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Homeowners Title Insurance/Costs Standard?

I am buying my first home and wondered if it's true (I've read several articles saying it is, but my attorney and realtor both never heard of it): Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing. One article: http://personalinsure.about.com/od/homeo... I was told by my mortgage broker that he's never heard of it either and by his account, it is generally a standard fee across the industry. Am I the only intelligent one of this bunch, or am I reading all the wrong websites? :-) I plan on calling my property insurance company and see if they also offer Homeowners Title Insurance policies and how much they charge to compare.

   








Need supplemental insurance!?
Health cost per check up w/out insurance???
Does comprehensive on my auto insurance cover theft?..?
Do farmers get cheaper car insurance through (NFU?) Farmers union? (uk and NI)?
About car insurance what will happen?
Whats is the best life insurance policy for me?
How come the government can force us citizens to have health insurance?
Are insurance companies really uninformed about climate change?
Can I buy a used Car for $1,000.00?
How much does it cost to go for an eye exam in new jersey without insurance?
I need cheap auto insurance in NJ?
Car insurance in the US?
Quick health insurance question?
What's a sensible sporty/fast car for a young driver?
OK so i previously asked how much is car insurance uk,17yearold/girl, bmw compact sport 318.3door?
If I do not have home insurance, Can I put up a trampoline?
In California, do you have to have insurance on your boat?
How much $ does Geico Auto Insurance cover for car theft?
27, single, no kids, great health, should i get term life insurance?
Does full coverage auto insurance cover theft of the car?
Could my insurance cover flu shots at CVS but not at the doctor? Or is someone wrong?
Can my mum use her no claims to insure my car?
How much does non-owners auto insurance cost on average?
Does any one know a really cheap car insurer for young drivers?
Car Insurance in Kentucky?
Can you give me examples of how Obama care will drive up the cost of health insurance for employers.?
What are the life insurance laws in Ohio?
Buying a car, when to purchase insurance?
Will my car insurance represent me in getting claim from other person's car insurance company?
Driving with an expired insurance in kentucky?
What is the comparison between permanant life insurance and Roth IRA?
What car has the cheapest insurance?
Anyone no who will insure my 1981 Harley sportster in hamilton ontario?
Anyone no who will insure my 1981 Harley sportster in hamilton ontario?
Car Insurance... help?
Can I get a tracking number and insurance for a Fed Ex package if i use a drop box?
When you get car insurance, is it the car itself that's insured, the person, or...?
Health & dental insurance?
When the term is up on term life insurance, what happens to the money you paid? do you get it back?
Can someone tell me about life insurance? What is term? whole?
On average, how much would motorcycle insurance be for someone under 21?
Why do roommates of mine who are strangers have to reveal their incomes for me to get medical insurance?
Whate is the best car insurance?
Benefits on no Claims on car Insurance?
If we left most of Obamacare in tact but remove the insurance mandate what would happen?
A question about health insurance...?
Does Car insurance increase for adding spouse as Non-driver?
Cheap European travel insurance?
Can my car insurance provider kick me out of grandparents house?
Why do people in the US waste money on car insurance?
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Where can i find a list of insurance terminology and definitions?
i teach business english, i have a student who needs to produce insurance policies for his goods. i want to stay clear of health and life insurance. thanks"


Does the insurance company ( the other guys' fault) pay for rental car insurance?
I got swiped in the week. He is culpable and using his insurance Farmers. I get a rental while my car is in the shop. Farmers- do they pay for my rental insurance, if I am not covered to drive another car but my own? I have legal insurance- liability but not collision. THe guy who swiped me was extremely nice, giving me humbers and taking photos and so on- he was decent. But to pay extra for collision ( Enterprize mentioned this) it'll be 15-18 bucks a day. At this point, I'm fed up with having to drive around getting appraisals and do NOT think I should pay a dam thing. If I get a tiny scratch on the rental, they may ask me to pay for that, or will they? Please what are my options? The rental will take MY credit card for godsake ( I understand--I could just go sell it etc), but I do not see why I should be liable for even a tiny scratch, if I don't have that coverage for my own car and am happy to keep driving my own car that way- I will not be able ot drive my car a week or so while it's in the shop. Any advice- is Farmers right on this? Or did the customer service rep get it wrong? I'm confused right now. If I have to pay that collision ( god knows Enterprize could charge for a hailstone dent) then they guy who swiped me- he should pay them directly right? Please advise. I am willing to put a call into that guy to ask him to just pay the collision for each day I have the rental ( bear in mind I DO have legal liability insurance already, just not collision). TIA> foc"


Homeowner insurance am I right?
So am I right? If I rent-to-own a home but the deed is still in the owners name untill I pay off the house. I cannot get homeowner insurance because the deed is in the owners name? But after I pay the house off I can get homeowner insurance because the deed will be in my name? I am paying the homeowners insurance though and if somthing happends to the house what the insurance will pay is the balance and I get nothing. So I should get renters insurance ??


Where to get temporary Health insurance for US Expats having a short visit to the U.S.?
Hi, we are U.S. citizens whose permanent residence is outside the U.S. We have health insurance in the country we reside, but unfortunately that does not cover us outside of the country. We are having a short visit to the U.S. for less than one month and would like to get some basic health insurance for our family. So far, most travel insurance I have found does not cover for travel in a country you are a citizen of (so ironically, we so far have had no luck getting travel insurance for the U.S., since we are U.S. citizens.) Therefore we are in a bit of a quandary. A) we only need insurance for a month and B) we don't need much more than something that covers for emergent or emergency care (i.e. something relatively inexpensive.) Please advise if you have ideas or experience on where we can get insurance."


How to get cheaper car insurance?
Im 17 and looking to buy a ford ka. I have looked at quotes online with me as the main driver and using my parents as named drivers to try and lower the premium but the cheapest i have found on price comparison sites is 2100 for the year. I was wondering if anyone could help me and knew anything that could reduce the payment. Many thanks for your time, sam."


Getting a Permit in TX increases insurance rate?
hi. is anyone here from texas? i just want to know if insurance companies in TX really do increase your insurance rate once they are notified that your son or daughter has a permit to drive. AS if living here isnt already hard enough, lets top it off with this surprise."


How much does it cost to remove a third testicle?
I have a third testicle next to my penis, how much will it cost to get rid of it?"


"I'm 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name?"
I'm 16, how much would insurance be if I had a 1993 Toyota Supra MKIV under my name? The description I have for the car(I know some of it is useless, to lazy to take it out): - Clean Title - 1993.5 - Toyota - Supra - About 178k. - 3.0 2JZ-GE N/A - Auto with Overdrive & Manual mode - Black on Black - Targa Top - Major maintenance was done at 171k including timing belt and water pump. - Aftermarket HKS Exhaust, full exhaust all the way through. -Aftermarket Ram Intake - Has the usual rock chips as a daily driver should. But I photographed the two major flaws on the car. Check the pictures out - A/C Blows cold, all the power options work except for cruise control. I think it may just be a fuse. - Doesn't have backseats."


Health Insurance?
I am looking for health insurance without breaking the bank. What are good but inexpensive health insurance companies? I need good prescription coverage.


Insurance taken out 1 hour after accident?!?
I bought a car from a dealership, said I wanted 7 day insurance and drove away with it. A lorry crashed into me and now I need to claim from him BUT my dealer told me he only took the insurance out an hour after the accident and blamed me for it saying I drove off without letting him set it up? He told me and my sister to take the time with the car and to come back tomorrow to pick up the welcome back and mats. if I'm deemed at fault how screwed am I? I drove away from the car lot in full confidence that i was insured. When the police arrived at the scene they checked driver details and insurance and didn't say anything?"


How can I get medical insurance while unemployed?
Recently hospitalized and need further lifesaving testing, but hospital will not touch me unless I have insurance or insurance pending."


Insurance on a new and used car?
For somehting like a mazda, honda, or volvo"


Homeowners insurance in Valrico FL?
I am interested in buying a home in Valrico FL. Particularly Diamond Hill, a golf course community. Great price, but we are new at buying and have no idea what insurance might be on this place.Just to factor it in for our monthly cost. It is a 3/2/2 1800 sq ft @ $110k. no pool. I mean were talking just a rough estimate, close figure something. Again we have not the slightest clue as to what it could be. Any advice is really appreciated."


"Can I fight this no proof of insurance"" ticket in the state of california?"""
I purchased my vehicle on 3/13/09 with insurance. I was stopped on 4/7/09 for no license plates and failure to prove financial responsibility"" i.e. no proof of insurance. Prior to that"


What is the process of an insurance claim on a single car accident?
When someone has a single car accident and there is no other vehicle or person's property that is damaged, how does a claim proceed, if the owner decides to file a claim? Say a car avoided a deer or object in the road and ends up in a ditch or blows a tire and hits a tree or such and the vehicle is still able to operate. Is a police report mandatory? Does the location have to be exact if this occured in a VERY rural location? What steps would an insurance co. take after being notified? Thanks."


Homeowners Title Insurance/Costs Standard?
I am buying my first home and wondered if it's true (I've read several articles saying it is, but my attorney and realtor both never heard of it): Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing. One article: http://personalinsure.about.com/od/homeo... I was told by my mortgage broker that he's never heard of it either and by his account, it is generally a standard fee across the industry. Am I the only intelligent one of this bunch, or am I reading all the wrong websites? :-) I plan on calling my property insurance company and see if they also offer Homeowners Title Insurance policies and how much they charge to compare.


"Buying a car tomorrow, being added on to parents insurance, do I pay up front or ?"
Buying a car tomorrow, being added onto parents insurance, do I pay up front or am i just added to the updated rate the next month?"


Teen Insurance for a subaru wrx?
im not going on the insurance plan alone im doing it with my parents on their plan and the way you make it soud, are outragous prices!"


Can your name be on the title and registration and ..insurance while not on the car loan?
Can your name be on the title and registration and insurance while not on the car loan?


Life Insurance?
Can someone please advice me on what life insurance to take for myself and my parents. I am new to all this and I have no idea on what kind (term or whole life) I should take for each one of us, and also from what company, new york life or metlife or something else. I am 30yrs old and my mom and dad are 59yrs old. We have no health problems and all are in good state of health. Thank you."


Car Insurance and Driving Restrictions?
Hey! I pay car insurance under both of my parents vehicles but don't actually own one myself. The cars are not registered in my name or anything, I just want to specify that I AM on the insurance and that I PAY for it (I literally use my own money) myself. My question is: If I pay to be on the insurance, am I legally allowed to drive the vehicle without permission from the owner, since I pay for the insurance. Any response will be much appreciated. Thanks!"


Why is the Affordable Care Act proving to be so Unaffordable ..........?
Why is the Affordable Care Act proving to be so Unaffordable ..........?


Child life insurance?
Is there such thing as child life insurance? Like, for example, if my 6 year old son were to drown in our bathtub, would I get money for it, and if so does drowning count as accidental death? Thanks."


Would you buy Health Insurance from Billy Mays?
First it was OxiClean, then there was Orange Glo, and then KaBoom! Now Billy Mays, your favorite"" infomercial personality is endorsing iCan"


Is affordable health insurance a hand out?
I'm not a lunatic. Be one day late on a credit card and see what happens to your interest rate and what the penalties are. Buy a home with a mortgage affordable just long enough to get settled in, then watch it triple. Get sick once and you could lose everything you've worked for. Target lower class areas with higher priced merchandise. Bale out wall street with no strings attached. Employ companies within your circle with no bid contracts i.e. Haliburton. Use the finest fighting forces in the world to secure oil for the elite corporations of America. I'm the lunatic??"


Is medicaid considered insurance?
I know this is probably a silly question, but I was recently approved for Ohio Medicaid (healthy start/families). I am 8 weeks pregnant and will be getting Caresource through Medicaid at the beginning of next month. I called yesterday to make an appointment with an OB/Gyn office and they said that I cannot make an appointment just yet. They said that since Medicaid is not considered an insurance that I will have to wait for their financial department to give me a call first. Then after that, if everything goes well, they will call me back to schedule an appointment. I was just wondering if this made sense to anyone. I thought Medicaid is considered an insurance. Thanks in advance..."


How hard is making affordable health insurance available? Really how hard is this?
OK, this health care overhaul thing is just taking too long and morphing into something nobody wants! Really, when you distill it down, it amounts to making some kind of health insurance available to people who would be unable to otherwise acquire it (people whose jobs don't pay health insurance, and can't afford thousand dollar premiums etc), because nobody benefits from people who can't pay their medical bills. And if we don't want the government providing/managing it, that's understandable. So we handle it privately. No one can argue that what we have is working just fine, not when we have people with huge medical bills, and are unable to get coverage they can afford. Those lucky enough to have insurance paid by their employer, fine. What do we do with the others? Throw them under the bus? Shouldn't this be a no brainer? What's the hold up? How hard is health insurance that the average person can afford? Isn't that better than people not paying their doctor bills or going broke doing it (and thereby costing us money in other ways)? Surely an objective (private interest free) collaberation between the govt and insurance providers should be able to do this! Anybody have any insight into what the hold up is?"


How can I get cheaper car insurance as a new young driver?
Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert"


Insurance coverage reversed after 2 years?
I had L insurance when I had my first daughter. Right after a Dr. visit, they sent me a statement claiming $0 that I had no responsibly for that visit. 2 years later, I received a bill from the hospital for several hundred dollars. I had no idea what it was, so I called the insurance company, and they tell me they are under a different management and that they decided that I am responsible for a partial of that visit cost. I asked if this was legal and they said yes, and it happens all the time. They also said they might alter other statements I had received as $0 responsibly on my end. Can anyone tell me if this is truly legal? If not, what should I do? Thank you for your support!"


How Can I Get Cheap Auto Insurance?
im 18 i just got my lisence i have a 93 ford ranger that my dad can put in my name. my parents are seperated. my mom has excellent driving record and good policy. if i get on her policy. can i drive the truck if its in my name ? im not sure im just trying to get auto insurance. and i have no one to help :(


What company should I use to insure my lamborghini gallardo?
I'm about to lease a 2014 Lamborghini Gallardo for 3 years in Augusta, Maine but no insurance company that I looked up is wiling to provide ana insurance quote for this vehicle. Does anyone know a car insurance company that is willing to insure this car?"


Homeowners Title Insurance/Costs Standard?
I am buying my first home and wondered if it's true (I've read several articles saying it is, but my attorney and realtor both never heard of it): Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing. One article: http://personalinsure.about.com/od/homeo... I was told by my mortgage broker that he's never heard of it either and by his account, it is generally a standard fee across the industry. Am I the only intelligent one of this bunch, or am I reading all the wrong websites? :-) I plan on calling my property insurance company and see if they also offer Homeowners Title Insurance policies and how much they charge to compare.


Does anybody have Progressive auto insurance?
Im thinking about getting Progressive auto insurance, I live in Massachusetts so the prices seem too good to be true. So is it a good insurance company."


Diamond ring insurance?
my boyfriend has brought me a very expensive diamond engagement ring for Christmas i want insurance on it if it gets lost or stolen which places do special insurance like this? i live in the uk ?


How long is my health insurance active after i quit my job in texas?
How long is my health insurance active after i quit my job in texas?


Can you buy a car get registration and title and insurance without proof of a license?
I've been dicked around since 2011 because i had a seizure and they held my driving privaleges.. Its a never ending bunch of BS they want you to go through like your a millionaire. So my question is can i get insurance, buy a car, title and everything else without showing proof of a license?"


"Cons, what is a better health plan than the President's plan?"
Do you or your candidates have a viable plan for Americans? Many people are without insurance because it is not affordable or it they have pre-existing conditions, or their employer does not offer it. Many Americans have lost jobs and health insurance is out of the question for them. Any ideas?"


Insurance in college?
My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan."


Yamaha R6 for starter bike?
So I'm guessing I should get a ninja...would the 650r work out? Or is it the same story as with the r6? I understand the problems with starting out on such a big bike. One more question for the sake of wondering, how would a r6 or cbr600rr work out with someone was afraid to use all the power on the bike and took it super slow?"


Which is life insurance company is number one position?
Which is life insurance company is number one position?


Has all 2ltr cars got the same cost in insurance for a 17 year old?
Has all 2ltr cars got the same cost in insurance for a 17 year old?


What car companies have the highest insurance rates?
Highest to lowest would be a good way to list them for me.


How do I find an affordable individual health insurance plan that includes maternity coverage?
***Well pardon my ignorance, but after recently leaving my employer of the last decade (and fabulous group plan) I am just now discovering the joys of individual health plans. I was only looking for a little advice, as these other nice people have so graciously provided, not to be scolded by YOU and YOUR snarky assumptions. :) A 2 year waiting period is ridiculous in my opinion, and so are plans people can't afford.***"


"50 in a 40, first ticket ever. Insurance?"
I got a ticket for going 50 in a 40 tonight. My gas was PASSED E, and I was turning into the gas station. I realize that doesn't do anything for my case. I'm 17. I've never been in a wreck, never been pulled over. The cop (who is a friend's dad) said that I go to court Oct 1 and if I'm eligible for Defensive Driving I can take it, and it wont go on my driving record. Question is, does this affect my insurance rate at all? I pay my own insurance. I have State Farm."


Does medical insurance cover circumcision surgery 18 years and over? whats the average cost?
location Corona, Ca. A Friend needs a partial circumcision. as an infant doctor did not do a complete job and partially left bottom portion. Low on cash and on medical insurance."


Is it necessary to buy the extra insurance when renting a car?
or can I just use my car insurance?


Would a Corvette c4s insurance still be expensive for someone under 25?
I know this guy at my church who is a Veteran who used to have a 1985 Corvette c4 coupe, and he sold it to multiple people and the people he sold it to gave it back to him after a few months because they did not want to drive it around that much, and he just sold it to his brother. He knows I'm a fan of Corvettes, so he told me he would give me the Vette if his son returned it to him. I'm 23, have almost a year of driving experience with no tickets or accidents. Would a c4s insurance still be expensive, even though it's not as fast as the more modern Corvettes?"


Homeowners Title Insurance/Costs Standard?
I am buying my first home and wondered if it's true (I've read several articles saying it is, but my attorney and realtor both never heard of it): Shopping around for a homeowners title insurance policy vs. just going with whomever the mortgage company/lendor selects at closing. One article: http://personalinsure.about.com/od/homeo... I was told by my mortgage broker that he's never heard of it either and by his account, it is generally a standard fee across the industry. Am I the only intelligent one of this bunch, or am I reading all the wrong websites? :-) I plan on calling my property insurance company and see if they also offer Homeowners Title Insurance policies and how much they charge to compare.