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How does car insurance work?

im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?

   








What is the normal procedure for a car accident without insurance?
What kind of car insurance do I need if I would like to drive any car in the UK?
Mr2 Spyder Insurance Rate?
Car insurance for cars off the road...?
How much would insurance cost if i drove an Audi S4 at the age of 16?
I had tesco's home insurance and cancelled my direct debit?
Am i better off going to planned parenthood with no insurance or getting a high deductible insurance?
Why are the insurance rates high on a Ford Mustang?
If you get a learners permit will your parents insurance go up?
Where i can get affordable or free x rays?
Affordable car insurance?
About how much does it cost on average to buy malpractice insurance if you're a doctor or a lawyer?
Do you need to have insurance to drive if you have a learner s permit?
Is it more expensive to insure a BMW 3 series than another car?
Didn't Obama claim his health care law would lower insurance rates?
What is a good website or good company to buy term life insurance?
I was denied homeowners insurance by state farm, are there any companies that will insure me?
CAN YOU GET UNDER YOUR PARENTS CAR INSURANCE IF YOUR CAR IS UNDER YOUR NAME?
I need health insurance help?
Anyone know who offers cycle insurance?
Is $1000 a good downpayment for an $8000 car loan?
Health Insurance question?
Teenager car insurance.?
If i'm 17 and in the military can i get a discount on car insurance?
How much does driving school cost in NJ?
Anybody know of low cost health care in AZ?
What is the difference between term insurance and whole life insurance?
How much is a 1999 acura with 300,000 worth?
Expensive insurance. why?
How expensive would liability insurance be for a pageant?
Auto accident in Texas insurance policy?
What do I need to do for self employed medical insurance?
Free term life insurance quote?
Free term life insurance quote?
Help with finding a good honest health insurance provider?
6 week car insurance for 18 year old?
Auto insurance for a Ford Mustang vs. Honda Accord?
Pulled over with expired car insurance.?
How can I get some cheap/reasonable health insurance?
Where can i get good health insurance?
Aussie car insurance?
Can I own a car, but be covered under my mom's insurance policy?
Car Insurance Renewal?
What is a good CHEAP car for a 16 year old?
Health Care Reform?
Should the insurance company be required to pay?
Is it okay not to have insurance as the driver since the car has insurance?
What will my auto insurance cover?
What will the average insurance payment be for my BMW?
Is there such thing as an insurance inspection?
https://lbusfiramemenm.wordpress.com/2017/05/14/if-i-trade-in-my-car-which-doesnt-have-gap-insurance-and-get-a-new-car-with-gap-insurance-will-the-total-lo/

https://preachxefpehacgya.wordpress.com/2017/06/08/i-was-stopped-by-police-for-no-car-insurance-which-i-thought-was-covered-on-my-other-car-whats-the-fine/






























































Not under parents insurance but got my G2 can i drive the car?
I'm not under my parents auto insurance but i heard that some insurance companies covers anyone that drives the vehicle as long as it is insured by them. I dont know if aviva does that... Just want to know if it's possible or not to drive the car without any issues.


Can Auto Insurance Companies suspend drivers licenses?
Wait maybe I should clarify this...My license was suspended when a friend used my back up car that wasn't insured...he had an accident causing damages we owed to the other driver....To get our license back the state said the we needed to pay 20% down toward the damages plus reinstatement fees etc. thats waht the BMV wanted. I paid Progressive that 20% payment arragement of 100.00 a month plus BMV Fees....Now Progressive Insurance said that they could suspend my license again if I missed payments thereafter...Is that true? Doesn't seem right that the BMV would care about payments....


Can you insure car for fire and theft with no MOT or Tax?
My Tax and MOT have both expired on my car and so is now currently declared as SORN. It is parked on my driveway so is off the road but as I work away and live by myself there is the chance of the car being stolen while I'm away and will lose out unless I can get some cover, I know insurers will only pay out the estimated market value and not what it is really worth when the car is stolen but having some reassurance is better than nothing I suppose. The car will not be getting MOT or Tax anytime soon either as the plan is to use this as a track only car and to transport it via trailer so the expense of getting these are not really required. Any help on this matter would be grately appreciated . Thanks"


How much does no claims effect your car insurance?
Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?"


Gerber Life Insurance?
I'm currently pregnant, but I've received several pieces of mail about this life insurance. I was wondering if anyone has it and what they think about it. It seems like a good plan, but then again, life insurance for a 1 year old seems kind of strange."


Where can I find health insurance as an 18 year old and I'm peregnant?
I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost."


Whats the best dental insurance for me?
I need coverage that covers more than just cavities. Don't know what insurance companies are legit...having trouble! Thanks!


"How does a physician affect the cost of healthcare insurance? Does the physician affect more than the cost of his/her services? If so, how?"
How does a physician affect the cost of healthcare insurance? Does the physician affect more than the cost of his/her services? If so, how?"


Car insurance change of address?
My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..


What is the average homeowners insurance cost in CT for older homes?
Just got quoted an annual premium of $2300(!!) for homeowners insurance in a rural CT town (ISO rated 9/10) for a 300ish year old home in the 250-300k range. That seems exorbitantly high. What are others paying in CT for similar old homes in these quaint new england towns?


Which is the best provider of online insurance CE?..?
Which is the best provider of online insurance CE?


Can u sue insurance for more than what a person is insured for?
my wife was hit by a drunk driver she was 8 mths preg.received broke collarbone concussion,both feet were damaged.the insurace company agreed to pay the minimum of what the vehicles owner was insured for.it was not the drivers vehicle.a lawyer told us we could not sue for punitive damages or compensation.our insurance has paid her med.bills up to whyat we was insured for,but we had to buy another vehicle and are now getting med.bills.i feel like my wife ought to be compensated something for her pain and suffering.so my question is can she sue for pain and suffering and punitive damages even though they agreed to pay for what the other vehicles owner was insured for,which was only 25000.00?"


Best dental insurance?
Does anyone know how to get federal dental insurance or state of California insurance if not what is the Best dental insurance out there maybe 100% coverage or the best coverage.


Can you help to choose the best car insurance for girls? Please...?
Thank you all of you for your time and kindness in answering my question...


G2 Auto Insurance Question!?
Hi, I am currently 16 almost 17 and I just got my G2 license. From the research that i have done I know that I need to have insurance to drive my parents car as a part time driver. I did go to driving school and got the drivers education certificate from CAA. However I am not really sure what to do now because my parents have 2 cars and my grandmother and grandfather have 1 car. I intend to use all 3 cars at different times because my whole family is very busy but i believe that my grandparents have separate insurance. I was wondering if I am going to have to pay to be a part time driver for all 3 cars or how does it work. Either way my dad is going to call the insurance company. Also if I do have to pay what do you think the price would be like and do you have any tip on how to maybe reduce cost?"


How does car insurance work?
im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?


Are local insurance companies better than global ones?
I moved to salt lake city not long ago and I m looking to insure my motorcycle for the summer but so far every websites I tried online have prices and monthly rates that are very expansive !! Does anyone know if it is best to get insured with a local insurance company or a big one like progressive ???


Where can I seek affordable health coverage for general and emergency care?
I'm currently jobless, and living abroad in Central America with my boyfriend. I need health insurance for emergencies and general health care. The plan I had was too expensive and I am desperate for a sense of security in case something happens. Also, I have been struggling with some more minor health issues and need to be able to see an American MD when I am home in the states. Please advise. Would also appreciate helpful weblinks as internet resources. Thanks."


Added my newborn to my insurance after 30 days?
help ! after i had my new baby things wre so hectic for me. he had jaundice and in and out of doctors.. my toddler had dental promblems . i had post partum issues myself and by the time i called to add baby to insurance it was abt 12 days after the 30 day period . my insurance is united healthcare thru my previous employer that im currently on cobra with.. they denied adding my newborn and said they wll send me a letter so i can appeal but im afraid that wont help . any advice on what i can do .. i cant imagine nt hvng insurance for my baby..especially we just got home from the hospital yestrday bcz he has broncholitus .. so i wl be billed for that . i know i called to add him late but hopeflly there gtta be something i can do. i means its for a child i live california .. any advice on how to handle this


What characteristics in a car make the insurance lower?
i am 19 year old male in Ontario buying my first car. and insurance prices are REALLY HIGH! i was just wondering when picking out a car, what i should be looking for that will result in less costlier insurance rates. for ex: certain makes? year? THANKS! also if you have any tips for me, that would be much appreciated!"


Where can i get an insurance claim to give to my insurance company for reimbursement?
Where can i get an insurance claim to give to my insurance company for reimbursement?


How much is home insurance for 1989 mobile home?
Looking at mobile home with land and wanting to know around how much home insurance would be ?


"Someone hit my car, but does not have car insurance.?"
I went outside to get in my car, and found that someone hit my drivers side door. A lady came out and told me she saw it happen, but couldn't get any info on the vehicle other than that it belonged to a neighbor's friend. Well I got the girls name and phone # from the neighbor, but they didn't think she has car insurance. Should I even bother calling the girl or should I call the cops and file a hit and run police report? I should note that this girl hit my car about a month ago. I wanted to wait till I had her information. Is it too late to call the cops?"


I just got a motorcycle and i got it registered and insured but i dont have the insurance card can i still ride with the insurance paper?
I just got a motorcycle and i got it registered and insured but i dont have the insurance card can i still ride with the insurance paper?


Cheap car insurance in ontario?
I am thinking of getting my own vehicle this summer... Does anyone know of any plqce where there is cheap or reasonably priced insurqnce for teens?


Needing Short-term disabilty insurance?
My husband and I are planning on having one more child in a year or so and I am looking for short-term disabilty insurance, b/c my work does not have it. Anybody know a good insurance??"


What's the cheapest van insurance for a new driver aged 27?
wa14 postcode fully comp really


"Who are the best car rental company, insurance wise and cost etc London?"
there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use"


Insurance in USA for people above 45 and below 60?
Hello, My parent just moved to USA (NY) a few months back and my father works at a grocery store. My parents do not have health insurance and I want to get them medical insurance somehow, something that is affordable since my father's job does not offer any health coverage. I am there only daughter and I asked my employer if I can add my parents to the my insurance policy but he said that will not be possible. My dad has been searching for a job which offers medical coverage but unfortunately it is a tuff time to find a job. My mother is suffering from Sciatica pain she went to one of the walk in clinics and got the medicine and ended up paying 200$ which did not do any good. Any suggestions how I can resolve this issue?"


What laptop insurance gives well priced coverage for damage and theft?
I am buying an expensive asus rog g soon and the standard warranty isn't enough for me. What insurance can I purchase that covers spills, damages, and theft?"


How much money does car insurance go up per year after an accident that is your own fault?
My wife and I just had an accident in a parking lot in which we backed into another car that had almost completely backed out already. No one was hurt, but the damage caused by our car is between $1,000 and $1,500. We will not have the damage to our car repaired. This accident is our fault; however, both of us have had a completely perfect driving record up until now. We just want to know how much this accident is going to make our insurance go up."


How does car insurance work?
im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?


What are some cheap car insurance for first time drivers?
What are some cheap car insurance for first time drivers?


"What does Obamacare do to make my insurance more affordable""?""
My rates have increased by 35% since it was passed...


Auto insurance.?
somebody hit and run me in the parking lot and dint leave any note or anything and there is no camera. the right fender has a big dent and the door wont open,if i report this to my insurance will i get an increase on montly payment? even tho its not my fault. My car is brand new got it 3 months ago and ha a full collision coverage insurance."


How likely are you to be persecuted if you add hit and run insurance after your hit and run accident and file a claim.?
How likely are you to be persecuted if you add hit and run insurance after your hit and run accident and file a claim.?


Does having a 4x4 increase auto insurance?
I turned 18 and I wanted to get a 95' Jeep Wrangler for $5000 as my first car. But will the fact it's a 4x4 raise my dad's insurance. Please respond.


Approximate Car Insurance Cost for 2005 Audi A4 Sedan for 16 Year Old Male in New York?
I do not live in NYC, I live about 1.5 hours North."


"Who do I contact to get help with my insurance? The insurance people through my medical care provider, or the state?"
I am a person with a disability (narcolepsy and systemic lupus), who is on several expensive medications that enable me to work and have a life to the degree that most people do not know I have a problem. But if I stop taking my medications, as I may have to do with the course of a few days, my ability to function is reduced to nothing and I cannot move. I prefer to function. It is a lot more fun. Last month (December), I earned too much to qualify for state insurance, so that plan was dropped. This month, I will also earn too much. But I thought that was going to be okay, because I am just young enough to have an insurance plan through my parents, which they are happy to pay for (because they are real sweethearts and I love them). Well, it turns out that since it is a new year, there is a copay of over $1,000, which neither they nor I can pay. No problem, we thought, I could probably qualify for a coupon program which would reduce the payment to $35. Until I found out that because I have family planning through the state (the medicines that I am taking through that keep my systemic lupus at bay, so I can't stop taking them), even though it does not cover the medicine for narcolepsy, they still will not let me have the coupon discount. Where am I to turn? In five days, I will have to quit all my medications cold turkey because I cannot pay for them, and if I do so, I will definitely have to quit my job. I do not want to quit my job. I love my job and I love my life."


How long does it take to recieve a settlement from an insurance company?
my husband was in a car accident jan of 07 he hurt is back and hasnt been able to work as much as he used to. we filed a suit against the other drivers insurance company and we just now in sept of 08 got a settlement offer of 7,000! not to sound greedy but that seems like it's just enough to pay his medical costs?! it's been a long time i no that the insurance company wants us to settle for the least amount possible, but i feel like if we don't settle for this amoung were going to be waiting another two years! i'd like to hear from anyone who knows anything about this any advice on what we should do settle or wait? and if we do settle how long before we get a check? thank you.."


What is the approximate yearly insurance cost on a 1995 nissan skyline Gts for a 17 year old guy?
Now i already know its impractical to own this vehicle at my age but its my dream car and i can afford to buy it, but id like to know if i can afford the insurance too... I'd appreciate it if you could leave a estimate on a yearly cost. I'd appreciate if you didn't say things like Too much "" or "" You're too young ""... Thank you very much :)"""


"Pregnant and no insurance, please help?"
My wife is pregnant and have no insurance. Insurance is really expensive. I make just above poverty level, we barely make it with mortgage and bills. We tried for medical but we didn't qualify or we do but have to pay $4,000. Is there a cheaper insurance or ways we can lower this? We currently live in Long Beach, CA."


P- Plater Car Insurance help?!?
I'm getting my P's very soon and I'm leaning towards buying a nice luxury first car. Something like a mercedes 2003 kompressor evolution for around 13k. The price of the car isnt an issue however I was looking online for got quotes for comprehensive insurance. IT IS SO EXPENSIVE around $8000 a year which is ridiculous. My question is, is there another way to receive cheaper comprehensive insurance? I read online that I can be the 2nd or 3rd driver? and the insurance price goes down? is this legal and also how much will it cover? What are rules I would have to follow?"


How does the whole process of buying a car work for a teenager?
Okay i am 15 years old and i am trying to figure out now.. What i need to do to be ready to buy my own car in the next few years or when i turn 18. I have many questions.. Because i want my parents to help as little as possible because i will be leaving the house once i am 18 and going to a college that they do not want. So i need to know.. What car? How does the insurance work? How much are payments a month? how do you think i could afford them? Should i start saving now? Should i wait til i move back to california til i buy the car or should i buy it in New York and drive back to California? HELP! PLEASE! or email me and we can talk more about it.


If a driver is not covered in your insurance and drive your car are they insured?
my daughter is 16 and is getting her first car today. I only listed the car in my insurance, if she gets in a car crash will she be covered? Or what will happen to her and the car?"


Insurance males/females?
In my state, car insurance is still more for males. Guess the change (if any) has not been made yet."


Car Insurance?
What is the best car insurance for someone who is 18 a good insurance that dosent cost that much


How does car insurance work?
im sure this is a really dumb question, but dont know the first thing about car insurance. I'll be 19 next month & i'm going to get my license before this month is over. I've had my permit for almost 2 yrs now & just been waiting to get money saved up for a car & insurance. I'd like an SUV but i've heard that it costs more to have insurance on an SUV? is this true? Are there any specific cars that are better [meaning less expensive] to get insurance on?