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Why do underage drivers have to pay more insurance?

I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?

   








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Motorcyle insurance laws in Michigan?
I know motorcycle insurance is required in MI, but what is the penalty for being caught without it? I am planning on buying a used bike that I saw for $250 but to get it insured, it would cost me $200 per year. It doesn't make sense."


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Does every state require auto insurance?


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How much is car insurance for teens that just started to drive?


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How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?"


How much will my car insurance rise?
I am 16. I have gotten a 4 point 19mph ticket and a ticket that will show up 0 points miscellaneous. I also have taken a defensive driving course. The insurance company knows of none of these yet. Once they find out about all of them, how much will it go up"


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It was a Ford Fiesta SXi, I met with a serious accident & ma whole car was damaged. It was recommended for a replacement as it was of no use. I don't know how much I need to pay now for my car. It was new just 2 months old."


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One you can pay off be fore you die and the other you pay till you die(or certain)


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Should u get some sort of corporate health insurance for my employees?


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"If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?"
If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?"


Why do underage drivers have to pay more insurance?
I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?


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They acknowledge the damage to the door and fender and paid the amount reasonable for that but denied the claim about the slash in the conv top. Saying that because I put duct tape over it that left residue meant that it was pre-existing, when I only had duct tape on it for like 3 days due to it raining and me waiting on the appraiser to make a meeting with me. So know im faced to pay 1500 for a replacement top and installation. What can I do to make the insurance company pay for it? Its USAA and Im located in NC. Was I supposed to just let water seep in my car for 3 days waiting for the appraiser to come look at?"


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What's the best dental insurance?
I just moved to america and historically had terrible dental health care (I have not seen a dentist in 6 years). I work, but have no benefits and make little money and go to college part time. Two wisdom teeth have broken through (they're not giving me trouble) but I have other teeth that I know will be problems. What the best dental insurance plan out there where I pay the least amount of money for the procedures since I don't have money to spare, but I can afford a dental plan with monthly bill. I live in Tampa Florida.. and I don't really understand the system here. Thank you for any help."


What does COBRA mean in terms of insurance?
What does COBRA mean in terms of insurance?


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I know that there are many options, but a vague answer is fine. I just want to know if it will be around 100$ or 500$."


"How much in total (average), does one pay for Car insurance (for 1 car), and Health insurance (for 1 person)?
im 17 years old and just curious


How much does speeding ticket cost in California?
I got pulled over going 92 on a 55 mph because I went by to pass a slow car in front of me. I switched to the passing lane and sped up to pass. I was just wondering how much the ticket cost me. Does age matter? I am 18, and I'm wondering if that adds up the cost too."


Car insurance...........?
Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.


"Grad Student Getting First 4x4: Buy/ Lease, and Insurance Cost?"
@Ron H : Because I dont know where I'm going after 2 years, and a Jeep isn't good for long distance/ everyday driving. What do I need a Jeep for if I end up in New York City. besides, if I rent/ lease one it is NEW, and comes with warranty. That's also part of my struggle on buying one... I'll need some check up, registration, crap. But then again, I own the car, and don't have to worry about annual milage cap."


How much would it cost to own a porsche 911 per year? pleeeeeeeeeeeease answer. i beg to you.?
i am thinking of buying a 2001, 4 litre, porsche 911. how much would it cost to run the car every year if i do 15000 miles a year. include insurance, maintenance, repairs, tax, and all sorts of thing. just dont include the prize of buying the car thnk you by the way. i live in the UK. just thought that would be important"


"How does my health insurance deductible going up to $6,000 from $2,500 make it more affordable""?""
For me? Can anyone tell me?


Why do underage drivers have to pay more insurance?
I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?


Is it necessary to keep a copy of my car registration and auto insurance in my wallet?
I have a copy of my auto insurance information and car registration in my car already in the glove box. But is it necessary to keep a copy on my wallet just in case? Just curious my mom keeps telling me to keep it in my wallet but I never needed to take it out in my life. I got pulled over once and I just took out the registration in my glove box and it was fine.


Do i build credit with insurance companies for having my g2 for a long time without being insured?
Do i build credit with insurance companies for having my g2 for a long time without being insured?


Cheapest car insurance for 17 year old?
With full uk licence and as named driver or owning the vehicle. Does any remember what they were when they were 17.


How much is my car payment and insurance?
Hey, everyone else is asking the same 2 stupid questions, now it's my turn!"


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Im only 16, almost 17. Female. First time driver. No accidents. We have Geico. The car is a 2007. 47500 miles on it. 2 door. I tried looking online for an insurance calculator.. I just wanna know about how much a month it would be."


Baby not covered on partner's insurance policy?
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"Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?"
Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?"


Where to go to find a house/car insurance quotas!?
I have a project for my economics class, we have to make a family of four budget for a month and we have to like buy a house"


Drunk driver hit my parked car?
Saturday morning my car was parked outside my house and a drink driver struck it. Now it is undrivable. The driver went away with a DUI. I am waiting to hear back from HER insurance. It's been 3 days...the car she was driving was a Hertz rental car and was under her aunts name... In the mean time I've had to get a rental car to get me back and forth to work. Since I haven't talked to a claims adjuster, I'm starting to wonder if I will be reimbursed for this cost and how this is going to turn out considering I am completely not at fault."


Can I cosign a car title with my boyfriend but just add another car on my insurance?
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Car insurance and name transfer
Hello everybody, I have a car (well, it's under my husband's name), there are no payments on it, since it was bought cash, the insurance on it (from LA, CA) is under my name, and his name now, I'm thinking of getting a divorce, and was wondering, if I were to get a divorce, and have the car under my name, will the insurance be more expensive, I have less than 2 years experience in driving, and get a lot of discounts through the insurance. So of course If I leave, a lot of those discounts would go away, but still, just for the name change, will the insurance go up? Thank you. "


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Getting Insurance to get a license?
I am having a hard time getting my without insurance. I have a permit but I need insurance to take the drivers test, but I don't have anyone to put me on theirs so I can take the test. Is there anything I can do so I can get insurance. Please help me"


Does Obama Care require a person on Medicare to buy part D insurance?
Does Obama Care require a person on Medicare to buy part D insurance?


Why do underage drivers have to pay more insurance?
I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?