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How to appeal to insurance company?

My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.

   








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Will I lose my health insurance if I get a name change?
Okay, this question asking system's a bit new to me. Anyway, I am currently under a health insurance plan with my parents. I am planning to get my name change due process of the law in a month or two, and I was wondering if the change may affect my plan."


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My mom only has liability and through a small claims court she won't get enough money to cover the ridiculous bills she's been charged. Unfortunately, she cannot get medical insurance. We live in CA and I'm not sure why, but now that she is 60 or so she cannot get it. She has nothing to help her pay the bills right now and all I can wonder is how in the heck can this man sleep at night. My mom was in her right of way crossing within white lines and this guy hits her, doesn't apologize, barely talks to her to giver her his info and then doesn't want to be held accountable."


Consequences of not paying car insurance?
Im 19 years old, living by myself. My car insurance is $170 a month. I had not payed it in multiple months, and by October it was at $500, and foolishly I decided there was no way to pay it and I just left it alone until they cancelled my insurance. Have I totally F*cked my credit? To the point of no return? Also, will I be able to get another car insurance provider? Thanks.."


Why does Infinity car insurance suck?
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Since teaching jobs are shrinking. where are some decent private schools to work for?
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Best homeowners insurance for the price?
live in ohio actually... like i said i dont know anything about insurance. we just got a letter saying all of these flood things were excluded. but what i am more concerned about than natural disasters, since we dont ever have hurricanes or anything in ohio obviously, is if something goes wrong inside the house, pipes breaking or whatever. everything we have is very up to date but just in case. also concerned with the deductible for hail and wind."


Do I need life insurance for my baby?
I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is this something I need?"


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What is the average cost for small business health insurance with less then 15 employee ?


Pregnant: no insurance?
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How to appeal to insurance company?
My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.


Car insurance for a 17 year old male?
Hi guys just want a little bit of help or some advice from people who have been in my situation. I have currently just passed my driving test on the 04/01/2013 and I am now looking to get insured. I understand that insurance is unbelievably high. I am 18 in February 3rd and the the car I have is a 2009 Renault Twingo freeway 1.2, this car is not very fast and roughly around 3000. I have been quoted 2000 at the moment which I understand is okay but any tips, tricks or good insurance please help! also to add I dont mind being insured with a blackbox or whatever their called but may drive past 11pm on the odd day out of the week. Thank you"


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How can I get free health insurance?
I'm 20 years old (almost 21) but I cannot afford more than $25 a month for health insurance. I work in a small town, full time at a family owned business that cannot offer me medical insurance. HELP!"


HEY TEENS! How much are you paying for car insurance?
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I know that in Denmark, healthcare is free."


If you have exceptionally cheap car insurance where do you get it?
I know a lot goes into calculating car insurance, not asking about that. Just want to know if you pay a really small amount for coverage, what that amount is and where you get it from. (Must cover cars in the U.S, though companies can be anywhere)."


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What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?


What is the best pet insurance?? exp plz?
plz relate ur experiences.. good and bad. im lookin for somtin that will cover vet fees and boarding fees if possible... (its a 5 month old cat)


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There's a truck that I'm interested in getting and I want to get it in black but I was told that I shouldn't get a car in black, because the auto insurance is higher. Is this true or is this just an urban myth?"


Can an insurance co.legally drop my homeowners ins.?
Have had insurance with the same company for about 20 or so yrs.Home and auto.They recently tried to make my 60,000 dollar home worth over $100,000,000 and charge me a lot more for ins. and I said no there is no way my home is anywhere near that amount.Next thing I know I got a letter saying my home wasn't up to the standards they require.Is that legal??"


How to appeal to insurance company?
My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.


How long of a grace period do you have after buying a car to get insurance???
i just bought a car and i just so hppen to get pulled over....i just bought the car the day before....so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don't know if thats true."


Can i get insurance on a bike at 16?
i have a pedal bike its 20in i have paid almost 1800 for i built it myself and i was woundering if i could get some type of insurance for it like if it gets stolen. i live in michigan


If a person has previous damage from nicks on a car door and try to say you did it will insurance pay?
My next door neighbor is trying to say my car door nicked hers when I got out of the car. I saw nicks on her door before I even opened mine. Now she wants to turn this into the insurance and file a claim. This was on private property, so I am not sure about it. My insurance company says an adjuster will be able to tell how long she had damage. I do not have any paint transfer on my car at all. Just unsure if this will affect my rates."


"If I have a Car note, and I can't afford to pay my insurance, Can the dealership turn off my car until payment?"
There's a gps tracking device and shut me right down so I can't drive.Its not my car note,insurance payment"


Giving my daughter a car?
I have a 1996 Toyota Avalon (my first car as a graduation present from high school) that I was trying to give to my daughter but she hates it. She think it is too old because its older than her. It has 213,000, sunroof, and leather seats. I refuse to let her drive my car unless I'm in it and I want her to have her own car. She I make her have it or should she be SOL. She is a good 16 year old, good grades, does her chores. Tell me what you think?"


Where can I find affordable hospitalization only insurance?
Where can I find affordable hospitalization only insurance?


Any1 know of any cheap car insurance companies or crappy jobs? i just passed my test but the insurance is a jk?
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Does anyone have health insurance from UnitedHealth?
I'm trying to call to UnitedHealth, but keep missing the chance during their business hours. There is no info about specific plans online. If anyone knows, could you give me the info? State of New York Self (single) for health insurance Mid 30s How much is the monthly payment? (Regular plan, not Obama care)"


I am a 17 year old female and really need a car. I am wondering how much car insurance would be for a car or sports car?
I am a 17 year old female and really need a car. I am wondering how much car insurance would be for a car or sports car?


Auto Insurance forcing me on parents car insurance?
I live in Brampton Ontario


Auto insurance.?
somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance."


Car insurance and changing address?
hi i recently moved and need to change my address with my car insurers i am with fortis they have old me this will be a 35 pound charge?!!?! is this right, as many people have told me they shouldnt charge me for this!"


Do i need car insurance for a family member to teach me to drive?
I am 17 in 2 weeks and am going to start my driving lessons, along side my lessons with a licensed instructor I would like my mother to also give me some extra help like driving around quiet roads, or in a empty car park. For this I need insurance but I obviously don't want to pay full out insurance for just learning. I have heard of something called learner driver insurance would this work for what I want to do? If so do you have a link of where I could buy it or know any other way that I could legally learn to dive in the car? Thanks Josh"


"Insurance company run my credit without my permission, is this legal?"
Hi I applied for auto insurance few days ago. I did not provide my SSN to the insurance company and also when the agent called me and asked for it I told her I do not want you to run my credit and give me a rate based on whatever information you have now (etc. Driving recored) and she did gave me a rate without running my credit. I am still in the process of developing my credit and do not want to make another hard inquiry because I have a lot already. Today I got email from them saying that they couldn't give me a better rate because of my credit history and I can get a copy of my credit report from Transunion. Did that mean they ran my credit? If so, can they do that without my permission? If not, what should I do next?"


Monthly payment for Car Insurance?
Hi, I'm 18 and I want to get a car, but I am not sure if I can afford car insurance. I was told I can put my name under a relative's insurance (He is around 50). So I have a question for you guys. How much money do you pay for car insurance a month? I know it varies amongst states and ages, but I want to get an idea of the amount of money I may be paying. I live in New York so I know it will probably be way higher than other states. Please provide your age, state, and car insurance monthly estimate. Thank you! =]"


How to appeal to insurance company?
My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.