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I lower my car insurance deductible a week ago, would the insurance company accept my claim today?

Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?

   








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Request for life insurance?
I am a Life Insurance agent. How to issue business card and request for the business and services when I meet people. Kindly please provide word to word (exact) script on what to say without sounding as if I am begging. Because right now whenever I meet people I say things like please (buy) take out insurance policy from me etc.( it sounds as if I am begging). And the expected answer is people always say that I should not put them in an awkward situation. ie embarrassing situation. since I am begging for business and service they are ashamed of me because I ask them like that. I would like to know what is the correct way to request for business and services so that I don't sound as if I am begging and also they don't feel ashamed. PLEASE PLEASE HELP!


Life insurance for people with bad health?
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Is insurance required to buy a car?
I live in the state of Washington. I just turned 18 and obtained my driver's license. However, I have been driving for two years now without insurance and license :/ fortunately without any encounters with the law. Anyway, I want to buy my own car now, my first car, so I'm looking for something local on craigslist. My question is, is it required for one to have insurance in the state of Washington in order to buy a car? I've obviously never done this before so if you could explain how this works I would appreciate it. 1.) What exactly do I need to pay for besides the car? (license plates, registration?) and 2.) Do I need to have insurance? (or can I just pay the person for the car, get the paperwork, and it's done, because I can't afford insurance at the moment. Again I've never done this before). Thank you"


How do I get my wife on my health insurance?
I'm going to be married in just over a week; afterwards, what do I need to do to add her to my health insurance? Am I supposed to tell my boss, or the health insurance company, etc.? I have Blue Cross Blue Shield PPO. Thanks!!!"


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I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen"" or ""unavoidable"" for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well"


Help- Any auto insurance agents around?
Hello, thanks for viewing. I recently got into a minor accident. A car rear ended my car, causing minor paint scratches on the rear of my car bumper. I was stupid enough to only ask for the other person's driver's license and phone number, but I did write everything down listed within the driver's license. I didn't write down the person's insurance policy number, nor the person's license plate. He didn't write mine either, we just exchanged driver's license information. Would my insurance company (mercury) be able to help me with this problem? Such as opening a claim, etc? I received a few estimates from auto dealers saying that the cost would be around $700 because of the shocks on the bumpers and such. Thank you so much"


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Health insurance questions?
im looking to start getting health insurance. American Health Benefits called today and said 129 a month includes me and my boyfriend, health, dental, optical, 5,000 accidental, and a few other things. it sounds like a good deal, but have no idea about health insurance. any tips or advice greatly appreciated. thank you"


Taxable income on whole life insurance?
I have a $200,000 life insurance policy that has a $100,000 loan on it and the company says that I must pay $4000 minimum to keep the policy in force. I am 70 years old and if the policy lapses the company says they will report a $100,000 gain to the IRS. Can I transfer this policy ownership to my daughter and then let it lapse to avoid the tax?"


Workers compensation insurance in Kentucky?
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If your car was insured under third party and you crashed into a Ferrari and wrote it off, would the insurance company really have to pay the entire amount? More importantly would this effect your premium significantly even if you switched companies? Obviously it hasn't happened, just wondering thanks."


I lower my car insurance deductible a week ago, would the insurance company accept my claim today?
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?


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I'm 16 year old guy, I have a 2004 Pontiac Grand AM sedan, I get good grades in school, about how much would it cost monthly?"


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"My car insurance company is, as I feel, lowballing me on a car payout after they deamed my car a total loss?"
Like I stated above, my car insurance gave me a really low payout offer for my car, I haven't signed anything yet and they said the only way they would pay more is if I prove that my car was worth more. How do I go about doing that? Also would an additional warranty I purchased when I bought my car, should that be reimbursed since it was technically lost in the accident?"


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please tell me car insurance company name, if possible"


I wanna some good health insurance?
I need some if possible cheap health insurance, including dental... Please help!"


I lower my car insurance deductible a week ago, would the insurance company accept my claim today?
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?


How much would pet insurance have cost?
About a year ago, my 8 year old tabby cat was hit by a car and fractured his pelvis. I found him in the back yard (he had climbed over the fence in his condition) and rushed him to an all night animal hospital that's about 45 minutes away. I had to sign a form saying that I would pay for anything that they had to do to Oliver. I loved him, so I signed it and they took Ollie in for emergency surgery. All added up, ollie's accident cost $2,500(au) If I had pet insurance for him for his whole life, would that have been cheaper? I was thinking of getting it for my dogs but I can't seem to work out if it's necessary."


Should I be be careful with independent health insurance agents?
I have been looking to get health insurance because lately my acne has gotten really bad. I was looking through health insurance one night, entering information such as phone number and my health past. The next day, I received a call from a lady who said she was an independent health agent and that she worked with people to help them pick the right insurance for them. I just want to know if anyone has had experience with this in the past and if I should get insurance through her. I just find it weird that she somehow got my number and that she told me we would meet not at an office but at a meeting place like Starbucks. Also, she said I would have to pay the first month's fee with the application. What if she isn't who she says she is? I may not be able to find her again without an office right? Does this seem fishy to anyone else or am I just being paranoid? If this is a scam, does anyone know where I could find information on real health insurance agents in Arizona? Thanks"


How much will my insurance go up?
I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable"""


Car insurance expired what to do?
I bought an old car . its insurance expired on 9.7.12. how can i get it insured again?


Health insurance question?
so i just got health insurance for me and my family for the first time ever and i dont understand what the deductible is, will the insurance cover anything until we pay the deductible?"


How much woul i pay for auto insurance on 2007 Hyundai Tiburon?
How much woul i pay for auto insurance on 2007 Hyundai Tiburon?


Cheapest car to insure at 17?
Hi, I've applied for my provisional and on the 26th of Jan I'll be 17 and starting lessons then. However my parents are getting me a car before hand so when I do lessons, I can drive with my parents too and my brother to work. I need to find a cheap car to insure? I would be interested in a Peageuot 106 (Small engine obviously) and just plain. Would these be expensive?"


Whats the cheapest car insurance?
I am a 23 year old male, with one wreck on my record from a few years back, I have a 2012 Mazda 3 what do you think would be the cheapest way to get car insurance? I currently have geico, with a 1000 deductible for basic comprehensive and collision, and I'm paying 175"


How to obtain depreciation from insurance company?
I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value."


Looking to get a car insurance but.....?
Looking to get a car insurance but i am not sure what it covers and what should i ask my insurer to include in my policy?


Where can I get E&O insurance at a reasonable price?
I am an insurance agent working through an agency. I need E&O insurance before I can sell certain policies. I'm looking for easy, affordable coverage."


Car insurance Rochester ny?
I I'm 19 years old and I just got my lisence and I am financing a 1999 vw beetle. I live in Rochester ny and I need full car insurance coverage. Does anybodie know any cheap Car insurance that I can afford the lowest I got was 153 a month with progressive but that's still to high. I need full coverage


Medical Insurance That Starts Right Away?
Do you guys know of any health insurance that is affordable and starts ASAP w/out having to wait 30-90 days? Does it also cover Breast Reconstruction surgery?


Anyone know insurance companies that would cover my car while in Canada?
I'm a US citizen on a temporary work permit in Ontario. I'm trying to figure out the best way to register my car. If I can find insurance that would cover me in Canada I could maintain registration in Calif. Does anyone know about this? Is there an insurance company that will cover my car while I'm registered in Calif/driving in Ontario? Thanks!


What do you pay for car insurance?
I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.


I lower my car insurance deductible a week ago, would the insurance company accept my claim today?
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?