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Company Car - Insurance - Accident.?

Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?

   








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Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?


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Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?