to take it to them to cosign for the money, and they made me sign a bunch of papers first. i seem to remember signing papers agreeing to repair the garage with the money. what penalty will i suffer if i tear down the damaged garage instead of rebuilding like i said i would? are they going to want their money back?? .....and thanks!!"


17 year old auto insurance? new york?
okay so my parents don't drive...(my bro does tho...except he moved to LA for business for the next year :( ) so my parents want to get me a car...you know so i can chauffeur them places and stuff. thing is i'm 16 and i have a class DJ license (i was able to take the road test because i took drivers ed. ) i'll be 17 pretty soon and i'll have a regular class D license. So i wanted to know even thought my parents don't have licenses and don't drive can they legally buy me a car and auto insurance? please answer! can't find anything online! :)


What happens if my brand new car's airbag just deployed?
I have a brand new car with a lease sitting in my driveway and my airbags just deployed. I want to know what will happen if my car is totaled which I know it is now. Will I get a new car, or will i receive money to get a new car or will I have to keep paying until my car is paid off and not have another car?"


What is disability insurance? should i buy it?
a guy came to our company today and talked about disability insurance, but i'm in good health and athletic. should i have it?"


Where can I buy CHEAP homeowners insurance for my 3 homes in Florida?
Where can I buy CHEAP homeowners insurance for my 3 homes in Florida?


Which Of These Cars Has The Cheapest Insurance ?
For a first time, 17 year old driver ? Vauxhall Corsa Fiat Punto Daewoo Matiz Ford Ka Ford Fiesta Rover 200 Renault Clio Ford Puma Thanks, I will choose a best answer aswell Any help appretiated =)"


"If I pay child support for two children and carry insurance and for clothes shoes everything at my house too, will a judge allow me to claim one on my taxes?
We haven't established custody but their father is the main residential parent


I need to find cheap health insurance for mom ------HELP!?
i don't know what im i supposed to be looking for in the plan , i mean what's best and so forth . the deal is that she is 46 my sister and i will be paying for it since she doesn't have a real job she just babysits my sisters kids when she goes to work. so i guess she will fall in a low income . but i don't know if we have to put our income where they are gonna determine if it's low income or not . what kind of health insurance are out there cheap and plans are good? what do i need to do and so on . please i need your help on this one . p.s i would appreciate if i don't get rude answers judging any of us. thank you"


Is it a smart Idea to get a Life Insurance at the age of 21?
I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year old. The reasom why I was consedering a Life Insurance was just in case. You never know death is not racist. I can affort the payments. I know they mention to me something about if nothing happends you get your money back at the end of the term."


Autistic child and health insurance in california?
My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue.."


Bike insurance?
im getting a 125cc scooter soon and was wondering how much my insurance will be,im 26,the scooter will be stored in a garage,ive 8 years driving cars,and with a cbt"


How to start auto insurance agency ?
what should I do to start my small business?? what are my first steps? I just got my fire & Casualty license but had my life insurance license 5 years ago and been doing life and health since then.... now it's the time I start my business but still a little scared and don't know where to start? My main concern is how to get appointed with companies since they want me to tell them how much business I'll do for them?? My license is new and haven't done any home or auto insurance... Any advise, suggestion, or comment will be appreciated from my side... I would love to hear what you all have to say?"


Can I do business insurance while I am self employed?
Hi, So I just passed my driving test and looking at the insurance its around 2200 for a Corsa! :( .. I was wondering if I can do business car insurance while I am self employed? I cut hair of my friends and family and get paid by them therefore it counts as a part time job right? I would use the car to travel to and from their houses as most of the time I have to go there to cut their hair.. Could I do business insurance or am I breaking the rules? Business insurance on a car for me is around 1300 for a Corsa but it can get cheaper than that.. What do you guys think? Thank you."


How does Geico offer low rates with all the $ spent on ads?
We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money on advertising?