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Car insurance claim?

I'm hoping for someone with some experience in auto claims or just someone that has dealt with insurance people before. Someone hit my parked car. We traded info. Their insurance is the same as my insurance. I got an estimate at their certified place for $2000. My car is pretty old and is barely worth $2000. I can get it fixed for much less like $700. The insurance company has a few options. 1. I can get it fixed at their certified place. 2. I can get it fixed at my place. I don't know if they'll offer a $2000 check but hopefully something close to it. 3. They offer me a check for not getting it fixed. So If I choose option 2 and don't get it fixed, could I be in legal trouble? (I tell them I'll get it fix privately and they will give me a check and I don't get it fixed) If I choose option 3 how much would they offer? Will it be really low?

   








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Car insurance claim?
I'm hoping for someone with some experience in auto claims or just someone that has dealt with insurance people before. Someone hit my parked car. We traded info. Their insurance is the same as my insurance. I got an estimate at their certified place for $2000. My car is pretty old and is barely worth $2000. I can get it fixed for much less like $700. The insurance company has a few options. 1. I can get it fixed at their certified place. 2. I can get it fixed at my place. I don't know if they'll offer a $2000 check but hopefully something close to it. 3. They offer me a check for not getting it fixed. So If I choose option 2 and don't get it fixed, could I be in legal trouble? (I tell them I'll get it fix privately and they will give me a check and I don't get it fixed) If I choose option 3 how much would they offer? Will it be really low?


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Car insurance claim?
I'm hoping for someone with some experience in auto claims or just someone that has dealt with insurance people before. Someone hit my parked car. We traded info. Their insurance is the same as my insurance. I got an estimate at their certified place for $2000. My car is pretty old and is barely worth $2000. I can get it fixed for much less like $700. The insurance company has a few options. 1. I can get it fixed at their certified place. 2. I can get it fixed at my place. I don't know if they'll offer a $2000 check but hopefully something close to it. 3. They offer me a check for not getting it fixed. So If I choose option 2 and don't get it fixed, could I be in legal trouble? (I tell them I'll get it fix privately and they will give me a check and I don't get it fixed) If I choose option 3 how much would they offer? Will it be really low?


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On the first time or more than once or can they even see that


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Can a parent pay for insurance on one vehicle while you ..pay insurance on another?
Can a parent pay for insurance on one vehicle while you pay insurance on another?


Can insurance drop you before a termination? ?
I was terminated from my employment on 10/1/2011. I had surgery on 9/12/2011 and the medical insurance company claims that my coverage was dropped on 9/11/2011. I am in Pennsylvania and my insurance was through my work. Is this legal? I was on company approved time off when the surgery occurred, so I was still legally employed and paying my premiums."


Do you need insurance if you are not going to drive the car?
To all the people who answered the question thanks. To all the morons who keep saying get it insured..... I am insured so shut up all i was doing was settling an arguement with my wife! Also i live in the uk so half of the answers won't apply to me!


Why arent Republicans trying to get life insurance companies to issue million dollar policies on one-week old fetuses?
Why arent Republicans trying to get life insurance companies to issue million dollar policies on one-week old fetuses?


Car insurance claim?
I'm hoping for someone with some experience in auto claims or just someone that has dealt with insurance people before. Someone hit my parked car. We traded info. Their insurance is the same as my insurance. I got an estimate at their certified place for $2000. My car is pretty old and is barely worth $2000. I can get it fixed for much less like $700. The insurance company has a few options. 1. I can get it fixed at their certified place. 2. I can get it fixed at my place. I don't know if they'll offer a $2000 check but hopefully something close to it. 3. They offer me a check for not getting it fixed. So If I choose option 2 and don't get it fixed, could I be in legal trouble? (I tell them I'll get it fix privately and they will give me a check and I don't get it fixed) If I choose option 3 how much would they offer? Will it be really low?