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Do I HAVE to pay for insurance if im not driving but have a license?

My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive" i mean

   








How much would auto insurance cost for a 1996 dodge viper?
What is the procedure regarding auto insurance when getting the car from dealership to home?
Im 15 planning on getting license when 18 need know how much insurance will cost?
How much does car insurance cost for a 19 year old girl?
Where can I find the best dental insurance?
Can you get life insurance if your already sick?
Restaurant Managers/Health Insurance?
How much is car insurance?
Anyone can tell me some information about life insurance?costs too much..!?
My car was hit and I have no insurance?
I lower my car insurance deductible a week ago, would the insurance company accept my claim today?
Where can a Construction company get a cheap insurance and bond?
How much exactly can insurance companies see you your record?
Hit and run accident driver does not have insurance?
Where can i get some health insurance @ a reasonable price?
Kentucky health insurance?
Why is it that girls can get cheap insurance?
About how much money a month do you think it would cost a 16 year old to get a mustang gt ?
Can I get car insurance for just 3 months?
Wouldn't you want everyone to have health insurance?
Multiple Car Insurance On One Vehicle?
Question about car insurance...?
How much to replace a lost Verizon phone with Insurance?
Should I file a claim with my car insurance or pay out of pocket?
Insurance for car accident?
Will insurance cover getting a rental car after a wreck?
My glasses prescription is -3.50, will I go blind?
Manufactured home insurance?
Do health insurance agents know yet what the rates will be for 2015?
Are there any affordable Adoption agencies?
Isn't universal nursing home insurance a human right?
I'm trying to convince a priest to buy car insurance?
In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?
In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?
How much does a broken wrist cost after insurance?
Looking for a cheap car insurance?
Ive been offered Traders Car insurance for 1800 a year?
Is it wrong to TTC without having medical insurance?
Which part in california is the safest place to live?
Can I get off of my parents auto insurance?
Best car insurance prices for financed cars?
Does red light camera ticket affect your insurance rate?
I am having trouble figuring out my best car insurance option?
What company should I use to insure my lamborghini gallardo?
How much will insurance cost me on a 1.6 Ford capri?
HUD Home: do I need a title search & insurance?
Can i get insurance then put modifacations on my car?
How much insurance would a 16 year old have to pay? in alberta?
Can I get a mortgage with no life insurance?
Have you ever heard of an Internet auto insurance agent named NetQuote?
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What is the average yearly cost of landlord insurance?
Let's say the place is a newer (built after 2000) duplex in Texas and has a $1,000,000 liability policy as well. Can someone give me a ballpark estimate?"


"Totalled vehicle+switched over insurance to new car, old car's registration now suspended...Help!?"
Soooo I lived in Maryland and had a Nissan, someone hit my Nissan and it ended up being totaled. This happened the end of July and a few days later, I moved to Virginia to attend school. I ended up getting a Corolla. I switched my insurance from the Nissan to the Corolla thinking the insurance company would pick up the Nissan shortly after that. Well we are in November and the insurance company took 4 MONTHS to process my claim. They are FINALLY picking up the Nissan tomorrow. I just got a letter from MVA saying that my Nissan's registration has been suspended and that I have to return my plates. It also said that a penalty fee will be assessed for $150 for the first 30 days the Nissan hasn't been insured, plus $7/day for every day thereafter. I did the math and that's about $660! I do not think I should have to pay all this money because the insurance company screwed me over by failing to put my claim through. My claims agent even said that he forgot about my case! I haven't been driving the Nissan this whole time. Do you think that if I provide proof that I had been driving another car (Corolla title and insurance policy info), I will not have to pay these outrageous fees? I also have to submit a letter from the insurance company saying that the vehicle was totaled and the date of the accident, so they would know how long it hasn't been insured for."


I'm 18 and I have no insurance?
I was wondering, what are the steps to get into the 2010 affordable care act? My parents have Allstate if that helps. Am I automatically covered or are there some steps like talking with an agent of my parent's insurance company."


Health Insurance information?
I am a student in college right now and I'm doing research on Health Insurance and how it affects the economy. Here are my questions. Feel free to give me general information. That would be much appreciated. Sorry if some of the questions are a bit idiotic. D: I just seriously have no clue. I was stuck with this topic. Thank you so much! 1. Is health insurance free right now? 2014 2. If it isn't free, how are people paying for them if they have it? 3. If it IS FREE, are people paying taxes so everybody is covered? (someone told me this. Idk if it's true or not) 3. Does everybody have Obama care now? Is it our decision to sign up for it or is it a law?"


18 yr old Car Insurance Advice?
I recently moved out of my parents home due to family issues. Im 18 yrs old and need car insurance but can no longer get it through my parents which made it much cheaper. Im wondering what my best options are.


Health insurance premium just went up because i turned 60.?
Anyone know where I can get my own health insurance rather than through my employer?


Can She Still Get Health Insurance?
My girlfriend and I are moving out to South Dakota in a few months and I was wondering if she would still be covered under her mom's insurance. She is a full-time student and lives with her mother in Wyoming goes to school in Nebraska. She will however be living with me in South Dakota but still a full-time student. Is she still covered under her mothers insurance even though she will not be living under her mother's roof? Thanks!


Do you need insurance in florida to drive with a learners permit? with a liscence?
tyvm morrocan girl


Medicaid and Private Insurance In Texas?
Ok so I am 15 years old and I live with my father. I have medicaid due to my fathers limited income. My mother on the other hand was able to get me health coverage thru her employer. If I want to use Medicaid and not my moms coverage can I? Do I have to report it to Medicaid? If I want to have my wisdom teeth removed(Medicaid doesn't) can I use just my moms insurance? We will probably just not reapply when we are suppose to for Medicaid but what should I do for now?


Cost of insurance for a Subaru WRX STi?
Hi all, I will soon buy a Subaru WRX STi for commuting from home to work, but I am a college student. How much will it cost for the car to be insured under my mother's name? (53 year old female, perfect driving record). Thanks! Xela"


"I just got married, does my parents health insurance still cover me?"
I got married on the 5th of december of 2010, neither my husband or I has health insurance through our work, and neither of us are still attending college, I know they have made a lot of changes with Health insurance lately and I have a prescription that usually costs about $200/month, but with the Insurance it is only $15, I stumbled upon a website that says I can still be considered a dependent even if I am married, since my job doesn't offer Health plans, but it doesn't say anything about being married in the middle of the insurance plan year (starts and ends in August). The website is http://quinnscommentary.com/2010/03/24/no-child-left-behind-big-changes-for-employers-and-employees-as-adult-children-remain-in-health-plans/ If anyone can dicipher if it does in fact state anything about being married within the insured year, or if you know of any other websites, or anything about how marriage affects health insurance with all the new plans and Amendments to those plans. Any and all help will be greatly appreciated!"


Would a car from 2003 be very expensive for car insurance?
I plan on having a Honda Civic for a for a first car. Now I've looked at the 2001 Honda Civic, but I did some research and it turns out that I saw many complaints of transmission failure and other conflicts with the transmission. I also looked at the '02 and it still had bad complaints about the transmission. This gen of Civics didn't get better until 2003, where I found that it didn't have that many complaints. My question is, If i were to buy it for my first car would it be very expensive for car insurance. I also don't know which car insurance I have, and I don't have my permit yet, but soon I'll be getting it. One last question, How would you know if the rate would be expensive?"


Cheap insurance for a 16 year old boy?
My first car is gonna be allot more expensive then the average first car because its a Lincoln aviator, the only problem is that even though the truck is $7000 (after safety and etest and all that needs nothing else) witch i can afford, the insurance is $1000 a month witch i can't afford! is there anyway to possibly go under my parents insurance or something like that? if so how would i do that?"


I sold my car and now have a parking ticket from the new owner what can i do?!!!!!!?
i sold my car in october 2009 to a trader the trader then sold it on to its new owner i thought all was fine till january when i recieved a parking ticket from london council !!! now bear in mind i live in birmingham and have never been to london in my life i signed and dated the v5 i did everything right i have appealed to the council but they said they needed more proof like cancelation of insurance the only thing is my insurance company no longer have the car on record is there anything i can do i don't want to pay some one elses fine i take it that the new owner has now registered the car in there name as i have not had a reminder for tax through and checked on dvla site and car has been taxed in april i really am worried about this can anyone help me !!!!!!!! 7 minutes ago - 4 days left to answer. i have already passed details of trader on to them but they still say i have to pay !!!!!!


What is an average monthly payment for Business Liability Insurance for a construction company LLC?
What is an average monthly payment for Business Liability Insurance for a construction company LLC?


Do I HAVE to pay for insurance if im not driving but have a license?
My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive" i mean


Do I really need insurance for a motorcycle in California?
Do i need insurance to ride a motorcycle in california? To get a license for motorcycles? please help!


Why is my car insurance so outrageous?
I live in Massachusetts and it is more than 3000 per year (252 per month). I am 18 so i have only been driving for a little over two years and i understand the inexperienced driver thing, even though i have never had an accident or fender bender or anything. Anyway, when will this go down? I want to purchase a home within the next year or two, and i dont have a huge income so this takes a large chunk. I know that it varies by state so would i be better off in Connecticut? I know it is cheaper there but by how much... and what does your state have to do with it?"


For my first car~~~??
which one is better for me??..a suzuki swift sports,a toyota caldina(reconditioned) or a mazda3 1.6 hatchback(my personal choice)...if u have anything better...please state...."


Do cheaper old cars make insurance higher?
Ive been looking up cheap old cars such as 1995 peugeot 106 the insurance is still over 2000! is it because im looking at cars that cost 400? Im looking for a really cheap car to buy and has the average insurance price any suggestions ?


Is USAA a good auto insurance company to go under?
have any of u dealt with USAA before? whether it was their auto insurance, banking etc.and how come there are so many in the military that does not know anything about it?"


How Much Do You Pay For Your Health Insurance And Still Not Satisfied?
Hi guys, Are you paying for health insurance, and still getting dissatisfying results? I have a Doctor friend who has Blue Shield/Blue Cross and she says its not really that good!"


2003 G35 Maintenance fee and a estimate insurance price in nyc?
Want to buy a used 2003 G35 but would like to know the Maintenance fee and a estimate insurance price in nyc? ok I'm a 19 year(soon to be 20) old black college student who lives in Brooklyn, NY and would like to know how much it would cost me to maintain an insure a 2003 used G35 with about 40k- 80k miles? I've been driving for lets say a year now and live in a urban area, which i will be commuting back and forth to work, school and home."


Two car insurance policies?
My parents are trying to get me insured on their car which they already have a policy on but it is too expensive to put me on that. Is it legal for me to take out another insurance policy on the car in my name only?


Becoming an insurance agent?
I just about have my real estate sales and loan licenses. If I got an insurance agent license could I sell homeowners and renters insurance to people who buy and rent through me? Is there some kind of rule prohibiting this, is it a conflict of interest?"


National Insurance number and student finance help please?
I need to get my NI number ASAP for university. It takes 4 weeks for the student finance to process it, and uni starts in less than 4 weeks. Once I apply (today is bank holiday) can I get some sort of reference code for student finance or do I have to wait until they send me the actual code, if so how long will it take? Also how do I actually get it? e.g. what will they want, such as passport details etc. And as a bonus if you know, does student finance really take 4 weeks or that just a maximum of 4 weeks?"


Which health insurance company in Florida is best at filling prescriptions using there mail order pharmacy?
I'm in the process of buying health insurance n making sure I'm able to mail my presriptions every month to there pharmacy and getting them filled and sent back to me within a reasonable time is something I will need so I am wondering which company is best at this when it comes to how soon u will get them and how hard it is to set up your scripts especially certain ones u take every day but can only get a 30day supply like for my adderall which ive been on since i was a kid but i have 5 kids of my own now n lately I'm having trouble filling locally n hope I won't have the same problem when mailing them


I got a speeding ticket and the car has insurance but i do not.?
I got a speeding ticket in California. I was doing 65 in a 50 zone and was wondering how much the ticket would cost. Also, the car i drove has insurance under my sister and mom's name but i do not have insurance, but he did not write me up for not having insurance. How does this work? Will my license be suspended and will i have to pay another fine?"


Will the car insurance know?
I am a single parent, unemployed and I care for my eighteen month baby while my other child is at f/t school. I have recently passed my driving test and found the car that I want. The only problem is that the f/t course I applied for at college is full and the insurance premium is more for unemployed people and less for students!(which I can't understand). I can't tell them I am a housewife as I am not married, If I tell them that I am a f/t student will they need proof when I pay for the car insurance."


Lack of heath insurance in Georgia?
My friend's husband got into a motorcycle accident recently and ended up going to the E.R. Problem is, they don't have health insurance because he was fired from his job. I've been told that the tax payers have to take care of the cost. Are there any consequences for him, or he just doesn't have to pay anything?? That seems crazy. Why would anyone have health insurance if thats the case?"


If someone kicked car and left a lage dent will my insurance company pay for the repair?
some jackass kicked my car so now i have a huge dent just wanna know if insurance will cover the cost of fixing the dent and if my insurance will go up? thanks for your time.


Do I HAVE to pay for insurance if im not driving but have a license?
My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive" i mean


Why is Geico Home Owner's Insurance So Much More Expensive Than other Companies?
I have had my home owner's insurance through Liberty Mutual and I pay $865.00 per year for about 110,000 in dwelling coverage plus other coverages as well. However, I just decided as I wasn't doing anything today to check on the competition and I called up Geico. Get this.. Here it is... Geico, for the EXACT SAME COVERAGE I am paying Liberty Mutual $865.00 per year gave me a quote for $4,200.00 per year. WITH ALL COVERAGES BEING EQUAL. I was shocked... The lady told me because I had one claim for roof damage which cost $4,000.00 that justified the increase in coverage. Plus Geico had a higher deductible of $1,500.00. First I don't know anyone paying $4,000.00 for a one year home owner's policy for $110,000.00 in coverage. But does anyone know why Geico is so ridiculously expensive?"


Insurance help at 18 years old?
hello i am a 18 years old i am lucky enough to have a very good job so i can afford to spend alot of money for a 18 year old on a car i am looking to spend around 11k in all even tho the cheaper the better its not buying the car that is the problem its the insurance on the cars i want to buy all being around 4k for any half decent cars ?? any help would be grateful for some facts and figures .... cheers alex


What's the grace period on Nationwide car insurance?
What's the grace period on Nationwide car insurance?


Best car insurance for my situation?
I'm 18 years old. I have had one accident about a year ago and have received a ticket last month, what would be the best insurance that is affordable. Right now I'm on my mom's insurance and it's really high. I want to be on my own insurance that would be negotiable with my bad record. If someone could also give me some advice on how to lower my cost of insurance without switching that would be helpful too."


What is the normal procedure for a car accident without insurance?
3 weeks ago I hit a womans car in Sydney with my friends 4WD. I did not have any insurance on my side and now the woman's insurance wants me to pay for the damage. They gave me a call saying the damage was AU$ 5760 but if I would pay AU$ 2900 in the next 4 weeks that would be it for me. Now Insurance companies are not known to be humanitarian organisations so why would they let me get away with less money? I also talked to an Australian friend today who said the woman's insurance would have to give me three quotes on how much the repair of the car would be before they start doing anythin. Being a traveller I feel like the Insurance company tries to take advantage of my minimum knowledge of Insurance issues. So could someone please explain me the usual procedure for something like this?


What does a good student car discount mean?
like, what grades qualifies for a good student. I've looked on a lot of insurance pages and it doesn't say what grades means your a good student please help!"


State Farm vs. Farmers vs. All State? which is best?
I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias"


Who in the world has the cheapest car insurance?? 10 point 4 best ansswer....?
ive searched and searched and searched, after all im being dropped by state farm insurance cause i became a financial risk for them.... its not my fault i had 3 car crashes in 6 months.... anyway the best rates i got so far are.... $200 a month for basic and $553 for full coverage on a 93 chevy van POS.... no im not joking my rates were $130 for full coverage with state farm b4 all these accidents..... god help me im in michigan if that helps anyone else.... i really need a fast answer cause i got 3 days to get new insurance"


"Im 17 and have a 09 zx6r, i need cheap motorcycle insurance?"
Im 17 and have a 09 zx6r, i need cheap motorcycle insurance?"


Insurance and Driver License MN?
I just started my policy with 21 insurance and I moved from home to my grandma to now to chaska. Which is closer for work. Im getting a new driver license. But I told the insurance company my old address since I didn't get the new card for driver license. Is this bad will my rate go up ? I told the insurance company I work 3 days a week and its 45 min one way. But now im closer to work.


If i dont have insurance and i drive a friends car in which he has insurance on it.?
What would happen? would my friend be liable, and would he have to pay everything? or would his insurance cover his car?"


What is a good company for individual dental insurance?
What is a good company for individual dental insurance?


Why would insurance for a 50cc cost 500?
its a 2007 50cc motorbike which i would like to insure in aberdeen, kept in a garage and locked. im 16 and have passed my cbt but not full lisence, the cheapest quote i could get was 480, and that was third party cover only. is their anything i can do to lower the cost and where can i get a cheaper quote http://www.pistonheads.com/sales/1898234.htm < the bike"


I need help finding the cheapest insurance...?
1. im 19 2. im a female(obviously) 2. never had an accident(knock on wood) 3. never been pulled over(knock on wood) 4. i took a driving class when i was 16 i've looked online at quotes, but i figured i would ask so i can find out what companies to look at(not progessive, safe auto, or gieco[they are all really expensive), so that i can compare and figure out which one is best for my VERY TIGHT budget. I rely on only myself for finacial support and that one thing im proud of, i just need help finding the cheapest deals. Thanks. [and yes i have looked online, if you want to be rude then DONT answer]"


Does Acuity Insurance allow Pit Bull Mixes?
Does Acuity Insurance allow Pit Bull Mixes?


Do I HAVE to pay for insurance if im not driving but have a license?
My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive" i mean