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Is there an option to suspend auto insurance coverage when you are not in the United States?

I am in the United States and have liability-only auto insurance coverage. I will be on vacation (out of United States) for about a month and my wife (also on my insurance policy) would be out of the United States for more than six (6) months. Based on preliminary findings, it seems that not having coverage (break in coverage) would impact future insurance premiums. What is the best way to save money as well as not impact coverage? Is there a concept like - suspend coverage for a while that when we are not in the country and not pay for that duration? Thanks in advance.

   








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I am in the United States and have liability-only auto insurance coverage. I will be on vacation (out of United States) for about a month and my wife (also on my insurance policy) would be out of the United States for more than six (6) months. Based on preliminary findings, it seems that not having coverage (break in coverage) would impact future insurance premiums. What is the best way to save money as well as not impact coverage? Is there a concept like - suspend coverage for a while that when we are not in the country and not pay for that duration? Thanks in advance.


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Is there an option to suspend auto insurance coverage when you are not in the United States?
I am in the United States and have liability-only auto insurance coverage. I will be on vacation (out of United States) for about a month and my wife (also on my insurance policy) would be out of the United States for more than six (6) months. Based on preliminary findings, it seems that not having coverage (break in coverage) would impact future insurance premiums. What is the best way to save money as well as not impact coverage? Is there a concept like - suspend coverage for a while that when we are not in the country and not pay for that duration? Thanks in advance.