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Why is KTM insurance so expensive?

I just recently purchased a 2008 KTM 250 xc-f, and as part of my loan I had to get it fully covered. I'm just curious why a 250cc dirtbike costs more to insure than my 2004 600rr was; same coverage. Is it because it's new?

   








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I just recently purchased a 2008 KTM 250 xc-f, and as part of my loan I had to get it fully covered. I'm just curious why a 250cc dirtbike costs more to insure than my 2004 600rr was; same coverage. Is it because it's new?


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Why is KTM insurance so expensive?
I just recently purchased a 2008 KTM 250 xc-f, and as part of my loan I had to get it fully covered. I'm just curious why a 250cc dirtbike costs more to insure than my 2004 600rr was; same coverage. Is it because it's new?