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Am I covered with name not on car insurance?

I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation...

   








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Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation...


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Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation...


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Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation...