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What is the normal procedure for a car accident without insurance?

On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that....

   








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What is the normal procedure for a car accident without insurance?
On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that....


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What is the normal procedure for a car accident without insurance?
On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that...."


What is the normal procedure for a car accident without insurance?
On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that....


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What is the normal procedure for a car accident without insurance?
On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim's insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that....