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Advantages & Disadvantages of insurance?

Advantages During the early years of a term policy, the premium will usually be significantly lower than for cash value insurance. It's simple to understand. It may be purchased to meet a specific financial obligation, such as repayment of a loan. Many term policies can be converted to cash value life insurance if your insurance needs change. Disadvantages Term insurance provides coverage only for a limited period of time, although some term policies can be renewed indefinitely. Premium rates are guaranteed only until the end of the term. Depending on the policy, premiums may be level for a period of 1, 5, 10, 15, 20, 25, or 30 years and then cease without any renewal option, or offer continual renewals at a higher premium rate. Deteriorating health can trap you in a policy with rapidly increasing premiums.

   








Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)?
I do not have car insurance and i hit someone's car, now he is suing me for $150,000. I do not work...what do i do now?
Health insurance?
If Obamacare is so bad, why is reducing health insurance premiums by 50%?
I don't have dental insurance.?
Which is the best term insurance....risk insurance....?
Getting a car insurance even if you don't have a car?
How do I get a no insurance ticket dismissed? ?
How much will insurance cost for this car..?
Red camoro or mustang or white effect car insurance (boy)?
Is there a bank that allows their clients to insure more than $250,000 in their account?
How much does product liability insurance cost?
Car Insurance?
How much would insurance be on this car?
What is life insurance? how dose it work ?
Why did the White House ask that insurance companies not raise premiums this year and promise a bail out ?
What's wrong with affordable health insurance without a middle man?
Would my insurance premiums be more expensive in the army?
Will Home Insurance cover the stuff that was stolen from my house?
How do i transfer my brother's car to my name in california?
Cheap cars and places to get car insurance for 17 year old ?
What are some cheap car insurances I could use?
Insurance for a subaru wrx?
How much would car insurance cost a 16 year old guy?
How much do you pay for your car insurance?
What is the average cost of car insurance people pay annually?
49 states require you to have auto insurance in order to legally drive how many oppose those laws also?
Which Health and Life Insurance Company?
Health insurance in GA?
Can a BC resident buy Alberta car insurance?
Have mercury car insurance and question about claim in california?
Why won't my insurance company let me transfer our No Claims Discount to a different car/policy?
Car insurance question.?
Car insurance question.?
What information do I need to give out to be on someone else's car insurance?
What would my Car Insurance Rates be?
Auto insurance company that you Do or Don't recommend?
Is this a good insurance plan?
What insurance companies are cheap for young drivers that have 6points due to non insurance?
What kind of car insurance do i need?
Moped Insurance for my 16yr old son?
Best ATV insurance for Washington state?
How to/should I report a car accident to my insurance?
Are there any more facts required to see that the ACA sold us out to insurance companies?
I need to see a neurologist but don't have health insurance. Anyone have any suggestions?
Car Insurance problem?
How much will previous drink driving ban cost company insurance?
Can employeer with hold pay check to cover insurance deductable?
How much money do you have to make an hour to be able to support yourself.?
Whats the cheapest way to haul my truck around.?
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Do I HAVE to take my insured HP laptop to a FedEx Office?
I have a Pavillion x360 that I filed an insurance claim with. They have already sent me the box and its packaged and ready to go. But, there are no FedEx Offices near me. Could I just take it to the post office and it still be free of charge?"


Where is the cheapest place to get motorcycle insurance in Michigan?
Its for a 2006 Yamaha R6!


Term plan - SBI life or LIC?
I am looking to buy a term plan. I have zeroed in on SBI Life (low premiums) and LIC (reliability, but high premiums). How good is SBI Life when it comes to processing claims?"


Why do woman drivers get cheaper car insurance?
that is a load of sh*t!! you should see the amount of female street racers around were I live!


Dental insurance? Can i get it?
I need to make a long overdue visit to the dentist but I'm worried about the cost involved. I'm pretty sure I've tartar on the back of my teeth but been put off for how much it might cost. Would I be able to take out dental insurance considering my existing problems, how much would it cost etc? I live in the UK btw."


Dad's Car Insurance Coverage for My Car Accident?
All I honestly knew was I paid my dad monthly for the insurance. It sucks that this is happening, but it makes sense. From what it seems, the little I paid must have been the full amount, as oppose to my dad paying half for me. Well dang, hopefully it comes out in my favor in the least, or at least not the most expensive repair to make. I am not looking for validation on the matter, but more of opinions and views. Anything can be helpful. Thanks Burt, anyone else have something to say?"


How much is AAA a month?
I'm at work and I can't access their site here.


"What would be a good, cheap to insure and reliable car for a 17 year old?"
What would be a good, cheap to insure and reliable car for a 17 year old?"


What would the insurance on a 2004 audi a4 be?
i am a highschool student and i was wanting to know the insurance rate on the a4, it is a 1.8t, sportpackage, automatic. if this helps im a 4.0 student. any ball park estimate would be great. thank you"


Whats the cheapest car insurance?
Whats the cheapest car insurance?


Does geico insurance policy with full coverage cover a stolen car that was left unlocked?
Does geico insurance policy with full coverage cover a stolen car that was left unlocked?


What would my insurance be for a kia forte koup 2010?
i'm an 18 years old male about to 19 in a few months,i live in New york and i'm really considering this kia,but i need someone to help me out on what my insurance would cost without having to go through all these insurance quote process,thanks"


I need 1 month of auto insurance coverage. Does anyone know how I might go about finding a insurer online?
-I live abroad -I'm a U.S. citizen -I will buy a used car in California -I will drive this car for exactly 1 month this summer -I will then park it at my parents home for the winter -It will not be driven until next year -Most insurers appear to offer only 6 month policies with large cancellation fees. -Companies in the UK, AUS, and SAfrica appear to have 1 month policies."


Can my car insurance company do this?
I called my insurance company yesterday to get a quote for a change of vehicle as I was planning to buy a new car. They said my monthly premium would still stay the same and the quote was only valid till end of the day which is fair enough. They said they give the quote on whatever the insurance rate is at the current time so if i was to call another day it could go up but it shouldn't go up that much. So I went to view the car yesterday evening and decided to buy the car. I called my insurance company today and they said it would cost me an extra 350 to get me insured on the car. So i asked them how could it go from nothing to 350 within a day. They come out with the quote is based on the daily rate of insurance and they cant do nothing about it. I wouldn't have mind if it went up by 100 or so but from nothing to 350 in one day is a big jump. Is there anything I can do?


Obamacare: How do I pay for health insurance?
I'm confused so before you had to pay a private health insurance company your own money every month so will I have to pay the government every month for insurance or is it part of my taxes? BQ: Estimate how much would my insurance would be for a 22 year old single man, health with a family history of heart problems."


Advantages & Disadvantages of insurance?
Advantages During the early years of a term policy, the premium will usually be significantly lower than for cash value insurance. It's simple to understand. It may be purchased to meet a specific financial obligation, such as repayment of a loan. Many term policies can be converted to cash value life insurance if your insurance needs change. Disadvantages Term insurance provides coverage only for a limited period of time, although some term policies can be renewed indefinitely. Premium rates are guaranteed only until the end of the term. Depending on the policy, premiums may be level for a period of 1, 5, 10, 15, 20, 25, or 30 years and then cease without any renewal option, or offer continual renewals at a higher premium rate. Deteriorating health can trap you in a policy with rapidly increasing premiums.


I recently had an accident and i have no insurance i live in Las Vegas?
wow eric your smart but i have a job / it pays enough to live / its health insurrance. good for you.


Do Different Car Insurance Companies Really Have Different Rates?
I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?"


What is the CHEAPEST car insurance for a21 year old?
Im buy a car and i would like to no if anybody no what, would my insurances be"


What is the advantage of Term Insurance?
Are there any advantages of term insurance?


Recommended Auto-insurance break-ups?
I have Mercury Insurance for my Camry (Make-2009). It is due for renewal next month. I was with this company from past one year. I am from different company, so frankly telling, I did not used my mind while buying Insurance and I just followed my friends. Can somebody review it and suggest, if it is recommended or I should change it ? May be I can save more money ? Bodily Injury Liability = 100,000 (Each Person)/300,000 (Each Accident) Property Damage Liability = 50,000 (Each Accident) Uninsured Motorists Bodily Injury Liability = 50,000 (Each Person)/100,00 (Each Accident) Uninsured Motorists Property Damage Liability = Maximum Comprehensive = Deductible Car-1 $ 500 Collision = Deductible Car-1 - $ 500 Roadside Assistance Per Occurrence = Car-1 - $75"


Do you think aero upgrades will cause my insurance to go up?
I live near Virginia international raceway and wanted to add some aero upgrades for my car. I also want to lower it and get performance brakes. Do you think this will increase my insurance greatly? I can't call until tomorrow but I'm just curious what others think.


How much on average does it cost for business insurance yearly in Ohio?
I want to find out how much a small business insurance would cost yearly on average in the state of Ohio


Someone hits me and I have no car insurance?
Someone hits me and I have no car insurance?


What is the easiest and most profitable insurance to sell?
Is life and health a harder sell than p&c? Also what company is best to work for, Aflac, Farmers, Allstate, etc.?"


When do health insurance premiums drop?
http://handyproxy.cn/health-insurance.html


Do you have to be married for tricare insurance to cover you?
My boyfriend and i have been dating for almost two years and we kinda had an oops. and i'm eighteen weeks pregnant. well medicade won't cover me because i haven't had my greencard for over five years. and my insurance won't cover a teen pregnancy. and the bills are almost impossible to pay. its 500 a month just for the OBGYN and 20,000 for the birth without an epidural with only a year to pay that off. my boyfriend is in the army. he's still in some training right now to be a ranger and we know that his insure would cover the maternity expenses if we were married but we've heard that i could be covered without us being married because it's his child. but we can't get clear answers from anyone. so if you know much about this insurance and how it works it would greatly be appreciated."


Is it insurance fraud if the shop absorbs the deductible in an auto claim?
As I see it, the shop and the adjuster got together to agree on a price. Then the shop is willing to do the job for less and only takes the award from the insurance company. Is this fraud?"


How come I am forced to by auto insurance ?
It seems like some sort of insurance company scam all these insurances, home owners, flood, auto and now health insurance ????"


How much is car insurance?
I know it depends on a lot of things, but whenever I mention me getting my license, they have the same excuse over and over... So what's an idealistic amount for a young teen w/ 3.0+gpa and a sports car be? In california."


Car recommendations for a college student?
I'll be getting my first car in the spring of 2012. I'm staying in an apartment near the campus, and I'll have a bike for that. The majority of my driving will be errands around town, and driving the 117 miles back home occasionally to visit family. Low insurance, high gas mileage, and safety are top priorities. I've got about $15,000 to spend on the car. I will have a part time job to pay insurance/gas/etc. So far the only car that appeals to me is the 2010+ Mazda3 because it has a nice exterior, and I love the interior and features compared to other small cars. Gas mileage is decent, but not the best. Also, if I go for the hatchback, will that raise my insurance costs? Do you have any other recommendations? The Mazda3 has the best interior that I've seen so far, that's the basic factor that's keeping me from other cars."


Advantages & Disadvantages of insurance?
Advantages During the early years of a term policy, the premium will usually be significantly lower than for cash value insurance. It's simple to understand. It may be purchased to meet a specific financial obligation, such as repayment of a loan. Many term policies can be converted to cash value life insurance if your insurance needs change. Disadvantages Term insurance provides coverage only for a limited period of time, although some term policies can be renewed indefinitely. Premium rates are guaranteed only until the end of the term. Depending on the policy, premiums may be level for a period of 1, 5, 10, 15, 20, 25, or 30 years and then cease without any renewal option, or offer continual renewals at a higher premium rate. Deteriorating health can trap you in a policy with rapidly increasing premiums.


Car insurance question?
Ok, ABOUT how much would 6 months of car insurance be for; 1992 Toyota 4 door. 19 year old driver inexperienced. Car is parked at my own home (yes I'm a homeowner) No one except me will be driving my car. I have no prior accidents or bad driving records. I'm in NC. I don't have a license yet but must get insurance first to get them. I know there is more to it but just an educated guess? Preferably by State Farm. I have no way to call them or get to an office is the only reason I'm on answers. I'm not looking for a real quote, just a simple idea of about how much?"


Liability insurance if car catches fire?
my car got caught on fire i think the firefighter says it say electric wiring i only have liability insurance is my insurance will cover that my car is total now ,thanks so much"


Are you insured if your parents have car insurance on that car?
I was pulled over the other day.. And I didnt have proof of insurance on me. I know when I show up to court I can show it though. My mom has it and I was driving her car for that day. So now I'm just wondering if I'm covered or not


I am 18 year old male how much would insurance cost on a 2005 mustang v6 or mustang gt?
I am 18 year old male how much would insurance cost on a 2005 mustang v6 or mustang gt?


Male car insurance is more expensive than female car insurance. Isn't this sex discrimination?
Male car insurance is more expensive than female car insurance. Isn't this sex discrimination?


About how much would my USAA auto insurance cost?
I am 16 and I will be getting my license... I passed drivers ed and get good grades I wanted to get a quote but the USAA website wanted me to give info such as social security and etc, and I do not feel comfortable giving that info. Can anyone tell me a rough estimate of what my auto insurance might cost per month? how much extra will my parents pay a month and how much my car insurance would be? just a rough estimate"


"Car insurance rate, Toronto, 18 year old?"
How much for a MALE 18 year old, 20 year old, and 25 year old would car insurance cost if you got your License when you were 16. In Toronto."


Cheapest car insurance company for 18 years old female?
Cheapest car insurance company for 18 years old female?


Which cars tend to provide the most affordable insurance rates?
Compacts & small sedans that provide the lowest monthly auto insurance rates.


Can parents get sued if I drive a car without insurance?
My mom tried to tell me that if I drive without insurance they would be sued because I live with them. I am 19 so I am a legal adult. The car is also in my name only. I think she was just talking out her *** personally, but now I am curious if that is even possible. Whatsoever."


Do I have any recourse with dentist for a partial crown that has to be re-done within two years and insurance will not cover?
I had a partial crown done a little less than two years ago. After it was complete, I complained about the bite feeling off and pain. There was a pretty big gap as well and almost felt like part of the tooth was missing. The dentist assured me everything was fine. I have since moved to another state and my new dentist told me today that the crown is leaking and there is a shadow indicating tooth decay. She said the crown looks strange"" to her. My insurance will not cover a re-do on the crown since it s been less than five years. I have contacted my original dentist and am waiting to hear back. I am hoping they will reimburse me. Do I have any recourse?"""


What is the auto insurance for a 16 year old in a Camaro?..?
What is the auto insurance for a 16 year old in a Camaro?


Average insurance price?
I am a 19 yr old female. i am married and owm my car not financing it. it is a 4 door autimatic 1994 nissan sentra. 1.6 liter. is there and average ball park guess as to how much my insurance may be? im just now licensed and have never been insured or had a ticket


How much is a sr22 with car insurance for a first offense dui?
Don't bother answering if your just going to tell or give me websites to get a quote on. I want to know if anyone else has had to get a sr22 for first offense dui and how much it cost them or an estimation.


What is the cheapest Auto Insurance Company for male teens?
Insurance company's Screw teens so much, what are some of the cheaper company's? I have gotton quotes from $107 a month to $250 a month and everywhere in between for just state minimum liabilty"


Advantages & Disadvantages of insurance?
Advantages During the early years of a term policy, the premium will usually be significantly lower than for cash value insurance. It's simple to understand. It may be purchased to meet a specific financial obligation, such as repayment of a loan. Many term policies can be converted to cash value life insurance if your insurance needs change. Disadvantages Term insurance provides coverage only for a limited period of time, although some term policies can be renewed indefinitely. Premium rates are guaranteed only until the end of the term. Depending on the policy, premiums may be level for a period of 1, 5, 10, 15, 20, 25, or 30 years and then cease without any renewal option, or offer continual renewals at a higher premium rate. Deteriorating health can trap you in a policy with rapidly increasing premiums.