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What is the best way to use technology in comparing insurance premiums for MEDICARE costing?

Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles" which make it more or less expensive than the next company. Although I have spreadsheet skills

   








Would home insurance cover garage door replacement?
Car parts insurance company ?
Best insurance for retirees?
Car insurance claim?
Name the top burial insurance companies for ages 75 and up?
Am I covered with name not on car insurance?
What is the difference between british insurance group 5 and 5E?
Am I Insured driving in the UK if im from Ireland and have 1 years driving experience?
Is my roommate in trouble for auto insurance fraud?
I want to punish the DNC for my high deductible health insurance, should I not vote at all or vote GOP in November?
Will a dropped speeding ticket affect insurance rates?
Health Insurance - What's your stance?
How much is your car insurance?
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Does passport health insurance pay for suboxone in louisville kentucky ?
Cheap car insurance for young driversw?
How much do you pay a month in auto insurance?
What is the best health insurance for a couple with low income..?
Got a speeding ticket, how can I make sure my insurance doesn't go up?
Can I drive this car without insurance?
Need advice on car insurance excess cost?
Where do you normally store your car insurance?
Looking for a job with cancer patient?
Multiple Auto Insurance Claims on my Policy within 6 months?
Commercial car insurance no claims?
Whats the name of the song on the geico motorcycle insurance commercial with the cavemen?
Two insurance quotes, one car?
Advantages & Disadvantages of insurance?
Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)?
I do not have car insurance and i hit someone's car, now he is suing me for $150,000. I do not work...what do i do now?
Health insurance?
If Obamacare is so bad, why is reducing health insurance premiums by 50%?
If Obamacare is so bad, why is reducing health insurance premiums by 50%?
I don't have dental insurance.?
Which is the best term insurance....risk insurance....?
Getting a car insurance even if you don't have a car?
How do I get a no insurance ticket dismissed? ?
How much will insurance cost for this car..?
Red camoro or mustang or white effect car insurance (boy)?
Is there a bank that allows their clients to insure more than $250,000 in their account?
How much does product liability insurance cost?
Car Insurance?
How much would insurance be on this car?
What is life insurance? how dose it work ?
Why did the White House ask that insurance companies not raise premiums this year and promise a bail out ?
What's wrong with affordable health insurance without a middle man?
Would my insurance premiums be more expensive in the army?
Will Home Insurance cover the stuff that was stolen from my house?
How do i transfer my brother's car to my name in california?
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Is insurance higher on a bmw then other cars? Even if it's a old sedan bmw?
Looking for a used car. Found a 2000 bmw 325i. Dads FREAKING OUT saying the insurance on it would be way higher then other cars because it's a luxary sports car"" even tho it's old as dirt. and doesn't go fast AT ALL."""


Why is a public insurance option so terrible?
This health care debate is turning into a complete mess...and most of the opposition I hear is concerning universal health care and a government run health system. But this isn't the bill that's in Congress right now...it's not about universal health care, it's about affordable insurance. I don't understand..."


"Agree or Disagree? Canadian Health Insurance doesn't care about Canadian Citizens. For example, my friends mother in Toronto needs a double?"
@ FLSwampBoy Just because I can't give u my friends name, adress & phone # doesn't mean I'm not telling the truth"


How much does car insurance cost?
if you can't give me an exact amount or something that's fine, just give me some kind of ball park."


When is the insurance going to bill me?
During the last week of may a car abrubtly stopped causing me to rear end it. At the time I had no insurance as it expired the previous week. The bumper had VERY little damage on the other persons car. A week or two later, we received a letter from their insurance stating that we are to pay for the damages. However, we have yet to hear anything else. Yes, I know driving without insurance is stupid but at least I was on my way to work and not going to the mall like other kids my age. And I can assure you guys it was her fault as she abrubtly changed lanes at a green light to make a last second turn but all the witnesses left. So how long, if at all, will it take for the bill to come? Oh, I don't want to hear the crap from some people saying how I shouldn't have been driving. Again, I already said it was dumb so just answer the question."


Which HAZARD INSURANCE policy should I purchase? TD1 or TD3 for a rental house in Houston.?
I have a house in houston and now I need to get the hazrd insurance. The insurance agencies tell me to take the expensive insurance which include include replacement cost and 6 month rental, (TD3). I want to go for the cheaper insurance which just pays for the COST (TD1) What do you advise?"


"High deductible, low premium?"
hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing insurance for them. Dad's 51, smokes...Mom's 50 never smokes (no drinking either) no weight problems. No history of cancers etc.. I am not sure what to even look for. I am 23 F healthy, no history of sickness etc..for myself should I get high deductible and low premium?? and for my parents low deductible and high premium?? i am so confused I dont know what all this means. I checked out some rates on e-healthinsurance...you can compare rates..it gave me a range of amounts. I just can't decide! HELP please :) thank u much"


If I do not have car insurance...?
and i live with with my grandparents and they have car insurance but i dont, and i have my liscence, can i still drive their car with it not being illegal in the state of Massachusetts? Because i cant afford the insurance and if their car is insured i am told an officer cannot do anything about it, as long as the cars insured im fine, is this true? Thanks!"


What car brands would make my insurance go expensive?
Im planning to buy a used car within $7000 and I dont want to spend expensive insurance as much as possible. I heard some brands like Toyota and Honda have high insurance.


How much would it cost to insure a 1995-2000 Ford Mustang?
Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks


Car insurance coverage help!?
Currently I have a financed car. And is still currently paying for it monthly. After doing some research and purchasing my car insurance coverage - State Farm. My dad insisted he will help me with all the process. However, after he and I got done with everything. My coverage are, A - Liability P20 - Personal Injury Protection U, W uninsured and underinsured And finally these two: D - 500 Deductible Comprehensive G - 500 Deductible Collision which I learn online it is OPTIONAL to have: ( SO WHY DO I NEED IT EXACTLY THEN? my dad try explaining it but it didn't get through my hot head. ) So can anyone please tell me is it a requirement for me to have those to coverage D & G, if not I would really like to get it off and save some money instead of throwing it out the window. Thanks."


BAH allowance and Health insurance?
My boyfriend just got out of the Navy and is going to school using his GI Bill and is receiving BAH (Base allowance housing). It is considered non-taxable. He is looking for health insurance and he is asked to enter his taxable monthly income. That monthly income is only $1800. With BAH that jacks it up to $3800. I know since it says taxable income only, that wouldn't include BAH. I just want to make sure that he is receiving the proper quote. I'm not sure if he would be required to disclose his BAH to the insurance company when receiving quotes."


Should I pay insurance on a car that I can't drive?
I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry."


Insurance violation 16028 (a)?
I was riding my friends motorcycle today. I got pulled over for doing 75 in a 65. My friend does have insurance on the motorcycle but there was no insurance paperwork on the motorcycle. I got written up for no insurance, the cop said as long as the bike does have insurance the court should drop it. My question is, do I need to be insured on the bike or does just the bike need insurance since I was just riding it that day?"


Life insurance fraud help please?
I just found life insurance papers taken out on my father who is a senior with health issues. The life insurance looks like it is from an out of state company. There were three beneficiaries on that application""-my dear stupid mother who doesn't speak/read English"


What is the best way to use technology in comparing insurance premiums for MEDICARE costing?
Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles" which make it more or less expensive than the next company. Although I have spreadsheet skills


What is mortgage insurance?
When having somebody co-sign for a morgage with no $$$ down, how does mortgage insurance work? 1) Is it required? 2) Is it permanent? 3) Is it like a car insurance policy - where the money is paid, and if the insurance is never 'claimed' then the money is gone? 3.5) Does a mortgage insurance payment go towards the principle price of the house?"


If the car tag is in my dads name does his name have to be on the insurance?
I need to get car insurance but the tag that i have is in my dads name if the tag is in his name do i have to put him on the insurance because its more expensive if i do


I was in a car accident question about insurance.?
My mom my sister and I were involved in a car accident. We were rear ended. We all have spinal injuries proven by MRI's and have been treating with several doctors and going to the chiropractor. We also have an attorney. The at fault driver only has a bodily injury liability for 25,000 per person/ 50,000 per accident which is the minimum in NY. our injuries exceed his coverage, but my mom does not carry UM/UIM (under insured motorist) on her insurance. What to do next? Could I sue my mothers insurance because I was in her car? My mom told me to do so. She said her insurance wouldn't go up because the accident wasn't her fault and to sue her company because that's what insurance is for."


How long will it take for me to claim my moms life insurance?
Okay. So my mom passed waaay back in 2008. And a little after we found out she had left me life insurance. And they said I couldn't access it until I was 18. Im turning 18 this month, the 26th. And I have plans for the money. Buy my first car, already have one basically saved for me. Some of it is going to college, because im graduating as well. And just other stuff. I just wanna get a like estimate on how long It will take. I assume it will be quick, but then again I dont know. And the though of it taking really long hasnt left my mind. Any opinion will be greatly appreciated c:"


Low-cost health insurance company?
I have been trying to do research on the state of health insurance in the US and am not getting much informative stuff. What is stopping a private, non- or for-profit company setting up a lower-premium health insurance company? these are the possible problems i have come up with so far: - the insurance claims will far exhaust the float (is this true?) - the demand will be overwhelming (but this shouldn't be too bad considering the insurance business is not heavy on capital expenditures?) - it would be difficult to cover the high costs of drugs and specialist medical costs with lower premiums - getting hands on enough and reliable data in order to calculate proper costs, probabilities of claims against a potential pool of funds, etc. possible solutions would of course begin with restricting the pool of people granted insurance (restrict by probability of claiming insurance) until more data can be gathered to offer insurance to less healthy candidates."


Has anyone had there home owners insurance cancelled for a minuscule reason?
In short I've had Allstate for almost two months when I got a letter stating that my homeowners insurance will be cancelled because I have loose or missing shingles and if I correct the problem that they may reinstate me. I find it hard to believe that they would cancel me for a reason like that. Also mind you I live by the water but not in a flood zone.


I am about to be 18 and i wont a gsxr 1000 and im wondering about the price of insurance?
I am wondering the price ranges.


Can I get car insurance on a car not titled in my name?
My dad's name is on the title. Can I get my own policy in my own name? (I'm 18) with the car still being titled in my dad's name?


Is insurance a must for everybody to have?
I mean life insurance. Vehicular/mortgage/property insurance is a must in most cases.


What year in California did it become necessary for all drivers to carry auto insurance?
What year in California did it become necessary for all drivers to carry auto insurance?


"If someone dies in an accident from drowning a year after buying life insurance, can the family claim?"
My acquitance bought a life insurance a year back and died last week from drowning in an accident,it is uncertain whether it was accident or suicide but given he has no history of mental illness or depression and had went on the beach to travel,it is most certainly an accident so his family will suffer now if they don't get insurance coverage, how to make sure they do? He was 40 just in case it matters"


Any reason a 77 year old woman should buy life insurance?
I got some helpful advice relating to long term care insurance. A follow-on question: Is there any reason for a 77 year old widow in good health to purchase life insurance? I think of life insurance being required for people on whom others rely for support/income. But if nobody is relying on your income, is there any reason to buy insurance at this late stage? Any reason to have life insurance as part of your estate? Thanks."


What is the major advantage of term life insurance over whole life insurance?
What is the major advantage of term life insurance over whole life insurance?


Failure to provide proof of insurance.?
I got a ticket for failing to provide my insurance card to the officer. I had an insurance card, but it was expired. He told me to fight it in court and it will most likely be dropped. If it gets dropped, does it still appear as a conviction on my driving record. What are the impacts on my insurance rates if it does appear as a conviction?"


TSCPA Group 10-year Term Life Insurance Plan - good deal?
I just received an offer from the TSCPA (I am a newly licensed CPA) for the double-lock guarantee 10-year level term life insurance plan. I currently have no other life insurance and my husband has a minor one through his work. Does anyone know anything about this plan and whether it's as good a deal as it sounds?


What is the best way to use technology in comparing insurance premiums for MEDICARE costing?
Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles" which make it more or less expensive than the next company. Although I have spreadsheet skills


What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?


What health insurance can help me?
ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me"


Car insurance for newly qualified drivers!!?
So guys, I've newly qualified and I've been searching for car insurance but all I get is offers from 2500! I want to buy a Mini Cooper 3 door 1.4lt costing around 1500-2000 but I can't help but think with my parent added on my policy, that a quote of 2500 is huge!!! Can I have some helps and recommended companies, I think that quote is too much! Thanks."


Who has the best whole life insurance?
Who has the best whole life insurance?


How much should the first year of home owner's insurance cost when buying an older home?
How much should the first year of insurance cost when buying an older home? Is it a percentage of the value?


Can't find affordable Health Insurance for my wie?
You guys are great, I talked to another person in SS and my wife got signed up for Medicare, I appreciate you input and wish I could choose all you guys for best answer. Being on my Tax return gave her the Medicare so I don't know the other people I talked to maybe because it was Medicare and not SS boy what a run around they gave me. Thanks again."


I need cheap auto insurance.?
Need something in Los Angeles.


Question about Obamacare and not accepting insurance through work?
Right now my husband and I are currently insured through his employer (a small business with 10 employees). The insurance isn t the greatest--it s a high deductible plan and it costs us a fortune to go to the doctor, have lab work, prescriptions, etc. I can get a MUCH better plan through healthcare.gov, but there s some question about my husband s boss being penalized if we don t accept his insurance. Apparently if we drop our coverage through him and sign up for Obamacare, he (the boss/business) will get a huge fine or something like that. Is this true?"


How much do you pay for Manitoba car insurance?
How much would an 18 year old male pay for car insurance? If you are that age or around there please tell me your age and what car you drive. I was interested in comparing w/ Manitoba because I live in Ontario and apparently my dad told me its 1000-1500 dollars a year!


What would each insurance company pay?
The business is insured for $6,000,000 by Landa Insurance and for $4,000,000 by Epitome Insurance. The company experiences a fire loss of $60,000. Landa insurance must pay $________. Epitome insurance must pay $________"


Whats the cheapest auto insurance in texas?
Whats the cheapest auto insurance in texas?


Has anybody here bought Christian health insurance?
The Christian station in my area played an ad for something call medishare. They said it was very affordable. Does anybody know how it works?


Am I a lucky guy? All of my true blue friends sell life insurance. I am covered to the hilt and they are all?
in my will. What could possibly happen to me? I am in it for the long term for my whole life till death do us part.


Insurance cost for a 16 year old with a 1986 iroc camaro?
I'm 16 have a 1986 iroc camaro 350ci and i live in an average neighborhood in western ny i'm a male. any insurance guestimates? I'm gonna need to be on my own plan.


Is it discrimination towards average people to offer smart people rewards like discounts on insurance.....?
@ Matt - I give you BA for the effort you put into this answer. You made some great points but I don't agree with everything you posted. I know for a fact that in the states of PA and NJ there are many many scholarships given from state colleges based on academic merit. I'm not saying it's wrong. My point is either you are intelligent or you are not. We can give people more information but we cannot really make them any smarter, only more informed. That being said, I think the person of average intellect needs the break on the education costs just as much (if not more) than the gifted student. I can't argue with the actuary data. It is whatever they say it is. Sounds unfair but I didn't do that research so I can't balk at it."


What is the best way to use technology in comparing insurance premiums for MEDICARE costing?
Many of the baby boomer generation will shortly be reviewing insurance costs for our retirement years - health, medical, prescription and the like. We will need to make decisions based upon retirement income and expenses. I have done some preliminary research and it appears I need to do a lot more. The data for health and medical costs is easily available however there is a ton of it. For this reason, I intend to use spreadsheets to crunch through this and any other tech tool I can locate. One of the problems with this approach is that just about every quote is proprietary, that is each quote has its own bells and whistles" which make it more or less expensive than the next company. Although I have spreadsheet skills