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Difference between HO2,HO3 house insurance policies?

I was informed a HO2 policy is outdated and very few companies issue them. The place where I recieved this quote has been in business over a 100 years. The HO3 policy is 250.00 higher, gives higher limits, is this over insuring my house?

   








Which is the best Health Insurance and Car insurance in NYC? if you know the answer to each or any let me know
Estimate for Auto Insurance on a 18 year old Living in GA driving a Mitsubishi Lancer GTS 20k?
How much would insurance cost me if I change my car? Couple questions Please help would be apprreciated!?
Ownership of whole life insurance?
How can I get the best and competitive online insurance quotes?
16 year old male, first car and insurance?
How do you apply for health insurance?
How many people committed life insurance fraud on 911?
Does anyone knows which insurance company is better? Great eastern or prudential?
Will this make my car insurance cheaper?
Fraudulent insurance claim ???
Which US states make health insurance obligatory?
What do u think of the health care reforms in massachuset ,?
Health insurance for immigrant children?
Where can I get inexpensive dental insurance?
Auto accident Insurance question?
What are the medical tests, i have to go for insurance?
How can the public get affordable Health Insurance without being ripped off by the large Insurance Companies?
Pulled over with no insurance in my friends car?
What year was the first car was made and what was it?
What factors to look for/consider when getting a home insurance?
Car insurance: Progressive vs. State Farm?
What is the average cost of life insurance?
Why is my car insurance expensive as the year go by?
I am a US citizen w/out health insurance. If I go to Canada, will they treat me?
Best cars fopr cheap car insurance!?
How much would insurance be on a red 98 Honda Prelude (2door)?
Dmv california insurance online?
I lost my phone and the insurance company ask for proof of blacklisted from network provider . but i had pay as you go phone .is it possible?
What will it cost to go to planned parenthood with no insurance?
USAA auto insurance 3,000 dollars a year for 2 cars?
Is this possible with AIG car insurance?
Secondary insurance with HSA?
Secondary insurance with HSA?
How much it costs for car insurance in london for 20 yrs old?
Why Will Companies Keep Offering Health Insurance?
What are insurance company for?
21st Auto Insurance Company?
How much would insurance cost in Vancouver BC...?
Question about health insurance and a pre-existing condition?
Tax break for required auto insurance?
How much would my insurance be?
How much should a insurance company pay for a car accident that left me disabled for the rest of my life?
Okay-ish car with cheap insurance? (uk)?
Looking for Life Insurance?
How much would an '89 Mercedes 300e cost for insurance?
Car insurance coverage help!?
How will Obamacare affect my family?
Different colour bonnet. Do I have to tell my insurance>?
I need Health Insurance Tips?
https://sketureptilna.wordpress.com/2017/05/16/what-is-the-cheapest-car-insurance/

https://nesspresourecap.wordpress.com/2017/06/06/sure-insurance-companies-cant-refuse-to-sell-you-insurance-because-of-a-pre-existing-condition-but-what-stops/






























































Where can i get low cost motorcycle insurance ?
i live in ontario canada ,, i want to buy a honda cbr 250 , and would like to find a low cost insurance for my bike , so far i got some way off price quote with a difference of $280.00 ,so i suspect they are over charging ,even at the low end , they say i'm covered for 12 months months but a motorcycle is not meant to ride in cold and snow and salty streets as the salt would ruin the chain and other parts of the motorcycle ."


"Can I sue the other driver's insurance company, or do I have to sue the other driver himself?"
Sorry this is so long, but I wanted to give enough details for folks to give an informed answer. I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses. The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident"""


College Question about health insurance?
So i am attending a SUNY school and im going for marketing i know longer want to go for marketing but cant switch out of classes, if i decide to stop going to two of my classes out of five will i loose my health insurance because i will know longer be a full time student, or would i still have health insurance because i paid for my courses, please let me know? Thanks"


How much does it cost to have regular health insurance for 10 employees?
I am starting a pizza shop and i was wanting to know how much is usually cost for normal health insurance. Also if someone can tell me how much it costs for liability insurance for the store. It is going to be a little caesars pizza. Thanks. -AMV


Why exactly life insurance?
I just don't think I need life insurance. I mean there are other priorities and other things I can spend my money on, why exactly life insurance?"


Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none
What about my husbands car? Am I allowed to drive his car when I have no insurance and my name isnt on his policy? But he does have insurance


Should we have socialist car insurance?
Is it unfair that people pay different amounts for their car insurance? Doesthis constitute discrimination against people who have to pay more? Should we socialise it so that we all pay the same rate? Why or why not? :-)


Can you be denied life insurance due to HPV?
My husband and I recently applied for life insurance now that my baby girl has arrived. I want to be sure that if anything happens to me that my husband will have money to pay for any expenses like our home, a funeral, etc. I never considered my HPV to be an issue since my immune system kicked it away once before (returned after stressful pregnancy/delivery). So the underwriter company called today to ask a bunch of health questions, in which of course you have to legally say you've told the total truth. So when they asked about STDs I had to tell them about the HPV. Now I'm wondering if it's possible for them to deny me insurance due to having HPV, even though it was detected early and has been controlled by my immune system thus far. I was wondering if anyone has ever gotten their life insurance after divulging to them about having HPV? And if so, did it change your premiums?"


Can I sue LL home owners insurance for fire HE set that detroyed my property?
The landlord set a fire purposely to the grass, in the middle of summer when temp. over 100. It got out of control and burned and destroyed my property. Can I sue his homeowners insurance because it was negligent? I know I can sue small claims but I don't know if I can collect since he doesn't have a job and I know the insurance co. will pay out. Can I file small claims against his Homeowners insurance? OR?? Property in TX"


How much does it cost for insurance on a scooter in europe?
I don't need an exact number, just give me a range."


Can I get an insurance coverage on a window I smashed?
I accidentally smashed my side passenger window out on my van this morning when I was trying to seperate a club and it flew out of my hand and smashed through the side window. Would ICBC cover any of that or do I have to pay it all since it is technically my fault?


Insurance and modifications?
i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!"


Can you drive without a drivers license?
If a police stops someone and they don't have a drivers license what happens? I've heard people say you don't need one because of freedom to travel"" on the constitution but I don't know"


Small business looking for new health insurance.?
I own a small business and my health insurance has gone up so much I can't afford it. I need a new agent and an affordable policy. Small group, just my family and 1 lady who uses it as a supplement."


How much do braces cost with insurance?
How much do braces cost with insurance?


Difference between HO2,HO3 house insurance policies?
I was informed a HO2 policy is outdated and very few companies issue them. The place where I recieved this quote has been in business over a 100 years. The HO3 policy is 250.00 higher, gives higher limits, is this over insuring my house?


Someone help me with car insurance?
I am 17 years old and haven't yet got a lisence or a car or even a provisional. But when I turn 18 I am going to get a car I have been looking at insurance prices and they're ridiculous. Like 2,000 pounds a month? Or these really realistic. I searched for insurance entering a vauxhall corsa? Can someone help? Help me think of a good car that's cheap that will have cheap insurance."


Can I get car insurance under my name when there's insurance on the car?
So after finding out that I'm not under the car insurance, I want to get insurance on me. Can I get liability coverage, or at least some form of auto insurance on me, despite the fact that there's already insurance on the car? I want something in my name, that way I can drive it without being paranoid of getting in an accident and not being covered. So basically, can you have two forms of insurance on one car?"


How much does Mercury insurance cost for new teenage drivers?
my family already is on mercury (4 people)...how much more is it with mine included? (im going to have to pay for it)


How can auto insurance screw you over?
Okay, I recently got into a car accident.. I am fully covered. My boyfriend was driving my car since I was not comfortable driving in a snow storm, we hit black ice and my car went into a pond.. It may be totaled, the adjuster still has to look at it. But now my auto insurance is claiming they might not be able to cover the loss of my car since the car title was put into my name only and I am under my parents auto insurance... but we asked the company before I bought the car if it was OK to be put under my name and not under my parents name since I am 19 years old and live under my parents roof. Help???"


How can I get US health insurance for my (non US residents) parents (in late 50's)?
This is both an Immigration"" question and a ""Health Insurance"" question. My parents will start living in the US several months a year or more as legal visitors to live with us until they get green cards and can move here permanently. They are close 56"


Will the cost of auto insurance change for me?
My mom has geico insurance and right now i am listed as a driver on her car and mine. My car is plated in my name but insured under hers. I got a ticket last march or april on my motorcycle which is insured in my name and plated in my name and when I got the bill from state farm (I pay yearly instead of every six months or every month) my insurance had not changed for my motorcycle. I am 17 right now. If she changes the insurance from my car to another car that is also plated in my name, will they check my driving record first? Will the price change? Ive been told the only time they check your record is when you open a new policy."


Car insurance question?
If i have my own car titled in my name, could my parents put me under their insurance so my car is insured, or does the car have to be titled in my parents name? It would be alot cheaper for me that way. Thanks."


"I need to get an insurance but not sure which is a good one,?
i am a cleaner and need to get insured for accidental damage as i work in the customers homes. thanks


Car insurance help!!!!!!!?
how does the car insurance work if your car was stolen but had full coverage


Can other people drive my car with my insurance?
I am going on a road trip with a friend but I don't want to drive the whole way. I have AAA insurance, will it cover my friend if she drives my car part of the way? She has state farm insurance if that makes any difference."


What is the diffent between term life insurance and whole life insurance? Which is most choosen?
What is the diffent between term life insurance and whole life insurance? Which is most choosen?


How is the Hillary Clinton helth plan version 2 anything like car insurance?
Car insurance: 1) Need to get it if you choose to drive. 2) Government bureaucracy does not force you to choose only in-state car insurance. 3) Coverage is meant to protect others from damages. 4) You choose how much coverage you want. 5) Does not violate freedom of religion. 6) Taxpayers don't pay for people who can't afford car insurance. Hillary Care: 1) Need to get if you choose to live. 2) Government bureaucracy limits the choice of provider. 3) Coverage only protects you and not others from damages 4) Government mandates what is covered, not you. 5) Violates freedom of religion for those whose beliefs prevent them from getting hospital care. 6) Government steals taxpayer money to supplement those who cry poor. Hillary supporters: Is it even possible to argue this? Go ahead and try. See you after Hillary loses the general election!"


"I dont have health insurance, what should i do?"
I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)"


Why are Pickup trucks so expensive to insure?
ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license."


False Auto Insurance Claim Against A Friend?
A very close friend of mine received a call from his auto insurer yesterday regarding a 3rd party claim against him. According to the 3rd party, my friend hit their parked car (which was parked on the curb in front of their home), then parked his own car, went up to their house, rang their doorbell and exchanged insurance information. The 3rd party claims that this took place in a town that's more than 1 hour away from where we work and live. This allegedly happened 3 months ago. There are two major problems with this story: A- The alleged incident never happened. I carpool with my friend to and from work and was with him that night. B- The 3rd party has all of his insurance information. Could the insurance company have called the wrong person (i.e. gotten policy numbers mixed-up while processing the claim)? If not, how could a 3rd party have his insurance information? How common are fraudulent insurance claims (against another person)? And has anything similar happened to you or someone you know? My friend is a little worried because there is some minor damage to his rear bumper. We live in a major city and pretty much every 3rd car has nicks and scratches along the bumper from parking garage 'mysteries' and whatnot. Also, about 8 months ago, a young woman rear-ended us while we stationary, waiting to turn left at an intersection. Other than a scratch to his rear bumper caused by her license plate bolt, there was no cosmetic damage, and while we exchanged insurance information, my friend decided not to file a claim (she was very nice and didn't look as though she had a lot of money). I'd hate to think that it's her trying to commit fraud against him..."


Difference between HO2,HO3 house insurance policies?
I was informed a HO2 policy is outdated and very few companies issue them. The place where I recieved this quote has been in business over a 100 years. The HO3 policy is 250.00 higher, gives higher limits, is this over insuring my house?


Do I need car insurance in Florida?
I passed my 4 our class on drugs and alcohol. I'm waiting for my certificate to come in the mail so I can go to the DMV and get my learners permit. Do I need insurance even though I'm not going to be driving my own car? I'll be driving my friends car. Sources? What's the cheapest insurance for a 16 year old male? Name of insurance and cost? Why would I need it if I don't even have a car and I'm driving my friends car?


How much would my car insurance be?
I'm 21 years old male and I live in NJ. I'm thinking about buying a used car and financing it. I was looking at GEICO website and the quote came out to about $1600/year for 2000 honda S2000. I was wondering if that amount is right. I selected collision and comprehensive coverage along with all the other coverage options. I thought full coverage would be much more expensive like $3000 but that is so low. So I was wondering if that amount is right. (I live in NJ with my uncle and my parents live in massachusetts)


How much would insurance cost?
HI! I'm 16 and I'm getting a 2008 Mitsubishi Eclipse Spyder Convertible tomorrow. I was wondering how much it would cost on insurance and registration. The insurance would go under my parents name. And it would only be used for taking trips to town. So any idea how much all together would be? Thank you!


"I hit accidentally a car on the back,no damages.Did my insurance will go up?"
I hit the car in the back,but was no damages in the cars.She will contact my insurance ,didi they will increase my payment?"


Should I live without health insurance?
I'm 33. My husband and I are self-employed and not making much money right now. We recently graduated from the same masters program and started our business. We would like to start a family - soon. Costs of raising a child aside, I am beginning to worry about the costs of having a baby in the U.S. I have begun looking into different insurance plans. Currently I am covered at a VERY basic level and he has no insurance. From what I have found so far, all the plans we can afford have very large deductibles, especially where pre- /postnatal and labor and delivery costs are concerned. Is it crazy to consider paying for these expenses out of pocket? It seems as though we will need to come up with about $20,000 on our own before our deductible is met in any case. Should we save the $350 - $450 per month that the insurance would cost? Can anyone recommend an insurance plan with decent pregnancy coverage for a self employed couple in Washington state? Also, does anyone know how or if the Affordable Care Act will change coverage for pregnant women? Thanks."


California speeding and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick"" and cited me for speeding and for ""no insurance"" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can Ichallenge this?"""


"What is the average cost of homeowner's insurance for a home that is appraised at 169,000 and bought for 166k?
Home is in Rhode Island.


How to get Doctors Help & antibiotics cheap with no insurance?
In answer to your answer.., she is afraid to go to the ER, because she doesnt have the money to pay them later, and she dosent want an addtional collections bill, because she is worried other doctors wont see her. Her primary alleady refuses to see her because of an outstanding bill. She applied for insurance..is justw aiting back about it, because she also found a lump in her breast a while ago, but cant get biopsy until they approve her insurance. Also, her thyroid is def a issue, it is swollen and hurts so Im not sure what she has,.,,,,


Boxer Dogs and homeowner insurance?
in the state on Louisiana in the N.O area does Boxer dog cause ur insurance to rise?.. and what are some links?


What do you like most about tying health insurance to employment?
Isn't it a good way to keep employees in line? I mean, well"


Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?"


How cheap is Tata insurance?
How cheap is Tata insurance?


Do i have to pay custom if my package is insured via to Jamaica?
Do i have to pay custom if my package is insured via to Jamaica?


How much do you pay for you're car insurance 17+ ? & names of insurers!?
Hey, I'd like to know some of you're insurance quotes and where from? Looking around to find some places! Cheers in advance 10points for someone who helps!"


Suggest a health insurance?
which covers dental[root canal],skin[out patient],ENT,etc..,along with doctor's fee and prescription with affordable premium please give exact details of insurance policy plan, don't suggest search engines"


Difference between HO2,HO3 house insurance policies?
I was informed a HO2 policy is outdated and very few companies issue them. The place where I recieved this quote has been in business over a 100 years. The HO3 policy is 250.00 higher, gives higher limits, is this over insuring my house?